People's Trust Insurance

This insurance option is for homeowners who want a standard Florida home insurance policy. This type of policy is primarily for owner occupied home, valued $100,000 and more ($200,000 minimum for Miami-Dade, Broward and Palm Beach Counties).

This lower-cost insurance option is a named perils policy and excludes certain types of coverage, such as water damage and theft, to save you money. Basic Choice satisfies most mortgage requirements, and may help some homeowners better afford their monthly mortgage payment. This type of policy is primarily for owner occupied or tenant occupied homes, valued $50,000 and more ($100,000 minimum for Miami-Dade, Broward and Palm Beach Counties).