Whether you're looking for homeowners insurance, auto insurance, renters insurance, or another kind, I'm here to help you understand the insurance coverage you may want. Serving the San Diego, CA area since 2006, I can help you understand your coverage options so you can protect what matters most to you. Stop by in person, reach out online, or call to get a free quote today. CA Lic. #0F17377
Location
Certified by Kirk Miller Insurance Agency • May 17, 2026
Certified by Kirk Miller Insurance Agency • May 17, 2026
Monday8:30 AM - 5:00 PM
Tuesday8:30 AM - 5:00 PM
Wednesday8:30 AM - 5:00 PM
Thursday8:30 AM - 5:00 PM
Friday8:30 AM - 5:00 PM
SaturdayClosed
SundayClosed
5/25/20268:30 AM - 5:00 PM
7/4/2026Closed
9/7/20268:30 AM - 5:00 PM
Reviews
4.9
207 reviews
5 stars
200
4 stars1
3 stars0
2 stars0
1 star
6
PO
Pamela Owens
4 days ago
5.0
I purchased a new construction home about 10 months ago and as you can imagine, finding coverage was a little nerve wracking because I didn't want the CA FAIR Plan to be my only option. I looked to my Scripps Ranch community for recommendations, and Kirk Miller came highly rated. In reaching out, I was lucky enough to connect with Kailey Stephenson and she was a true partner throughout the process and made me feel calm and comfortable through the journey. She continues to be super responsive on both my home and auto policies whenever I need to make updates or adjustments. I could not ask for a nicer person to be in my corner navigating through (what I view as complex) insurance knowing I have an expert on my side. Thank you, Kailey - the peace of mind that you give me is priceless and immensely appreciated.
AN
Alex Navarrete
May 6, 2026
5.0
Kailey is out of this world. She went above and beyond to help me resolve some issues with my mortgage and insurance. It's rare to work with people that go out of their way to help you, truly. Thank you!
SH
Sheila Hunt
May 5, 2026
5.0
Kailey was extremely helpful in assisting me with my auto discount today. She has helped me out before in setting up my accounts and is always very knowledgeable, efficient, and pleasant to work with!
BC
Bryan Conston
May 5, 2026
5.0
I had a very pleasant experience with Sierra she assisted me with a payment and I also needed to have a copy of a policy uploaded and sent to my property management companies website she helped expedite my request.
TC
Tom Cuevas
May 4, 2026
5.0
"A big thank you to Kailey at Kirk Miller Insurance Agency. I ran into a minor issue (completely unrelated to the agency itself), but after reaching out to Kailey late in the evening, she had it fully resolved by the following morning. Truly great communication and service!"
Frequently Asked Questions About Kirk Miller Insurance Agency
What types of insurance do you offer?
Our agency provides a comprehensive range of insurance options, including commercial insurance for businesses, homeowners insurance to protect your property, auto insurance for your vehicles, and life insurance to safeguard your family's future. We strive to offer coverage solutions that meet the diverse needs of our clients across multiple states.
In which states are you licensed to sell insurance?
Kirk Miller Insurance Agency, Inc. is licensed to sell insurance in 18 states across the United States. These states include California, Arizona, Nevada, Texas, Washington, Illinois, New Mexico, Oregon, Louisiana, Minnesota, Montana, Oklahoma, Utah, Florida, Colorado, Michigan, Idaho, and Virginia. Our wide coverage area allows us to serve clients in various regions of the country.
Do you offer online quotes?
Yes, we provide online quotes for your convenience. You can visit our website to request a quote for the insurance product you're interested in. Simply fill out the necessary information, and we'll promptly provide you with a customized quote. If you prefer, you can also contact our office directly for a personalized consultation and quote.
How can I file a claim?
To file a claim, we recommend contacting our office as soon as possible. Our experienced team will guide you through the process and help you initiate your claim with the appropriate insurance carrier. We're here to assist you every step of the way, ensuring a smooth and efficient claims experience.
What factors affect my insurance rates?
Insurance rates are influenced by various factors, which can differ depending on the type of insurance. For auto insurance, factors may include your driving record, vehicle type, and annual mileage. Homeowners insurance rates often consider the property's location, age, and construction materials. Commercial insurance rates can be affected by the nature of your business, revenue, and risk factors. Our agents can provide more specific information based on your individual circumstances.
What types of insurance does Kirk Miller Insurance Agency offer?
Kirk Miller Insurance Agency provides commercial, HOA, life, health, auto, homeowners, and umbrella insurance to meet a wide range of coverage needs.
In which states is Kirk Miller Insurance Agency licensed to sell insurance?
The agency is licensed to sell insurance in 18 states including California, Arizona, Texas, Florida, Illinois, and others, covering multiple regions in the United States.
Can I get an insurance quote online from Kirk Miller Insurance Agency?
Yes, you can request a customized insurance quote conveniently through their website or by contacting their office directly for a personal consultation.
How do I file an insurance claim with Kirk Miller Insurance Agency?
To file a claim, contact their office promptly; their experienced team will assist you throughout the process for a smooth claims experience.
What factors influence insurance rates at Kirk Miller Insurance Agency?
Rates vary by insurance type and factors such as driving record, property location, business nature, and more; agents provide specific rate details based on your personal circumstances.
What are the operating hours of Kirk Miller Insurance Agency?
The agency is open Monday through Friday from 8:30 AM to 5:00 PM and is closed on Saturdays, Sundays, and major holidays.
How can I contact Kirk Miller Insurance Agency?
You can reach them by phone at +1 858-221-4055, by fax at +1 858-875-0667, or via email at info@kirkmillerinsurance.com.
In which languages does Kirk Miller Insurance Agency offer services?
They provide services in both English and Arabic to accommodate a diverse client base.
Are there nearby healthcare facilities close to Kirk Miller Insurance Agency?
Yes, Sharp Rees-Stealy Scripps Ranch and Sharp Healthcare are nearby medical centers where clients can receive medical services before or after visiting the agency.
What nearby businesses can support my insurance needs or related services near Kirk Miller Insurance Agency?
Nearby places like Farmers Insurance - Kirk Miller offer additional insurance services; Western Printing & Graphics and Michael Allen Associates provide advertising and printing services that may complement your business needs.
Are there recreational spots near Kirk Miller Insurance Agency for leisure before or after appointments?
Yes, DYE Paintball offers sporting activities nearby, and shopping options like Heilind Electronics Inc and Dye Precision are available for your convenience.
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