Brand Certified
JP Hayes Insurance Agency
4.9(68 reviews)
Certified by JP Hayes Insurance Agency • Jul 05, 2026
Business Details
3129 Tiger Run Court, Carlsbad, CA
92010, United States
Certified by JP Hayes Insurance Agency • Jul 05, 2026
(760) 935-3429
Certified by JP Hayes Insurance Agency • Jul 05, 2026
https://www.jphayesinsurance.com/
Certified by JP Hayes Insurance Agency • Jul 05, 2026
About
Certified by JP Hayes Insurance Agency • Jul 05, 2026
Insurance AgencyBusiness Insurance ServiceAuto Insurance AgencyHome Insurance Agency
JP Hayes Insurance Agency provides full-service commercial and personal insurance policy coverage services in Carlsbad, CA.
Location
Certified by JP Hayes Insurance Agency • Jul 05, 2026
Hours
Certified by JP Hayes Insurance Agency • Jul 05, 2026
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed
SundayClosed
7/4/2026Closed
9/7/20269:00 AM - 5:00 PM
Products & Services
1 list · 14 items
Explore offerings from JP Hayes Insurance Agency on 3129 Tiger Run Court in Carlsbad, with popular services available at this location.
Reviews
4.9
68 reviews
5 stars
66
4 stars1
3 stars0
2 stars1
1 star0
- DFDiane FinleyFeb 10, 20265.0JP and his staff has made finding insurance for my home so easy.
- CLCody LoomisFeb 6, 20265.0This agency is the epitome of what a great operation looks like. They offer a true experience to assess and ensure their clients have correctly assessed insurance coverages and are sure to get the best price possible while continuously training to stay up to date on everything available. Highly recommend!
- AAArnoldDec 12, 20235.0I am updating this review after JP himself reached out to me and my family. We had a dispute with an employee that was disrespectful and JP has resolved our situation effectively and efficiently. He is also an excellent agent that is very thorough and will help see through to make sure that you get the best deal on your insurance. If anyone is looking for an agent to set you up for home or car insurance, look no further because he is the perfect man for the job. He is an excellent agent that treats his customers with integrity, dignity and respect and will discipline his staff accordingly if problems ensue. I appreciate JP for taking the time out of his busy schedule to amend this situation. I believe that tells you everything you need to know of what an amazing agent JP is and I cannot recommend him enough.
- MMMelanie MartinezSep 8, 20215.0I have referred several clients to JP and Fergal Cullen, and I have the utmost respect in JP and his team to assist my referral's with their insurance needs!! Thank you, JP and Fergal, for always allowing me to trust you to take great care of my referrals!!
- FAFunki AdventuresOct 29, 20205.0We had a sudden flood in our home due to a leaking hot water cylinder. JP was on vacation when I called him, but he still took the time to help get a flood mitigation team into the house immediately, then followed up with a call later to ensure all was underway. Insurance agents/brokers don't always have the best reputation, however JP Hayes is very different from the stereotype. He works hard for his customers and we now have first-hand experience that when help is needed, he gets involved and doesn't just push all the difficult stuff over to the insurance admin people - he keeps his eye on everything (not all brokers/agents will do this). Additionally, he when it comes to coverage, he does not try to sell the flashiest, highest cost product. Instead, he is careful to match what we need, to what is provided. Highly recommended.
Frequently Asked Questions About JP Hayes Insurance Agency
What does homeowners insurance typically cover?
Homeowners insurance generally provides coverage for damage to your residence and personal possessions resulting from incidents such as fires, burglaries, severe weather, and acts of vandalism. Additionally, it often includes liability protection in case someone sustains an injury while on your property.
What is the difference between an HMO and a PPO plan?
An HMO (Health Maintenance Organization) plan typically restricts you to a specific network of healthcare providers and requires referrals for specialist visits. In contrast, a PPO (Preferred Provider Organization) plan offers greater flexibility in choosing healthcare providers and usually doesn't require referrals for specialist consultations.
What does personal health insurance typically cover?
Personal health insurance plans generally cover a range of medical services including physician visits, hospital stays, preventive care, prescription medications, and emergency services. However, the specific coverage details can vary significantly between different plans, so it's crucial to carefully review your policy terms.
Does homeowners insurance cover my home-based business?
Standard homeowners insurance policies typically do not provide coverage for business-related equipment or liability associated with home-based businesses. To ensure proper protection, you may need to add an endorsement to your existing policy or purchase a separate business insurance policy.
Do I need workers' compensation insurance if I only have a few employees?
Workers' compensation insurance is generally required for businesses regardless of the number of employees. While regulations vary by state, most jurisdictions mandate coverage even for companies with just one employee. This insurance protects both employers and employees by covering work-related injuries or illnesses, including medical expenses, rehabilitation costs, and lost wages.
What type of coverage do I need as a business owner?
As a business owner, essential insurance coverages typically include general liability, commercial property, and workers' compensation if you have employees. Depending on your industry, professional liability insurance may also be necessary. Many small businesses find a Business Owners Policy (BOP) beneficial as it combines key coverages at a competitive rate. We recommend scheduling a complimentary risk assessment with our agency to develop a tailored protection plan for your specific business needs.
What types of commercial insurance does your agency offer?
Our agency provides a comprehensive range of commercial insurance solutions to address diverse business needs. Our offerings include general liability insurance, Business Owners Policies (BOP), commercial auto insurance, workers' compensation insurance, commercial life insurance, and group health insurance. We are equipped to address various aspects of business protection through our extensive portfolio of insurance products.
What types of insurance coverage does JP Hayes Insurance Agency provide?
JP Hayes Insurance Agency offers a broad range of insurance services including homeowners, auto, life, health, boat, motorcycle, commercial liability, workers' compensation, group health, and business owners' policies.
What are the business hours for JP Hayes Insurance Agency?
The agency is open Monday through Friday from 9:00 AM to 5:00 PM and is closed on weekends. They prefer customers to schedule appointments.
Does JP Hayes Insurance Agency provide services in Spanish?
Yes, JP Hayes Insurance Agency offers services in both English and Spanish to accommodate a wider range of clients.
Does homeowners insurance cover damages caused by severe weather?
Homeowners insurance generally covers damages to your residence and personal possessions resulting from events such as severe weather, fires, burglaries, and vandalism.
What commercial insurance options are available for business owners at JP Hayes Insurance Agency?
The agency offers general liability, commercial auto, workers' compensation, commercial life insurance, group health insurance, and Business Owners Policies to comprehensively cover business risks.
Does standard homeowners insurance cover a home-based business?
Typically, standard homeowners insurance does not cover business-related equipment or liabilities for home-based businesses; additional endorsements or separate business policies are recommended.
What payment methods are accepted at JP Hayes Insurance Agency?
They accept American Express, Discover, Mastercard, Visa, and checks for payment.
Are there financial or real estate services near JP Hayes Insurance Agency in Carlsbad?
Yes, nearby are Alex Covarrubias - Equity Smart Home Loans and John F. Gillis - Your Lending Solution offering mortgage services, and Inland Empire Real Estate for real estate needs, making it convenient to coordinate insurance with financial or property transactions.
What local amenities are close to JP Hayes Insurance Agency for clients to visit before or after their visit?
Clients can visit The Piano Studio for music and art classes, or stop by Alastin Skincare and Aura Candles for beauty and home goods, offering enjoyable experiences nearby.
How can clients benefit from other nearby professional services around JP Hayes Insurance Agency?
Nearby services include Edward Jones - Financial Advisor for financial planning, Brightway Insurance for additional insurance options, and AtWork Personnel Services for employment needs, allowing clients to access complementary professional support in one area.
Brand Certified Facts from JP Hayes Insurance Agency
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