AZ-1800006883 The Derrick Spencer State Farm team is proud to serve Avondale, Phoenix and surrounding Maricopa County with insurance and financial services. Contact our office today for an insurance review to see where we can help you with home insurance, auto insurance, and more. We would love the opportunity to earn your business.
Details
Requires appointmentNot available
Online appointmentsAvailable
Onsite servicesAvailable
Free parking lotAvailable
On-site parkingAvailable
Location
Certified by Derrick Spencer - State Farm Insurance Agent • Aug 16, 2026
Certified by Derrick Spencer - State Farm Insurance Agent • Aug 16, 2026
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed
SundayClosed
9/7/20269:00 AM - 5:00 PM
11/26/20269:00 AM - 5:00 PM
12/25/20269:00 AM - 5:00 PM
1/1/20279:00 AM - 5:00 PM
Reviews
4.9
119 reviews
5 stars
117
4 stars0
3 stars0
2 stars0
1 star
2
KN
kerman725 n5
Aug 13, 2026
5.0
I recently went back to my State Farm agent and was assisted by Brianna Espinosa for my home insurance; Rebecca already assisted me with inputting my auto insurance information. Brianna got all the information for both cars and our home and made the process easy. We got a good deal nice to be back at this agency. I was with them for many years prior to 2024.
JG
Jose Gomez
Aug 5, 2026
5.0
Eduardo Torres was an excellent agent we appreciate his help he took the time to explain us all details of the insurance auto/home insurance honestly he was awesome thank you so much Eduardo 👍
SR
Sandra Ruiz
Aug 3, 2026
5.0
Rebecca was very nice and extremely helpful. She took the time to explain everything to me. She is a great asset to your agency.
KF
Krystal Frias-holland
Jul 21, 2026
5.0
Rebecca L Fegley My agent is amazing and helped me with all my needs would definitely recommend this agency! Thank you for being the best agent
BO
Betty Ortiz
Jun 18, 2026
5.0
Rebecca was amazing at helping me and replied to me very quickly. She is awesome and so is State Farm🫶🏼
Frequently Asked Questions About Derrick Spencer - State Farm Insurance Agent
Do I have to pay for a quote online?
No, you do not have to pay for a quote online. We offer free quotes!
Who do I contact if I have questions about billing or payments?
Please contact your agent if you have questions about your bills, payments or Renewal Coverage Offers. Your agent's phone number and email are available on the details page of your bill.
What can I do on the State Farm mobile app?
The mobile app helps you manage your insurance and banking accounts, get roadside assistance, file claims, and more!
What does Emergency Roadside Service cover?
Emergency Roadside Service will typically cover: Towing your covered vehicle to the nearest repair facility, delivery of gas, oil, a battery, or tires, One-hour of locksmith services, One-hour of mechanical labor for select services.
I can’t log in to my account, what can I do next?
If you have created an online account and can not log in for any reason, please call Customer Care at any time.
Can I go paperless?
Yes, setup is easy! You can set this up when you log in to your account and update your email preferences.
Can I purchase my policy online?
Typically you are able to purchase a policy online at the end of the quote process. If you are not given this option, please reach out to your selected agent or Customer Care.
Can I save a quote to finish at a later time?
Yes, you can save your quote to continue at a later time. When you save your quote you will receive an email that contains a link to the application process.
What if I have more than four vehicles or four drivers in my household?
If you have more than four vehicles or drivers in your household, you will need to reach out to your selected State Farm agent.
Is my account number the same as my policy number?
No, A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.
Can I change my coverages online?
Yes, you can request changes to your coverages online and they will then be forwarded to your agent for processing.
Can I complete the process without an agent?
No, you are not able to complete the process without an agent. If you do not have an agent or have not selected an agent, one will be assigned to you for all your State Farm quotes, policies, and accounts.
When does my coverage start?
Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.
What payment methods can I use?
We accept cash and most major credit cards, such as Visa, Mastercard, Discover, and American Express.
What happens if I get into an accident with an uninsured driver?
Uninsured motorist coverage can help protect you in that situation. It's an optional add-on worth considering — talk to our office and we'll walk you through whether it makes sense for your policy.
What is an umbrella policy and do I need one?
A Personal Liability Umbrella Policy provides an extra layer of protection beyond your home and auto coverage. If you have assets to protect or face higher liability risk, it's worth a conversation. Our office can help you decide if it's a good fit.
At what age should I start thinking about life insurance?
The earlier the better — premiums are generally lower when you're younger and healthier. Whether you're just starting a family or planning for retirement, our office can help you find an option that fits your stage of life and budget.
What is the difference between term and whole life insurance?
Term life covers you for a set period of time and is typically more affordable. Whole life provides lifelong coverage and builds cash value over time. Our agents can walk you through both options and help you decide what fits your goals.
What's the benefit of working with a local State Farm agent versus going online?
A local agent gets to know your specific situation and can make sure you're not over or underinsured. We're here to answer questions, help with claims, and review your coverage as your life changes — things an online portal can't do for you.
How often should I review my insurance coverage?
We recommend reviewing your policies at least once a year or after any major life change — buying a home, getting married, having a child, or adding a vehicle. Our office is happy to do a no-cost review anytime.
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