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Get cheap car insurance with the coverage options you need even if you have a less than perfect driving record through Direct Auto Insurance in Fort Smith, AR.
Explore offerings from Direct Auto Insurance on 1316 Highway 71 S in Fort Smith, with popular services available at this location.
Commercial Auto Insurance
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Services
Direct Auto Insurance Services
Auto Insurance
At Direct Auto Insurance, you get the auto insurance coverage you need with the low rates and great services you deserve, regardless of your insurance, credit, or driving history. Get a free auto quote online or talk to one of our friendly agents over the phone or at your local store to see what coverage options might be right for you.
Motorcycle Insurance
Whether you're behind a chopper, cruiser, sport bike, or scooter, you're covered with Direct motorcycle insurance. We offer complete motorcycle coverage, customizable payment plans, and a fair claims process. Get a free insurance quote and learn how Direct helps bikers keep riding.
Roadside Assistance
Low-cost Roadside Assistance offers peace of mind and protection 24 hours a day. With emergency towing assistance, flat tire service, lost key and lockout service, and essential auto fluid delivery, roadside assistance is a comfort when things go wrong on the road.
Individual Term Life Insurance
Life Insurance can provide peace of mind and protect your family's financial health by helping to cover funeral costs and other final expenses, as well as loss of an income, all for less than 75 cents a day. Call Direct or visit your local store to see how a life insurance policy could benefit your family.
Accident Medical Expense
Take control of the medical and out-of-pocket costs that can add up after an accidental injury with Accident Medical Expense Insurance. When your health insurance isn’t enough to cover the unexpected costs of injuries resulting from an accident, Direct Auto Insurance can help fill the gaps in your existing medical plan.
Health Insurance Marketplace
Finding affordable health care coverage doesn’t have to be hard! At Direct Auto Insurance, we make it easy for you to compare plans from top-rated carriers and get your questions answered by a licensed insurance expert. Find out if you’re eligible for premium assistance during the Affordable Care Act’s (ACA) Open Enrollment.
Emergency Protection
An auto accident could involve many unforeseen expenses, including a hospital stay, ambulance ride, or childcare that auto insurance might not fully cover. While specific coverage varies by state, the Emergency Protection Plans help pay for many of these unexpected costs and provide other valuable trip planning services and travel discounts.
Mexico Auto Insurance
Traveling to Mexico? Hitting the road and heading to Mexico can be fun, but most folks don't realize that the auto insurance policy that keeps you legal in the U.S. won't cover you in Mexico. Learn more about the coverages included in a typical Mexico tourist auto insurance policy and where you can purchase one.
Commercial Auto Insurance
Whether your small business runs on a single work van or a fleet of up to 20 box trucks, commercial auto insurance protects your company in the event of an accident. Learn more about available coverage options including Liability, Uninsured Motorist, Medical Payments, and more.
Reviews
4.7
629 reviews
5 stars
500
4 stars
81
3 stars
15
2 stars9
1 star
10
TC
Tia Cunningham
Oct 3, 2026
5.0
Great customer service. Highly recommend
PH
Patricia Hughes
Oct 2, 2026
5.0
Victor was very helpful and professional. He made it to where the insurance rates were at a good standing and worked very hard to get my needs met. I will be referring others to this agency due to the customer service I received and the policy.
MR
Meaghan Ratliff
Sep 17, 2026
5.0
Heather was very helpful and knowledgeable. Thank you
AW
Alex Williams
Sep 4, 2026
5.0
Very helpful. Great service.
TS
Tina Smith
Sep 4, 2026
5.0
The young man that helped me get my insurance his name is Victor he was very polite very helpful and very very sweet if I ever have a problem I will get ahold to Victor to add more insurance.
Frequently Asked Questions About Direct Auto Insurance
What types of insurance does Direct Auto Insurance in Fort Smith offer?
Direct Auto Insurance offers auto, life, motorcycle, and renter's insurance coverage.
Where is Direct Auto Insurance located in Fort Smith?
Direct Auto Insurance is located at 1316 Highway 71 S, Fort Smith, AR 72901.
What are the business hours for Direct Auto Insurance in Fort Smith?
The agency is open Monday to Friday from 9:00 AM to 6:00 PM, Saturday from 10:00 AM to 4:00 PM, and closed on Sundays.
Does Direct Auto Insurance offer online appointments or onsite services?
Yes, Direct Auto Insurance provides both online appointments and onsite services for customers' convenience.
How can I contact Direct Auto Insurance by phone or email?
You can contact them at +1 479-782-6979 or email BU2792@directauto.com.
Which nearby places can I visit for food options around Direct Auto Insurance?
Nearby food options include Church’s Texas Chicken, Pizza Hut, and Burger King, all offering quick meal choices before or after your appointment.
Are there automotive-related services close to Direct Auto Insurance in Fort Smith?
Yes, Advance Auto Parts, O'Reilly Auto Parts, Hydraulic & Air automotive repair, and RedneckCustoms L.L.C provide parts and services nearby.
Where can I rent a car near Direct Auto Insurance?
Enterprise Rent-A-Car is located nearby and offers car and truck rental services for your convenience.
What accommodations are available near Direct Auto Insurance?
The Magnolia Inn Motel is a nearby lodging option if you need accommodations close to the insurance office.
Is there a UPS Access Point location close to Direct Auto Insurance for shipping needs?
Yes, a UPS Access Point location is nearby, allowing you to handle courier and shipping services conveniently when visiting.
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