Brand Certified
Ramsey Family Insurance
4.3(108 reviews)
Certified by Ramsey Family Insurance • Apr 05, 2026
Business Details
5705 Marlin Rd Suite 2007, Chattanooga, TN
37411, United States
Certified by Ramsey Family Insurance • Apr 05, 2026
(423) 212-1122
Certified by Ramsey Family Insurance • Apr 05, 2026
https://www.ramseyfamilyinsurance.com/
Certified by Ramsey Family Insurance • Apr 05, 2026
About
Certified by Ramsey Family Insurance • Apr 05, 2026
Insurance Agency
Ramsey Family Insurance provides auto, home, watercraft, motorcycle, recreational vehicle insurance and more to clients in East Tennessee and North Georgia.
Details
- Requires appointmentNot available
- Online appointmentsAvailable
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Certified by Ramsey Family Insurance • Apr 05, 2026
Ramsey Family Insurance
5705 Marlin Rd Suite 2007, Chattanooga, TN
37411, United States
Hours
Certified by Ramsey Family Insurance • Apr 05, 2026
Monday9:00 AM - 6:00 PM
Tuesday9:00 AM - 6:00 PM
Wednesday9:00 AM - 6:00 PM
Thursday9:00 AM - 6:00 PM
Friday9:00 AM - 6:00 PM
Saturday9:00 AM - 2:00 PM
SundayClosed
5/25/20269:00 AM - 6:00 PM
7/4/20269:00 AM - 2:00 PM
9/7/20269:00 AM - 6:00 PM
11/26/20269:00 AM - 6:00 PM
12/25/20269:00 AM - 6:00 PM
1/1/20279:00 AM - 6:00 PM
Reviews
4.3
108 reviews
5 stars
78
4 stars
8
3 stars
7
2 stars
3
1 star
12
- MNMaksuda Nabi3 days ago5.0Ramsey Family Insurance offers an outstanding experience with a true focus on personalized service. Their team is warm, knowledgeable, and takes the time to understand your specific needs before recommending the best coverage options. They make everything simple and stress-free, guiding you every step of the way with honesty and professionalism. It’s clear they genuinely care about their clients and go above and beyond to provide excellent support. Highly recommend Ramsey Family Insurance for dependable and top-quality service!
- LDLevi DunnMar 6, 20232.0Try Hugo insurance got a policy for 600$ cheaper will be canceling my account with them they were all nice at Ramsey very professional but they are not advanced enough or large enough to be able to give lower quotes (I have an awful driving record l) I suppose budget or whatever it may be but if you need cheap insurance go to Hugo insurance I was quoted 1k down and 600 a month by Ramsey and Hugo got me a policy for 300 down 300 a month 💪
- LHLisa HendersonMar 21, 20215.0Great place to get Insurance
- HBHeather BeecherJan 16, 20203.0I feel like they could be a bit friendlier.
- DHDorothy HendleyMar 5, 20195.0VERY GOOD PEOPLE THAT'S U CAN TALK TO VERY PLEASURE
Frequently Asked Questions About Ramsey Family Insurance
When should I buy car insurance?
It's crucial to secure car insurance before purchasing a vehicle. Driving without insurance is illegal and can lead to financial liability in case of an accident. Whether you're buying from a dealership or private seller, obtain a car insurance quote and policy first. For car insurance options in Chattanooga, TN, contact Ramsey Family Insurance.
Does the type of car affect the cost of insurance?
Indeed, the make and model of your vehicle influences your car insurance rates. The cost of your car is also a significant factor; generally, the more expensive it is to repair or replace your vehicle, the higher your insurance premium will be.
Are there any discounts for car insurance?
Insurance discounts vary depending on the provider. Common discounts are for maintaining continuous coverage and owning your home.
How much insurance for my car should I have?
Your state will have a required minimum coverage amount. However, this is often insufficient to cover the costs of most accidents. It's advisable to carry as much insurance as you can comfortably afford within your budget.
Are there things car insurance does not cover?
Car insurance typically doesn't cover normal wear and tear on your vehicle or routine maintenance. It also doesn't cover personal belongings in your car or any costs exceeding your policy's coverage limits.
Does my car insurance cover other drivers?
The coverage for other drivers depends on your specific policy. Some policies may cover occasional drivers, while others might require all regular drivers to be listed. It's best to check with your insurance provider for details about your particular policy.
What is liability insurance?
Liability insurance is the component of your policy that covers damages you cause to another driver or their property in an at-fault accident. It's typically divided into two categories: bodily injury liability coverage and property damage liability coverage.
How fast can I get car insurance?
You can often get your car insurance the same day you apply, sometimes within just a few minutes.
Do I need insurance for other types of vehicles?
While standard auto insurance covers cars, different types of vehicles require specific insurance policies. Commercial trucks, motorcycles, ATVs, and RVs all need their own specialized insurance, which is available from most insurance providers.
When should I buy car insurance?
Always purchase car insurance before buying a car to comply with the law and protect yourself financially in case of an accident. Ramsey Family Insurance can help you get a quote whether buying from a dealership or individual seller.
Does the type of car affect the cost of insurance?
Yes, the make, model, and cost of your car significantly influence insurance rates because higher repair or replacement costs increase premiums.
Are there any discounts available for car insurance?
Common discounts include affiliations, student rates, good driver/no accident discounts, hybrid or electric vehicle savings, and bundling policies like home and auto insurance with the same carrier.
How much car insurance coverage should I have?
State minimum coverage may not be sufficient; it's best to choose coverage that fits your budget and adequately protects you against accident costs.
Does Ramsey Family Insurance cover vehicles other than cars?
Yes, they provide specialized insurance for motorcycles, commercial trucks, ATVs, RVs, boats, and more.
What payment options does Ramsey Family Insurance accept?
They accept American Express, Check, Discover, MasterCard, PayPal, and Visa payments.
What are the hours of operation for Ramsey Family Insurance?
Open Monday to Friday from 9:00 AM to 6:00 PM, Saturdays 9:00 AM to 2:00 PM, and closed on Sundays.
Is Ramsey Family Insurance accessible for people with disabilities?
Yes, they have wheelchair accessible entrances and seating, but restrooms are not wheelchair accessible and there are no unisex restrooms.
Can I make an appointment online at Ramsey Family Insurance?
Yes, the agency offers online appointments and also provides onsite services without requiring prior appointments.
What nearby places can I visit around Ramsey Family Insurance?
Nearby you can visit the Chattanooga Eastgate Library for reading or events and grab a meal from Bhamanooga Wings or Nut'n But Guac. These spots are convenient for visitors before or after visiting the insurance office.
How can nearby public services support me when visiting Ramsey Family Insurance?
Facilities like Volunteers in Medicine for healthcare, Castle Dental for dental needs, and the Family Justice Center for community support are near Ramsey Family Insurance, providing comprehensive local services.
Are there local real estate and educational services near Ramsey Family Insurance?
Yes, TREES Real Estate School and Southern Home Realtors are nearby, useful if you're interested in real estate education or services while managing your insurance needs.
Brand Certified Facts from Ramsey Family Insurance
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Certified April 05, 2026Yext Knowledge Graph
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