American Benefits Agency.

Medicare has four parts: Part A (hospital insurance), Part B (medical insurance), Part C (Medicare Advantage), and Part D (prescription drug coverage)

Costs vary depending on the plan and coverage. Part A is usually premium-free if you have paid Medicare taxes for at least 10 years. Part B has a standard monthly premium, and costs for Part C and Part D vary by plan

Yes, Medicare Part D provides prescription drug coverage. Some Medicare Advantage plans (Part C) also include drug coverage

No, you cannot have both. Medicare Advantage (Part C) is an alternative to Original Medicare, while Medigap (Medicare Supplement Insurance) helps cover out-of-pocket costs not covered by Original Medicare

No, you do not need to renew Original Medicare (Parts A and B) annually. However, you should review your Medicare Advantage (Part C) and Part D plans annually during the Open Enrollment Period to ensure they still meet your needs

The deductible is the amount you pay out-of-pocket before Medicare begins to pay. Deductibles vary by plan and coverage type

Original Medicare (Parts A and B) does not cover routine dental and vision care. Some Medicare Advantage plans may offer these benefits

You should notify Medicare and your plan provider. Your coverage options may change, and you may need to select a new plan available in your new location

Generally, people aged 65 or older, younger individuals with disabilities, and those with End-Stage Renal Disease (ESRD) or Amyotrophic Lateral Sclerosis (ALS) are eligible.

You can enroll during your Initial Enrollment Period, which starts three months before you turn 65 and ends three months after your 65th birthday.

They represent Health, Life, and Medicare Plans including Medicare Supplement, Medicare Advantage, Medicare Cost Plans, and Medicare Part D Prescription Plans.

They operate by appointment and offer extended hours including evenings, nights, weekends, and holidays.

They offer plans from Humana, UnitedHealthcare, Medica, Wellmark Blue Cross Blue Shield, Mutual of Omaha, Health Partners, and many more.

Yes, Medicare Part D provides prescription drug coverage, and some Medicare Advantage plans (Part C) also include drug coverage.

No, you cannot have both. Medicare Advantage (Part C) is an alternative to Original Medicare, while Medigap helps cover out-of-pocket costs not covered by Original Medicare.

You might enjoy visiting Focus on You Beauty Salon and Spa or Divine Designs By Stephanie for beauty and spa services, or Curative Massage and Lost Art Massage & Whole Body Wellness for relaxation and health.

Yes, Arm Candy Children’s Boutique offers children’s clothing and shopping options nearby, and Trisha Waldron Designs provides jewelry and retail shopping.

Yes, nearby services include Black Hills Pediatric Therapy, Badlands Therapy Services, and Pennington County Republican office nearby if you are interested in community or political engagement.