As a State Farm Agent, I feel very fortunate to be able to use my financial background to assist you and our community in ensuring you and your loved ones are protected and help you in achieving your financial goals.
Here at Lori Smul State Farm, we strive to help our customers understand their current coverage and what it means as well as put plans together to fit their needs.
For Individuals & Families, we offer protection for the people and things you love! We offer everything from life and supplemental health insurance to protect you, your paycheck and those you love to car, motorcycle, recreational vehicles, home, condo and renters coverage. Having all your insurance under one company, allows us to personalize a complete package ensuring full protection for you.
For Businesses and Small Businesses, we offer policies to protect your company through each stage of its growth cycle, including professional liability (E&O), employment practices (EPLI), business property, car and trucks in addition to overall general liability. Additionally, we offer programs to help attract and retain employees, including group life insurance plans. In 2021, State Farm was recommended by Investopedia for Overall Small Business Insurance. As a small business owner myself, I am able to understand your unique needs and provide you a personalized solution for your business.
Details
Wheelchair accessible entranceAvailable
Location
Certified by Lori Smul - State Farm Insurance Agent • Mar 01, 2026
Certified by Lori Smul - State Farm Insurance Agent • Mar 01, 2026
Reviews
5.0
325 reviews
5 stars
316
4 stars
7
3 stars1
2 stars0
1 star1
What are people saying?
AI-generated from recent customer reviews
Customer Service
Customers consistently praised the staff, particularly Maria and Lori, for their exceptional kindness, professionalism, and willingness to help.
Knowledgeable Agents
Many reviews highlighted the agents' thorough understanding of insurance products and their ability to explain options clearly.
Efficiency
Clients appreciated the quick and seamless processes for policy changes and new enrollments, often noting how easy it was to get things done.
Positive Experience
Overall, customers expressed high satisfaction with their experiences, recommending the agency for its attentive service and effective solutions.
VJ
Vaughn Johnston
1 day ago
5.0
Michelle was very pleasant to work with. Gave me the Binder of insurance (after hours she was suppose to be home) me and our mutual client needed to get him on the road! Whoever is signing the checks should give her a raise.
CW
Charles Worth
Feb 24, 2026
5.0
Lori and her staff has done outstanding job. Very professional and on time with any request that I might have . Thank you!!!
MG
Monica Gamino
Feb 20, 2026
5.0
maria one of the agents she is amazing and friendly , i never thought to find someone who can understand and help me with my insurance for my cars and home plus she always has time and patience for me to talk about any issues and helping me out
thank you
AD
Andrea Dunn
Feb 20, 2026
5.0
Today was my first time ever purchasing renters insurance and I had no clue what I was doing or where to even start. Lori was so patient with me and explained everything to me that I needed to know. Any questions I asked they were answered and I really appreciate the help that I have received from her. Thank you so much for all of your help and the GREAT quote… Now my family is protected 😌💖
JB
Joni Brown
Feb 18, 2026
5.0
I want to give appreciation and thanks to Lori and Michelle for understanding my needs which led to getting the perfect quote.
Frequently Asked Questions About Lori Smul - State Farm Insurance Agent
What services does Lori Smul - State Farm Insurance Agent provide?
They offer insurance coverage for individuals, families, and businesses including auto, home, life, renters, and business insurance tailored to your needs.
Where is Lori Smul - State Farm Insurance Agent located?
The agency is located at 8281 Euclid Chardon Rd, Ste E, Kirtland, OH 44094, USA.
What are the office hours of Lori Smul - State Farm Insurance Agent?
The office is open Monday through Friday from 9:00 AM to 5:00 PM and is closed on weekends, but they offer weekend and evening appointments by request.
How can I get a free insurance quote from Lori Smul - State Farm Insurance Agent?
You can get a free State Farm insurance quote by visiting their website at https://www.lorismulinsurance.com/quote.
What payment options are accepted by Lori Smul - State Farm Insurance Agent?
They accept American Express, Cash, Check, Discover, Mastercard, and Visa payments.
Is the Lori Smul - State Farm Insurance Agent office wheelchair accessible?
Yes, the office has a wheelchair accessible entrance.
Which nearby places can I visit around Lori Smul - State Farm Insurance Agent?
Nearby places include Synergy Salon & Tan for beauty services, Your Fitness gym for workouts, and Kirtland Flower Barn for flowers and gifts.
Can I combine a visit to Lori Smul - State Farm with some local shopping?
Yes, you can visit nearby gift shops like Licursi Home And Garden or thrift stores such as The Last Moving Picture Company and The Salvation Army Stores.
Are there dining options near Lori Smul - State Farm Insurance Agent for before or after appointments?
Yes, you can try Angelo's Pizzeria & Ice Cream for pizza and ice cream or Stewart's Smokin Backyard BBQ for barbecue close by.
How can nearby services like Kirtlandfoodmart or LibertyX Bitcoin ATM be helpful when visiting Lori Smul - State Farm Insurance Agent?
Kirtlandfoodmart is convenient for quick snacks or essentials, and LibertyX Bitcoin ATM allows financial transactions, both useful when visiting the insurance agency.
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Certified March 01, 2026Yext Knowledge Graph
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