As a State Farm Agent, I feel very fortunate to be able to use my financial background to assist you and our community in ensuring you and your loved ones are protected and help you in achieving your financial goals.
Here at Lori Smul State Farm, we strive to help our customers understand their current coverage and what it means as well as put plans together to fit their needs.
For Individuals & Families, we offer protection for the people and things you love! We offer everything from life and supplemental health insurance to protect you, your paycheck and those you love to car, motorcycle, recreational vehicles, home, condo and renters coverage. Having all your insurance under one company, allows us to personalize a complete package ensuring full protection for you.
For Businesses and Small Businesses, we offer policies to protect your company through each stage of its growth cycle, including professional liability (E&O), employment practices (EPLI), business property, car and trucks in addition to overall general liability. Additionally, we offer programs to help attract and retain employees, including group life insurance plans. In 2021, State Farm was recommended by Investopedia for Overall Small Business Insurance. As a small business owner myself, I am able to understand your unique needs and provide you a personalized solution for your business.
Customers consistently praised the staff for being friendly, helpful, and knowledgeable, with many specific mentions of agents like Maria, Lori, and Hannah.
Professionalism
Reviews highlighted the professionalism of the agents, noting their ability to explain policies clearly and provide thorough assistance.
Efficiency
Many customers appreciated the quick and efficient service, with several mentions of seamless processes for policy changes and claims.
Personal Touch
Customers valued the personal attention and care provided by the agents, often feeling like they were treated as family.
Value for Money
Several reviews noted that customers were able to save money on their insurance policies while receiving better coverage.
SM
Sharon Muenz
3 days ago
5.0
Knowledgeable, kind, patient with my multiple questions, efficient, effective, understanding me, very professional, eased my tension about the whole "ordeal". Was wonderful to have such an agent!
RH
Revolutionary Human
4 days ago
5.0
I’ve had insurance with Lori and her agency for almost 4 years and they have always been top tier for me. Thankful to be insured with them!
JE
John Egan
5 days ago
5.0
I truly felt taken care of by Michelle. Extremely happy with the customer service, price, ease and peace of mind. Thank you very kindly.
JC
Jennifer Crenshaw
5 days ago
5.0
Working with Maria was an enjoyable experience. She was easy to talk to and made the process simple and understandable. We are now State Farm customers. Thanks Maria
MD
Melinda Datcher
Nov 7, 2025
5.0
Lori Smul is the best. She is knowledgable, patient, and goes above and beyond, Lori took time for me late on a Friday night to make sure I understood and was comfortable with my policies. I will definitely be recommending her to my friends and family!
Thanks again!
Frequently Asked Questions About Lori Smul - State Farm Insurance Agent
What services does Lori Smul - State Farm Insurance Agent provide?
They offer insurance coverage for individuals, families, and businesses including auto, home, life, renters, and business insurance tailored to your needs.
Where is Lori Smul - State Farm Insurance Agent located?
The agency is located at 8281 Euclid Chardon Rd, Ste E, Kirtland, OH 44094, USA.
What are the office hours of Lori Smul - State Farm Insurance Agent?
The office is open Monday through Friday from 9:00 AM to 5:00 PM and is closed on weekends, but they offer weekend and evening appointments by request.
How can I get a free insurance quote from Lori Smul - State Farm Insurance Agent?
You can get a free State Farm insurance quote by visiting their website at https://www.lorismulinsurance.com/quote.
What payment options are accepted by Lori Smul - State Farm Insurance Agent?
They accept American Express, Cash, Check, Discover, Mastercard, and Visa payments.
Is the Lori Smul - State Farm Insurance Agent office wheelchair accessible?
Yes, the office has a wheelchair accessible entrance.
Which nearby places can I visit around Lori Smul - State Farm Insurance Agent?
Nearby places include Synergy Salon & Tan for beauty services, Your Fitness gym for workouts, and Kirtland Flower Barn for flowers and gifts.
Can I combine a visit to Lori Smul - State Farm with some local shopping?
Yes, you can visit nearby gift shops like Licursi Home And Garden or thrift stores such as The Last Moving Picture Company and The Salvation Army Stores.
Are there dining options near Lori Smul - State Farm Insurance Agent for before or after appointments?
Yes, you can try Angelo's Pizzeria & Ice Cream for pizza and ice cream or Stewart's Smokin Backyard BBQ for barbecue close by.
How can nearby services like Kirtlandfoodmart or LibertyX Bitcoin ATM be helpful when visiting Lori Smul - State Farm Insurance Agent?
Kirtlandfoodmart is convenient for quick snacks or essentials, and LibertyX Bitcoin ATM allows financial transactions, both useful when visiting the insurance agency.