As a State Farm Agent, I feel very fortunate to be able to use my financial background to assist you and our community in ensuring you and your loved ones are protected and help you in achieving your financial goals.
Here at Lori Smul State Farm, we strive to help our customers understand their current coverage and what it means as well as put plans together to fit their needs.
For Individuals & Families, we offer protection for the people and things you love! We offer everything from life and supplemental health insurance to protect you, your paycheck and those you love to car, motorcycle, recreational vehicles, home, condo and renters coverage. Having all your insurance under one company, allows us to personalize a complete package ensuring full protection for you.
For Businesses and Small Businesses, we offer policies to protect your company through each stage of its growth cycle, including professional liability (E&O), employment practices (EPLI), business property, car and trucks in addition to overall general liability. Additionally, we offer programs to help attract and retain employees, including group life insurance plans. In 2021, State Farm was recommended by Investopedia for Overall Small Business Insurance. As a small business owner myself, I am able to understand your unique needs and provide you a personalized solution for your business.
Customers consistently praised the agents, especially Maria and Lori, for their exceptional kindness, professionalism, and willingness to help.
Knowledge and Support
Reviewers highlighted the agents' extensive knowledge and ability to explain policies clearly, making the insurance process easy to understand.
Efficiency
Many customers noted the quick response times and efficient handling of their insurance needs, often completing tasks in a timely manner.
Overall Satisfaction
The agency received high recommendations from customers, indicating a strong overall satisfaction with their services and support.
SG
Shawntee Greene
Dec 17, 2025
5.0
I have never dealt with someone who has been so kind hearted so down to earth family oriented to give first class Customer service made it very convenient for me to start a new policy and also offered me other policies that I didn’t even know that I needed it, but when I tell you Absolutely amazing I can’t thank her enough
TH
Theo Hupp
Dec 15, 2025
5.0
Maria took her time to talk me through all of my options. She was very helpful with getting my other policy canceled and very fast at getting me my new ID cards. Very professional!
MK
Melissa Kawkabany
Dec 6, 2025
5.0
Maria is great! We appreciate her kindness!
CC
Carla
Dec 4, 2025
5.0
Michelle gave me great quotes, personality n service! I give her a 10.
AM
Amanda McIlwain
Dec 3, 2025
5.0
Working with Maria was a breeze. She helped me find the best rate to fit my needs. Maria got back to my emails quickly and answered any concerning questions thoroughly. I am very happy with my experience thus far.
Frequently Asked Questions About Lori Smul - State Farm Insurance Agent
What services does Lori Smul - State Farm Insurance Agent provide?
They offer insurance coverage for individuals, families, and businesses including auto, home, life, renters, and business insurance tailored to your needs.
Where is Lori Smul - State Farm Insurance Agent located?
The agency is located at 8281 Euclid Chardon Rd, Ste E, Kirtland, OH 44094, USA.
What are the office hours of Lori Smul - State Farm Insurance Agent?
The office is open Monday through Friday from 9:00 AM to 5:00 PM and is closed on weekends, but they offer weekend and evening appointments by request.
How can I get a free insurance quote from Lori Smul - State Farm Insurance Agent?
You can get a free State Farm insurance quote by visiting their website at https://www.lorismulinsurance.com/quote.
What payment options are accepted by Lori Smul - State Farm Insurance Agent?
They accept American Express, Cash, Check, Discover, Mastercard, and Visa payments.
Is the Lori Smul - State Farm Insurance Agent office wheelchair accessible?
Yes, the office has a wheelchair accessible entrance.
Which nearby places can I visit around Lori Smul - State Farm Insurance Agent?
Nearby places include Synergy Salon & Tan for beauty services, Your Fitness gym for workouts, and Kirtland Flower Barn for flowers and gifts.
Can I combine a visit to Lori Smul - State Farm with some local shopping?
Yes, you can visit nearby gift shops like Licursi Home And Garden or thrift stores such as The Last Moving Picture Company and The Salvation Army Stores.
Are there dining options near Lori Smul - State Farm Insurance Agent for before or after appointments?
Yes, you can try Angelo's Pizzeria & Ice Cream for pizza and ice cream or Stewart's Smokin Backyard BBQ for barbecue close by.
How can nearby services like Kirtlandfoodmart or LibertyX Bitcoin ATM be helpful when visiting Lori Smul - State Farm Insurance Agent?
Kirtlandfoodmart is convenient for quick snacks or essentials, and LibertyX Bitcoin ATM allows financial transactions, both useful when visiting the insurance agency.