Certified by Osborne Insurance Services • Apr 05, 2026
Health Insurance AgencyInsurance Agency
Finding affordable health insurance that meets your needs is often a stressful process. There are so many companies and plans that choosing one can be overwhelming. That's where Osborne Insurance Services can help. We are a local agency providing affordable health insurance in Raleigh, NC, since 1997. We offer personalized services to apply for and maintain a health insurance policy. Our providers are carefully chosen to give you high-quality plans at an affordable price. If you're looking for Obamacare, our Marketplace experts can also help you navigate the often confusing Affordable Care Act to see which plan fits your needs and budget best. Finding health insurance shouldn't be stressful, so allow us to make this process easier. Contact us today to learn more!
Details
Wheelchair accessible entranceAvailable
Location
Certified by Osborne Insurance Services • Apr 05, 2026
Certified by Osborne Insurance Services • Apr 05, 2026
Monday9:00 AM - 6:00 PM
Tuesday9:00 AM - 6:00 PM
Wednesday9:00 AM - 6:00 PM
Thursday9:00 AM - 6:00 PM
Friday9:00 AM - 6:00 PM
SaturdayClosed
SundayClosed
Reviews
5.0
549 reviews
5 stars
540
4 stars6
3 stars0
2 stars0
1 star3
CG
Carla Gray
Mar 30, 2026
5.0
Michael Jr. turned a confusing decision on health insurance into a pretty straight forward one! So thankful that we found him.
VS
Vinette Sandor
Mar 22, 2026
5.0
The Osborne Insurance are very prompt at returning calls/emails. I have been with them since moving to Raleigh area. (5 years ) I would a absolutely recommend them
HD
Herbert Dittmar
Mar 20, 2026
5.0
Over the past 14 years Michael Osborne jr. and his team have been very helpful and extremely attentive from outlining our options to detailed explanations. Well done.
SR
Steven Reed
Mar 19, 2026
5.0
I’ve used Osborne Insurance Services for multiple years, and have never had an issue with their promptness (even when I was “late” or asking “last minute” advice on plans and coverages in Decembers) or with their work.
I would highly recommend.
TS
T S
Mar 19, 2026
5.0
Service is very warm and professional. They provide advice based on your individual situation, helping you better understand what kind of coverage you actually need.
Frequently Asked Questions About Osborne Insurance Services
What exactly does Osborne Insurance do?
As health insurance agents, we guide you through the complicated process of finding the best health plan for your unique needs. We work with all the major insurers, and you pay nothing extra for our services.
How much does health insurance cost?
The biggest factor is your income. Most people qualify for tax credits that discount your price. They also look at your household size, and where you live. We help you calculate all this.
What income counts for the tax credits?
We help you estimate your current year's household income. Not what you made in the past. You provide an estimate and receive a tax credit accordingly. The tax credits are then reconciled with your final income on the tax return later. The specific metric is called the Modified Adjusted Gross Income.
Which plan is best for me?
We’ll talk about your healthcare needs, as well as look up doctors and prescriptions with you. Again, income is a big factor. At lower income levels you get enhanced benefits on Silver plans. Generally, we recommend lower-cost plans that include things like doctor visits covered at a copay from day one.
What about Medicare Insurance?
We offer that too! Medicare is generally for people aged 65 and older. We’ll look at both Medicare Advantage and Medicare Supplement plans, from a variety of insurance companies. We’ll run your prescription list and doctor list to find the plan that fits your needs.
What do you charge for your services?
Our services are at no cost to you! We are paid a commission by the various health insurers. We’ll help you find a plan at the beginning, but we are also your agent moving forward and we help you any time with questions, or for help with your plan. Each year we guide you through a renewal process to make sure you have the best plan for the upcoming year.
What services does Osborne Insurance Services provide?
Osborne Insurance Services offers affordable quality health care insurance, free initial consultations, family and individual healthcare plans, and application assistance.
Which insurance companies does Osborne Insurance work with?
We work with all the major insurers including Aetna, BlueCross BlueShield, Humana, Mutual of Omaha, United Healthcare, and WellCare.
How much does it cost to use Osborne Insurance Services' assistance?
Our services are free to you. We are paid commissions by insurance companies, so there is no extra charge for our help.
What are Osborne Insurance Services' hours of operation?
We are open Monday through Friday from 9:00 AM to 6:00 PM and closed on Saturdays and Sundays.
Where is Osborne Insurance Services located?
We are located at 4928 Windy Hill Dr, Suite A, Raleigh, NC 27609, United States.
Does Osborne Insurance Services provide help with Medicare insurance?
Yes, we assist with Medicare Advantage and Medicare Supplement plans for people aged 65 and older, helping you find the best plan for your needs.
Is Osborne Insurance Services accessible for customers with disabilities?
Yes, our office has a wheelchair accessible entrance to accommodate customers with disabilities.
Which nearby health and medical services can I visit in the area?
Nearby, you can visit Primal Integrative Health Group, Renovo Natural Health LLC, Better Aesthetics Medspa, and Premier Nursecare Solutions for various health and wellness services.
What nearby counseling and mental health options are available around Osborne Insurance Services?
Nearby counseling and mental health services include Alisha Sumter and Attuned Psychotherapy, both providing professional mental health support.
Are there other insurance agencies near Osborne Insurance Services?
Yes, nearby insurance agencies include Insurance For All Needs Agency, Brown-Phillips Insurance, and Rick Riggsbee - Ethridge and Associates for additional insurance support options.
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