NC-1000168238 Our mission is to become your first choice for your insurance needs. We focus on Auto Insurance, Home Insurance, Renters Insurance and Life Insurance throughout the Charlotte NC area. When the unfortunate incidents occur, we pledge to be there to assist you.
Details
Online appointmentsAvailable
Onsite servicesAvailable
Wheelchair accessible restroomAvailable
Wheelchair accessible seatingAvailable
Location
Certified by Melanie Stone - State Farm Insurance Agent • Mar 01, 2026
Certified by Melanie Stone - State Farm Insurance Agent • Mar 01, 2026
Reviews
5.0
209 reviews
5 stars
207
4 stars1
3 stars1
2 stars0
1 star0
PA
Proper Flower Admin
4 days ago
5.0
We love working with Melanie Stone and her team! They are always ready to help when we need them.
LR
Linda Ragas
Feb 25, 2026
5.0
Melanie was very efficient, and she answered my question immediately. She forwarded the documentation that certified to Overture Providence that I have the appropriate renter's insurance that is a requirement of living here, She was awesome! Linda Ragas
PP
Pete
Feb 19, 2026
5.0
I been dealing with this office for about 4years now i absolutely love them an I have multiple insurances from renters to life to car an what’s so special they make me feel comfortable when asking questions about things I don’t understand, an to me that’s super helpful and very important to be taking care of properly like they actually care.!!
I highly recommend this State Farm Office.!!
LL
Lauren
Feb 19, 2026
5.0
I’ve had a great experience with Melanie Stone - State Farm. The customer service team is always helpful, responsive, and patient when answering my questions. They make the process easy and stress-free, whether updating my policy on my vehicles or homeowners. I appreciate their professionalism and clear communication. Highly recommend!
EM
Ed M
Jan 26, 2026
5.0
My wife and I have home owners, umbrella and two vehicles insured with Melanie Stone and team. Always helpful and fantastic service over the past 20 years!
Frequently Asked Questions About Melanie Stone - State Farm Insurance Agent
Do I have to pay for a quote online?
No, you do not have to pay for a quote online. We offer free quotes!
What payment methods can I use?
We accept cash and most major credit cards, such as Visa, Mastercard, Discover, and American Express.
Where do I access my online billing and payment information?
Use the Digital Pay Payment Center link to access your account. Enter your User ID and password to login. You will be directed to your billing and payment information.
Who do I contact if I have questions about billing or payments?
Please contact your agent if you have questions about your bills, payments or Renewal Coverage Offers. Your agent's phone number and email are available on the details page of your bill.
What can I do on the State Farm mobile app?
The mobile app helps you manage your insurance and banking accounts, get roadside assistance, file claims, and more!
What does Emergency Roadside Service cover?
Emergency Roadside Service will typically cover: Towing your covered vehicle to the nearest repair facility, delivery of gas, oil, a battery, or tires, One-hour of locksmith services, One-hour of mechanical labor for select services.
I can’t log in to my account, what can I do next?
If you have created an online account and can not log in for any reason, please call Customer Care at any time.
Can I go paperless?
Yes, setup is easy! You can set this up when you log in to your account and update your email preferences.
Can I purchase my policy online?
Typically you are able to purchase a policy online at the end of the quote process. If you are not given this option, please reach out to your selected agent or Customer Care.
Can I save a quote to finish at a later time?
Yes, you can save your quote to continue at a later time. When you save your quote you will receive an email that contains a link to the application process.
What if I have more than four vehicles or four drivers in my household?
If you have more than four vehicles or drivers in your household, you will need to reach out to your selected State Farm agent.
Is my account number the same as my policy number?
No, A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.
Can I change my coverages online?
Yes, you can request changes to your coverages online and they will then be forwarded to your agent for processing.
Can I complete the process without an agent?
No, you are not able to complete the process without an agent. If you do not have an agent or have not selected an agent, one will be assigned to you for all your State Farm quotes, policies, and accounts.
When does my coverage start?
Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.
Do I have to pay for a quote online at Melanie Stone - State Farm Insurance Agent?
No, the agency offers free quotes online without any payment required.
What payment methods are accepted at Melanie Stone - State Farm Insurance Agent?
They accept cash and most major credit cards including Visa, Mastercard, Discover, and American Express.
How can I access my billing and payment information online?
You can use the Digital Pay Payment Center on their website by entering your User ID and password to log in and view your billing and payment details.
Who should I contact for questions about billing or payments?
Contact your agent; their phone number and email are provided on the details page of your bill.
What services does the Melanie Stone - State Farm Insurance Agent office provide?
They provide insurance services including Auto, Homeowners, Renters, Life, Motorcycle, Boat, and Business Insurance.
What are the office hours for Melanie Stone - State Farm Insurance Agent?
The office is open Monday through Friday from 8:30 AM to 5:00 PM and closed on weekends and major holidays like Thanksgiving, Christmas, and New Year's Day.
Is the Melanie Stone - State Farm Insurance Agent office accessible for people with disabilities?
Yes, the office offers wheelchair accessible seating and restrooms, including unisex and wheelchair accessible restrooms.
Can I book an appointment online with Melanie Stone - State Farm Insurance Agent?
Yes, the agency offers online appointment scheduling for your convenience.
What nearby medical services can I visit before or after my appointment at Melanie Stone - State Farm Insurance Agent?
Nearby medical services include Piedmont Health Solutions for chiropractic and holistic care, Piedmont EyeCare Associates for eye care, and Children's Urology Of The Carolinas for family practice needs.
Are there any tutoring centers close to Melanie Stone - State Farm Insurance Agent for students or families in the area?
Yes, Kumon, Enopi of Charlotte, and Eye Level tutoring centers are located nearby, which can be convenient for families visiting the insurance office.
What financial services offices are near Melanie Stone - State Farm Insurance Agent for additional financial advising or investment needs?
Nearby financial services include Gachimbi Financial Services, Mark Antonich - Ameriprise Financial Services, LLC, Meghanne Svatos - Financial Advisor, Ameriprise Financial Services, and Jim Rice - Private Wealth Advisor, Ameriprise Financial Services.
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