NC-1000168238 Our mission is to become your first choice for your insurance needs. We focus on Auto Insurance, Home Insurance, Renters Insurance and Life Insurance throughout the Charlotte NC area. When the unfortunate incidents occur, we pledge to be there to assist you.
Customers consistently praised the agency for its exceptional customer service, highlighting the responsiveness, friendliness, and professionalism of the staff.
Knowledgeable Staff
Many reviews noted the team's expertise and ability to explain insurance terms and options clearly, making the process easier for clients.
Efficient Processes
Clients appreciated the quick response times and efficient handling of inquiries and claims, often describing their experiences as seamless and stress-free.
Long-term Relationships
Several customers mentioned their long-standing relationships with the agency, indicating high satisfaction and trust over many years.
Competitive Rates
Many reviews highlighted the agency's competitive pricing and ability to save clients money on their insurance policies.
KK
Ken
4 days ago
5.0
I have been with this State Farm office for over 10 years. I have never had an issue and have always received a quick response to any questions I had. Very knowledgeable and friendly staff. I would highly recommend Melanie Stone for any insurance needs.
KG
KeeKo Go
Dec 16, 2025
5.0
I have been a State Farm customer for nearly 40 years and had several agents over those years due to moves out of state.
Of all the agents that I worked with, my experience with Melanie Stone and her team, especially Roxie Elliott, has been by far…ABOVE all others.
She and her team set the bar on super fast response times to questions and are very knowledgeable.
They explain things in a way to help you better understand vs getting lost on all the insurance terms associated with a policy.
They also take the time to get to know you as well as help you navigate through any insurance related scenarios/situations that might come up vs having to talk with someone in a call center.
In closing, I highly recommend giving them a call / setting an appointment to get one of the best customer experiences out there for your insurance needs.
Thanks! KCG
SB
Scott Benjamin
Dec 11, 2025
5.0
Had the pleasure of working with Rachel Dennis as I reached out to a hand full of Agencies for Home and Auto quotes. She responded right away with a competitive quote and then followed up with discussing it line by line with me. My experience could not have been better and I highly recommend the Stone Agency.
PH
Paul Holliday
Oct 28, 2025
5.0
Have worked with Melanie Stone for years, never meet her or anyone in her office, it has been all over the phone. Everyone I worked with are very helpful and very polite and friendly. Most recently Jada Fey help me with the changing of my account number and m,y pay arrangements with State Farm. Great Team
CO
curtis Oliver
Oct 2, 2025
5.0
Through a bidding process came upon this State Farm agent and was very pleasantly surprised with the professionalism, attention to details and full explanation of what and why I should purchase what I did. I deal with Natalie and she couldn't be more responsive. We recently purchased a place in SC and Natalie has been great in advising us on how to best deal with different state laws. Highly recommend the agency and especially Natalie
Frequently Asked Questions About Melanie Stone - State Farm Insurance Agent
Do I have to pay for a quote online?
No, you do not have to pay for a quote online. We offer free quotes!
What payment methods can I use?
We accept cash and most major credit cards, such as Visa, Mastercard, Discover, and American Express.
Where do I access my online billing and payment information?
Use the Digital Pay Payment Center link to access your account. Enter your User ID and password to login. You will be directed to your billing and payment information.
Who do I contact if I have questions about billing or payments?
Please contact your agent if you have questions about your bills, payments or Renewal Coverage Offers. Your agent's phone number and email are available on the details page of your bill.
What can I do on the State Farm mobile app?
The mobile app helps you manage your insurance and banking accounts, get roadside assistance, file claims, and more!
What does Emergency Roadside Service cover?
Emergency Roadside Service will typically cover: Towing your covered vehicle to the nearest repair facility, delivery of gas, oil, a battery, or tires, One-hour of locksmith services, One-hour of mechanical labor for select services.
I can’t log in to my account, what can I do next?
If you have created an online account and can not log in for any reason, please call Customer Care at any time.
Can I go paperless?
Yes, setup is easy! You can set this up when you log in to your account and update your email preferences.
Can I purchase my policy online?
Typically you are able to purchase a policy online at the end of the quote process. If you are not given this option, please reach out to your selected agent or Customer Care.
Can I save a quote to finish at a later time?
Yes, you can save your quote to continue at a later time. When you save your quote you will receive an email that contains a link to the application process.
What if I have more than four vehicles or four drivers in my household?
If you have more than four vehicles or drivers in your household, you will need to reach out to your selected State Farm agent.
Is my account number the same as my policy number?
No, A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.
Can I change my coverages online?
Yes, you can request changes to your coverages online and they will then be forwarded to your agent for processing.
Can I complete the process without an agent?
No, you are not able to complete the process without an agent. If you do not have an agent or have not selected an agent, one will be assigned to you for all your State Farm quotes, policies, and accounts.
When does my coverage start?
Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.
Do I have to pay for a quote online at Melanie Stone - State Farm Insurance Agent?
No, the agency offers free quotes online without any payment required.
What payment methods are accepted at Melanie Stone - State Farm Insurance Agent?
They accept cash and most major credit cards including Visa, Mastercard, Discover, and American Express.
How can I access my billing and payment information online?
You can use the Digital Pay Payment Center on their website by entering your User ID and password to log in and view your billing and payment details.
Who should I contact for questions about billing or payments?
Contact your agent; their phone number and email are provided on the details page of your bill.
What services does the Melanie Stone - State Farm Insurance Agent office provide?
They provide insurance services including Auto, Homeowners, Renters, Life, Motorcycle, Boat, and Business Insurance.
What are the office hours for Melanie Stone - State Farm Insurance Agent?
The office is open Monday through Friday from 8:30 AM to 5:00 PM and closed on weekends and major holidays like Thanksgiving, Christmas, and New Year's Day.
Is the Melanie Stone - State Farm Insurance Agent office accessible for people with disabilities?
Yes, the office offers wheelchair accessible seating and restrooms, including unisex and wheelchair accessible restrooms.
Can I book an appointment online with Melanie Stone - State Farm Insurance Agent?
Yes, the agency offers online appointment scheduling for your convenience.
What nearby medical services can I visit before or after my appointment at Melanie Stone - State Farm Insurance Agent?
Nearby medical services include Piedmont Health Solutions for chiropractic and holistic care, Piedmont EyeCare Associates for eye care, and Children's Urology Of The Carolinas for family practice needs.
Are there any tutoring centers close to Melanie Stone - State Farm Insurance Agent for students or families in the area?
Yes, Kumon, Enopi of Charlotte, and Eye Level tutoring centers are located nearby, which can be convenient for families visiting the insurance office.
What financial services offices are near Melanie Stone - State Farm Insurance Agent for additional financial advising or investment needs?
Nearby financial services include Gachimbi Financial Services, Mark Antonich - Ameriprise Financial Services, LLC, Meghanne Svatos - Financial Advisor, Ameriprise Financial Services, and Jim Rice - Private Wealth Advisor, Ameriprise Financial Services.