MO-395659 Our office strives to provide State Farm customers with the most efficient and professional service in the St. Louis area. We primarily serve Webster Groves, Kirkwood, Clayton, Brentwood, Affton, Crestwood, St. Louis City, and St. Charles county - in addition to surrounding areas in Missouri and Illinois. We focus on Auto, Home, Life, and Small Business Insurance needs. We take time to complete a personalized comprehensive review of customers' insurance and financial needs. We hope to be the first and preferred choice for your insurance and financial services.
Details
Requires appointmentNot available
Online appointmentsAvailable
Onsite servicesAvailable
Location
Certified by James Carlton - State Farm Insurance Agent • Mar 01, 2026
Certified by James Carlton - State Farm Insurance Agent • Mar 01, 2026
Reviews
5.0
485 reviews
5 stars
479
4 stars4
3 stars1
2 stars0
1 star1
What are people saying?
AI-generated from recent customer reviews
Customer Service
Customers consistently praised the exceptional customer service provided by James Carlton and his team, highlighting their responsiveness, professionalism, and willingness to go above and beyond.
Claims Assistance
Many reviews noted the team's effectiveness in handling claims, with specific mentions of staff members like Stephanie and McKenzie who provided thorough support and guidance throughout the claims process.
Communication
The agency received positive feedback for clear and timely communication, ensuring that clients felt informed and supported during their insurance experiences.
Cost Savings
Several customers reported significant savings on their insurance premiums after switching to James Carlton State Farm, appreciating the competitive rates and tailored coverage options.
Team Expertise
The knowledge and expertise of the staff were frequently highlighted, with clients expressing confidence in the team's ability to address their insurance needs effectively.
JL
Jan L
Feb 12, 2026
5.0
As an out of state property owner with two policies, it's essential to have people I trust to be my eyes and ears, to represent me and my interests fairly. James Carlton -State Farm Insurance Agent is someone I can depend on. Mike in the office has been very helpful. Emails and phone calls are returned quickly--this helps resolve issues that arise and inspires confidence. Happy outcomes with small matters leads to confidence that if there ever is a larger issue, we can work through it to a fair solution. I've recommended this company to other family members who also do business with them.
CJ
Chris Johnson
Feb 12, 2026
5.0
I recently had the pleasure of working with Mike at the James Carlton State Farm Agency, and I was genuinely impressed enough to write this review, even though we ultimately moved forward with another carrier for now.
After our previous insurer non-renewed our policies following a major storm that damaged our vehicles and home, I was in the market for new coverage and heard about James Carlton’s agency through a local radio recommendation. While I recognize that on-air endorsements often involve compensation, I approached the process with an open but critical mind as someone who values thorough research and value.
Mike stood out immediately for his professionalism and expertise. He took the time to understand our specific needs, asking thoughtful, relevant questions without ever wasting my time or rushing the conversation. His knowledge of the industry is exceptional, he explained options clearly, highlighted key differences in coverage, and provided thorough comparisons that demonstrated real insight.
What impressed me most was his follow-up: consistent, helpful, and never pushy. He kept me informed without any high-pressure tactics, allowing me to make an informed decision on my own timeline. In an industry where sales pressure can feel overwhelming, Mike’s approach was refreshingly respectful and customer-focused. He truly seemed to prioritize finding the right fit over closing a sale.
Although financial considerations led us to another provider at the time, Mike recently reached out after noticing a significant rate drop, and we’re now planning to revisit our options at renewal. That kind of proactive, no-nonsense service is rare and speaks volumes about his commitment to clients.
If you’re shopping for insurance whether auto, home, or otherwise I can’t recommend Mike highly enough. He’s knowledgeable, personal, efficient, and genuinely helpful. The James Carlton team is fortunate to have him, and I’ll be back in touch soon.
Thank you, Mike, your approach restored my confidence in working with an agent who puts the customer first.
MC
Mary Cognata
Feb 11, 2026
5.0
Stephanie is amazing! She helped me for several weeks to ensure I received payment on a claim. She followed up to be sure everything had worked out and to ask if she could help with anything else. Great customer service!
MG
Mike Gallagher
Feb 11, 2026
5.0
I listen to 101 ESPN radio and have been hearing the ads and testimonials re: saving money on home and auto insurance and decided to give them a call.
After a brief conversation with Mike Ross to determine what coverage I had, he got back to me with a quote that saved us $1,500 per year. It was a simple, painless process. My only regret was not calling them sooner.
JS
Jody Shaffer
Feb 10, 2026
5.0
The service and communication that you get from Mike and Stephanie are literally world class. I have a hail damage claim going on and they kept me updated very consistently. Always asking if I needed anything else and how things are going. Plus a just referred someone to James Carlton and they got a yearly savings of $3600 on auto and rental insurance. Couldn’t ask for a better group of people.
Frequently Asked Questions About James Carlton - State Farm Insurance Agent
Do I have to pay for a quote online?
No, you do not have to pay for a quote online. We offer free quotes!
Who do I contact if I have questions about billing or payments?
Please contact your agent if you have questions about your bills, payments or Renewal Coverage Offers. Your agent's phone number and email are available on the details page of your bill.
What can I do on the State Farm mobile app?
The mobile app helps you manage your insurance and banking accounts, get roadside assistance, file claims, and more!
What does Emergency Roadside Service cover?
Emergency Roadside Service will typically cover: Towing your covered vehicle to the nearest repair facility, delivery of gas, oil, a battery, or tires, One-hour of locksmith services, One-hour of mechanical labor for select services.
I can’t log in to my account, what can I do next?
If you have created an online account and can not log in for any reason, please call Customer Care at any time.
Can I go paperless?
Yes, setup is easy! You can set this up when you log in to your account and update your email preferences.
Can I purchase my policy online?
Typically you are able to purchase a policy online at the end of the quote process. If you are not given this option, please reach out to your selected agent or Customer Care.
Can I save a quote to finish at a later time?
Yes, you can save your quote to continue at a later time. When you save your quote you will receive an email that contains a link to the application process.
What if I have more than four vehicles or four drivers in my household?
If you have more than four vehicles or drivers in your household, you will need to reach out to your selected State Farm agent.
Is my account number the same as my policy number?
No, A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.
Can I change my coverages online?
Yes, you can request changes to your coverages online and they will then be forwarded to your agent for processing.
Can I complete the process without an agent?
No, you are not able to complete the process without an agent. If you do not have an agent or have not selected an agent, one will be assigned to you for all your State Farm quotes, policies, and accounts.
When does my coverage start?
Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.
What payment methods can I use?
We accept cash and most major credit cards, such as Visa, Mastercard, Discover, and American Express.
Do I have to pay for a quote online?
No, you do not have to pay for a quote online. We offer free quotes!
Who do I contact if I have questions about billing or payments?
Please contact your agent if you have questions about bills, payments, or Renewal Coverage Offers. Your agent's phone number and email are on your bill's details page.
What services does James Carlton - State Farm Insurance Agent provide?
We provide Auto, Home, Life, Renters, Motorcycle, Property, Boat, Pet, and Business Insurance along with financial services.
What are the office hours for the James Carlton State Farm agency?
Our office is open Monday through Friday from 8:30 AM to 5:00 PM and closed on Saturdays, Sundays, and listed holidays.
Can I manage my insurance policy or get roadside assistance using a mobile app?
Yes, the State Farm mobile app lets you manage accounts, get roadside assistance, file claims, and more.
What payment methods are accepted at James Carlton - State Farm Insurance Agent?
We accept cash and major credit cards including Visa, Mastercard, Discover, and American Express.
Are appointments required to visit the James Carlton State Farm office?
No, appointments are not required, but online appointments are available and we offer onsite services.
What nearby dining options are available around the James Carlton State Farm office?
Nearby restaurants include The Sushi Station (Japanese cuisine) and Fizzy's Soda Fountain and Grill (American cuisine), perfect for a meal before or after your visit.
Are there any nearby places where I can shop near the James Carlton State Farm office?
Yes, The Webster Groves Bookshop offers print media and shopping, and Never Enough Boutique provides women's clothing and jewelry nearby.
What community and cultural attractions are near the James Carlton State Farm office?
You can visit Old Webster, a vibrant arts and entertainment shopping area, and enjoy events like the Old Webster Jazz and Blues Festival nearby.
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