Brand Certified
Karen Michaels - State Farm Insurance Agent
4.9(200 reviews)
Certified by Karen Michaels - State Farm Insurance Agent • Mar 01, 2026
Business Details
2825 Churchville Rd., Churchville, MD
21028, United States
Certified by Karen Michaels - State Farm Insurance Agent • Mar 01, 2026
(410) 398-1760
Certified by Karen Michaels - State Farm Insurance Agent • Mar 01, 2026
https://www.karensmyagent.com/
Certified by Karen Michaels - State Farm Insurance Agent • Mar 01, 2026
About
Certified by Karen Michaels - State Farm Insurance Agent • Mar 01, 2026
Insurance AgencyAuto Insurance AgencyHome Insurance AgencyLife Insurance AgencyRenter's Insurance AgencyMotorcycle Insurance AgencyProperty Insurance AgencyBoat Insurance AgencyBusiness Insurance ServiceState Farm
MD-199091
The mission of the Karen Michaels State Farm office is to serve customers in Elkton, MD and surrounding Cecil County, as well as Delaware and Pennsylvania. We can help with auto insurance, home insurance, life insurance, health insurance, banking and more
Details
- Requires appointmentNot available
- Online appointmentsNot available
- Onsite servicesAvailable
- Free parking lotAvailable
Location
Certified by Karen Michaels - State Farm Insurance Agent • Mar 01, 2026
Karen Michaels - State Farm Insurance Agent
2825 Churchville Rd., Churchville, MD
21028, United States
Hours
Certified by Karen Michaels - State Farm Insurance Agent • Mar 01, 2026
Reviews
4.9
200 reviews
5 stars
196
4 stars1
3 stars0
2 stars0
1 star3
What are people saying?
AI-generated from recent customer reviews
Customer Service
Agents are consistently praised for their friendliness, professionalism, and willingness to help customers save money.
Knowledgeable Staff
Customers appreciate the agents' expertise and ability to explain insurance options clearly.
Positive Experiences
Many reviews highlight enjoyable interactions and stress-free processes when obtaining quotes and policies.
Mixed Feedback
While most reviews are positive, there are a few complaints regarding communication issues and unexpected policy changes.
- DDDan Dunlap3 days ago5.0Great customer service!
- CMCarolyn MarvinFeb 3, 20265.0Hi my name is Carolyn Marvin I had the most wonderful experience with one of your agents im going through a rough time i just buried my mom i was trying to get my insurance straightened out she did such a great job inspire of me crying she help me tremendously I told her she should have been a therapist she calmed me down and made my day she didn't rush me off the phone even though I know she was doing her job I told her they need more people like her in this world can't say enough a out her i feel like I have know her for ever thank you for hiring such a beautiful soul ❤️
- RSRob SimmonsJan 16, 20265.0Harold Hines was awesome! answered all of my questions, called me back as promised A+
- NNNaturallyWahTalksJan 2, 20265.010/10 Highly recommend, Harold was very helpful, knowledgeable and professional. Easy to communicate with and gave clarity on things I was unsure about. Great customer service but also a Good person. Definitely do business with them!
- RSReese SavageDec 3, 20255.0Very friendly and very helpful
Frequently Asked Questions About Karen Michaels - State Farm Insurance Agent
Do I have to pay for a quote online?
No, you do not have to pay for a quote online. We offer free quotes!
What payment methods can I use?
We accept cash and most major credit cards, such as Visa, Mastercard, Discover, and American Express.
Where do I access my online billing and payment information?
Use the Digital Pay Payment Center link to access your account. Enter your User ID and password to login. You will be directed to your billing and payment information.
Who do I contact if I have questions about billing or payments?
Please contact your agent if you have questions about your bills, payments or Renewal Coverage Offers. Your agent's phone number and email are available on the details page of your bill.
What can I do on the State Farm mobile app?
The mobile app helps you manage your insurance and banking accounts, get roadside assistance, file claims, and more!
What does Emergency Roadside Service cover?
Emergency Roadside Service will typically cover: Towing your covered vehicle to the nearest repair facility, delivery of gas, oil, a battery, or tires, One-hour of locksmith services, One-hour of mechanical labor for select services.
I can’t log in to my account, what can I do next?
If you have created an online account and can not log in for any reason, please call Customer Care at any time.
Can I go paperless?
Yes, setup is easy! You can set this up when you log in to your account and update your email preferences.
Can I purchase my policy online?
Typically you are able to purchase a policy online at the end of the quote process. If you are not given this option, please reach out to your selected agent or Customer Care.
Can I save a quote to finish at a later time?
Yes, you can save your quote to continue at a later time. When you save your quote you will receive an email that contains a link to the application process.
What if I have more than four vehicles or four drivers in my household?
If you have more than four vehicles or drivers in your household, you will need to reach out to your selected State Farm agent.
Is my account number the same as my policy number?
No, A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.
Can I change my coverages online?
Yes, you can request changes to your coverages online and they will then be forwarded to your agent for processing.
Can I complete the process without an agent?
No, you are not able to complete the process without an agent. If you do not have an agent or have not selected an agent, one will be assigned to you for all your State Farm quotes, policies, and accounts.
When does my coverage start?
Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.
Brand Certified Facts from Karen Michaels - State Farm Insurance Agent
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Certified March 01, 2026Yext Knowledge Graph
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