Frequently Asked Questions About Monument Insurance
Why choose Monument Insurance for your car?
Clients select Monument Insurance for several compelling reasons. We offer quick car insurance quotes, provide exceptional claims service, and have been delivering outstanding car insurance since 1998. It's worth noting that, according to Money Geek, there are 28 million uninsured drivers in the U.S. We hope you'll consider us when seeking reliable auto insurance in Glen Burnie, MD.
How does Monument Insurance calculate my rate?
Your auto insurance rate in Glen Burnie, MD is determined by various factors. These include your driving history and the specific type of vehicle you own. We consider these elements to provide you with a fair and accurate rate.
What do I need to get an auto insurance quote?
For an accurate quote, we require information about your car's make, model, and year, as well as details about your driving history. To purchase a policy, you'll need your vehicle identification number (VIN), Social Security number, and driver's license number. When you're prepared to obtain auto insurance in Glen Burnie, MD, please contact us for a quote.
Do I need separate insurance for personal property?
Separate insurance for personal property isn't necessary. Your belongings, including items in storage units, are typically covered under homeowners, condo, or renters insurance policies, up to specified limits. For more details about coverage under our home, renters, or auto insurance policies in Glen Burnie, MD, please don't hesitate to contact us.
What does home insurance NOT cover?
Standard homeowners insurance policies typically exclude coverage for: earthquakes (though separate policies may be available in some states), floods (specialized flood insurance can be purchased), mold and mildew (unless caused by a covered accidental event), and termite infestations (viewed as preventable). For more information about home or auto insurance in Glen Burnie, MD, please contact Monument Insurance.
How much renters insurance do I need?
The amount of renters insurance you need primarily depends on two factors: the value of your personal property and your net worth. A home inventory can help determine the total worth of your belongings, which should guide your personal property coverage. Your liability coverage should be at least equal to your net worth. For personalized advice on home, renters, or auto insurance in Glen Burnie, MD, please contact our local insurance agents.
What does renters insurance not cover?
Renters insurance typically doesn't cover damage or injuries resulting from termites, rodents, bedbugs, and other pests; flooding, earthquakes, and sinkholes; or certain aggressive dog breeds (specifics vary by provider). While your belongings stolen from your car are covered, the vehicle itself is covered by auto insurance. For more detailed information, please contact our insurance agency in Catonsville, MD.
Why do landlords require renters insurance?
Landlords often require renters insurance because it protects tenants' belongings and reduces landlord liability. If a fire or significant damage occurs, the policy's additional living expense coverage can pay for temporary housing. Some landlords may require to be listed on the policy. For guidance on insurance matters, please contact our insurance agents at one of the leading homeowners insurance companies in Catonsville, MD.
Does renters insurance cover flooding?
Renters insurance typically doesn't cover damage due to flooding. However, it generally covers personal belongings if water damage is sudden, accidental, and originates from inside the residence. For more information, please contact our auto insurance agency in Catonsville, MD. We're here to address all your insurance-related questions.
What types of insurance does Monument Insurance offer?
Monument Insurance offers a range of insurance products including auto, home, life, health, motorcycle, watercraft, renters, and commercial insurance policies from various providers.
How can I prepare for my insurance consultation at Monument Insurance?
Before your appointment, gather relevant documents such as current insurance policies, personal ID, and details about assets you want to insure to help us provide tailored advice.
Does Monument Insurance provide any guarantees for their services?
While insurance policies depend on provider terms, Monument Insurance guarantees dedication to finding suitable coverage and ongoing support for your insurance needs.
What are the business hours of Monument Insurance?
Monument Insurance is open Monday through Friday from 7:00 AM to 4:00 PM and closed on weekends. After hours are available by appointment only.
Where is Monument Insurance located?
Monument Insurance is located at 6410 Frederick Road, Catonsville, MD 21228-3503, USA.
What payment options does Monument Insurance accept?
They accept American Express, Cash, Check, Discover, Mastercard, and Visa for payments.
What languages does Monument Insurance support?
Monument Insurance provides services in English, Spanish, and Italian.
Is Monument Insurance accessible for people with disabilities?
Yes, the agency has wheelchair accessible entrance, parking, seating, and a unisex restroom; however, the restroom is not wheelchair accessible.
What nearby places can I visit around Monument Insurance?
Nearby you can find Premier Insurance, AMC Nails & Spa for beauty services, and Paradise Tavern for dining and drinks.
Are there convenient transit or shopping options near Monument Insurance?
Yes, Paradise Loop bus station and shopping area are nearby for easy transit and shopping needs.
What local food and cafe options are near Monument Insurance?
You can visit Dunkin', Kora Lee's Gourmet Dessert Cafe, Dragon China, El Patron Mexican Grill, and Pizza Hut near Monument Insurance.