MD-161322 Our passion at the Stephen Simmons State Farm office is to become your first choice for auto insurance, home insurance, life insurance and financial services in Aberdeen and surrounding Harford County. We are proud to serve our customers with insurance and the highest level of account service.
Customers consistently praised the friendly, helpful, and professional service provided by the staff.
Knowledgeable Staff
Many reviews highlighted the staff's expertise and ability to clearly explain insurance policies and options.
Quick Response
The business is noted for its prompt responses to inquiries and efficient handling of requests.
Long-term Satisfaction
Numerous customers expressed loyalty to the company, citing years of positive experiences and reliable service.
Personal Touch
Reviewers appreciated the personal attention and care shown by agents, making them feel valued and understood.
JM
John Melara
Nov 10, 2025
5.0
Emily made the process of switching home and car insurance delightful. Easy to speak with and contact. Shopping around for insurance is time consuming and stressful. So glad I reached out to Stephen who put me in contact with Emily. If you’re looking for great quotes, look no more. Emily and Simmons’ State Farm has you covered!! I will definitely recommend them to all my family, fiends and neighbors. Thank you for a great experience.
John. M.
GH
Gene Harvey
Nov 7, 2025
5.0
Megan was so helpful. She was very knowledgeable. She made it easy for us to understand what was expected of us Moreover, providing a relaxing experience as a policyholder of StateFarm. Thanks Megan 🙂
JG
Jefferson Galdamez
Nov 4, 2025
5.0
Susanna Bandy was super helpful not only was she finding ways to help me out with partner insurance she helped me out understanding everything. Really great full for her service the best i’ve ever received.
DO
David Oh
Nov 4, 2025
5.0
Always a great experience with the team at Stephen Simmons - SF Insurance! All of the staff is extremely friendly and willing to help you with any issues!
JB
Jaklyn Bush
Oct 28, 2025
5.0
Lori was incredibly helpful and made everything easy! She quickly handled my request to lower my comprehensive deductible and explained things clearly along the way. It’s rare to find someone so responsive and friendly — I really appreciate the great service and personal touch. Highly recommend Lori and her team at State Farm!
Frequently Asked Questions About Stephen Simmons - State Farm Insurance Agent
Do I have to pay for a quote online?
No, you do not have to pay for a quote online. We offer free quotes!
Who do I contact if I have questions about billing or payments?
Please contact your agent if you have questions about your bills, payments or Renewal Coverage Offers. Your agent's phone number and email are available on the details page of your bill.
What can I do on the State Farm mobile app?
The mobile app helps you manage your insurance and banking accounts, get roadside assistance, file claims, and more!
What does Emergency Roadside Service cover?
Emergency Roadside Service will typically cover: Towing your covered vehicle to the nearest repair facility, delivery of gas, oil, a battery, or tires, One-hour of locksmith services, One-hour of mechanical labor for select services.
I can’t log in to my account, what can I do next?
If you have created an online account and can not log in for any reason, please call Customer Care at any time.
Can I go paperless?
Yes, setup is easy! You can set this up when you log in to your account and update your email preferences.
Can I purchase my policy online?
Typically you are able to purchase a policy online at the end of the quote process. If you are not given this option, please reach out to your selected agent or Customer Care.
Can I save a quote to finish at a later time?
Yes, you can save your quote to continue at a later time. When you save your quote you will receive an email that contains a link to the application process.
What if I have more than four vehicles or four drivers in my household?
If you have more than four vehicles or drivers in your household, you will need to reach out to your selected State Farm agent.
Is my account number the same as my policy number?
No, A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.
Can I change my coverages online?
Yes, you can request changes to your coverages online and they will then be forwarded to your agent for processing.
Can I complete the process without an agent?
No, you are not able to complete the process without an agent. If you do not have an agent or have not selected an agent, one will be assigned to you for all your State Farm quotes, policies, and accounts.
When does my coverage start?
Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.
What payment methods can I use?
We accept cash and most major credit cards, such as Visa, Mastercard, Discover, and American Express.
Do I have to pay for a quote online at Stephen Simmons - State Farm Insurance Agent?
No, you do not have to pay for a quote online. We offer free quotes!
Who should I contact if I have questions about billing or payments?
Please contact your agent if you have questions about your bills, payments or Renewal Coverage Offers. Your agent's phone number and email are available on the details page of your bill.
What services can I manage on the State Farm mobile app?
The mobile app helps you manage your insurance and banking accounts, get roadside assistance, file claims, and more!
What are the office hours for Stephen Simmons - State Farm Insurance Agent?
The office is open Monday to Friday from 9:00 AM to 5:00 PM and closed on Saturdays and Sundays.
Does Stephen Simmons - State Farm Insurance Agent accept walk-in appointments or do I need to schedule one?
Appointments are not required; you may visit without scheduling in advance.
What payment methods are accepted at Stephen Simmons - State Farm Insurance Agent?
We accept cash and most major credit cards, including Visa, Mastercard, Discover, and American Express.
What types of insurance does Stephen Simmons - State Farm Insurance Agent provide?
We provide auto, life, homeowners, renters, motorcycle, property, boat, pet, and business insurance.
Which nearby medical professionals are conveniently located near Stephen Simmons - State Farm Insurance Agent?
Nearby medical professionals include Dr. Peggy Leary (dentist), North Park Chiropractic Center (chiropractor), and Drs. Golden And Matz (doctor), providing easy access to health services around your insurance visit.
Are there educational facilities near Stephen Simmons - State Farm Insurance Agent that clients might visit?
Yes, Challenge Island, an elementary school and education center, is located nearby, which might be convenient when visiting our office with family.
What nearby services can complement a visit to Stephen Simmons - State Farm Insurance Agent?
Clients can also access local health and wellness services such as True North Dentistry of Bel Air and Sage Hair Lounge beauty salon, offering opportunities for self-care before or after their insurance appointments.