MD-100022633
The Matt Gardner State Farm Insurance Agency Mission is to establish lifelong relationships with our Maryland and Delaware policy holders by offering car insurance, home insurance, life insurance, health insurance, and financial services products that will insure the lives and goals of our State Farm customers and offer remarkable customer service at every opportunity.
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Requires appointmentNot available
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Certified by Matt Gardner - State Farm Insurance Agent • Mar 01, 2026
Certified by Matt Gardner - State Farm Insurance Agent • Mar 01, 2026
Reviews
4.9
488 reviews
5 stars
471
4 stars7
3 stars1
2 stars2
1 star7
What are people saying?
AI-generated from recent customer reviews
Customer Service
Customers consistently praised the staff for their professionalism, helpfulness, and friendly demeanor, highlighting individuals like Bryan, Julie, and Angela for their exceptional service.
Knowledge and Expertise
Many reviews noted the agents' thorough understanding of insurance products and their ability to explain options clearly, ensuring customers felt informed and confident in their choices.
Efficiency
Customers appreciated the quick response times and efficient handling of inquiries and claims, often mentioning how issues were resolved promptly.
Personalized Attention
Several reviews emphasized the personalized service provided, with agents taking the time to understand individual needs and tailor solutions accordingly.
CO
chukwuemeka obidike
6 days ago
5.0
Insurance Account Representative Jack Coffren was professional, kind and caring with a profound willingness to render a personalized customer service.
AJ
Anna Johnson
Feb 24, 2026
5.0
Jack from this agency was wonderful, very helpful and informative, called the next day to make sure I had everything I needed for our new cars insurance.
NG
Nova Grad
Feb 17, 2026
5.0
I had an outstanding experience working with my insurance agent! From the very beginning, they were professional, knowledgeable, and genuinely committed to helping me find the best coverage for my needs. They took the time to clearly explain all my options, answered every question with patience, and made sure I felt confident in my decisions.
What truly stood out was their responsiveness and attention to detail. Any time I needed assistance, they were quick to respond and always went the extra mile to ensure everything was handled smoothly. It’s rare to find someone so dedicated and trustworthy in this industry. We saved over 100.00 dollars!
I highly recommend them to anyone looking for reliable and personalized insurance service! Thank you Chris and Matt!
Thank you!
Gus and Connie Kostaras
KR
Kathleen Ramey
Feb 9, 2026
5.0
After having unsatisfactory experiences with Allstate, I decided to inquire at State Farm, Matt Gardner agency. I spoke with Juliana and explained my confusion, being a senior citizen, in understanding my condo insurance policy and what was covered under each detailed coverage. Juliana was most helpful, patient, and pleasant in explaining everything to me so that I fully understood the coverage to insure that I have adequate coverage. She explained to me, if I bundled both my car and condo insurance, I could probably save money. I am very pleased with the quotes she gave me for both my car and condo.
I am so impressed with the professionalism and knowledge of Juliana and made the call to this agency of State Farm.
PH
Phillip helmbright
Feb 6, 2026
5.0
It was a very pleasing unexpected pleasure to have Mr Brian guide myself through the process. Never, have I had the experience of having a high caliber service representative, so knowledgeable as he. I know I took a ridiculous amount of time to ask many questions, I took the time to explain all the options available for both my vehicle insurance and my homeowners, and stayed on subject making certain I understood all options. Not only to explain to myself what won't be beneficial for my needs, but took time to explain all plans available , matching my circumstances.. I'v already shared his phone numbers with other family members whom maybe in the market for insurance of various types.
All companies, would be greatly improved if they to implemented his caring and wonderful customer service attitude.
Frequently Asked Questions About Matt Gardner - State Farm Insurance Agent
Do I have to pay for a quote online?
No, you do not have to pay for a quote online. We offer free quotes!
What payment methods can I use?
We accept cash and most major credit cards, such as Visa, Mastercard, Discover, and American Express.
Where do I access my online billing and payment information?
Use the Digital Pay Payment Center link to access your account. Enter your User ID and password to login. You will be directed to your billing and payment information.
Who do I contact if I have questions about billing or payments?
Please contact your agent if you have questions about your bills, payments or Renewal Coverage Offers. Your agent's phone number and email are available on the details page of your bill.
What can I do on the State Farm mobile app?
The mobile app helps you manage your insurance and banking accounts, get roadside assistance, file claims, and more!
What does Emergency Roadside Service cover?
Emergency Roadside Service will typically cover: Towing your covered vehicle to the nearest repair facility, delivery of gas, oil, a battery, or tires, One-hour of locksmith services, One-hour of mechanical labor for select services.
I can’t log in to my account, what can I do next?
If you have created an online account and can not log in for any reason, please call Customer Care at any time.
Can I go paperless?
Yes, setup is easy! You can set this up when you log in to your account and update your email preferences.
Can I purchase my policy online?
Typically you are able to purchase a policy online at the end of the quote process. If you are not given this option, please reach out to your selected agent or Customer Care.
Can I save a quote to finish at a later time?
Yes, you can save your quote to continue at a later time. When you save your quote you will receive an email that contains a link to the application process.
What if I have more than four vehicles or four drivers in my household?
If you have more than four vehicles or drivers in your household, you will need to reach out to your selected State Farm agent.
Is my account number the same as my policy number?
No, A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.
Can I change my coverages online?
Yes, you can request changes to your coverages online and they will then be forwarded to your agent for processing.
Can I complete the process without an agent?
No, you are not able to complete the process without an agent. If you do not have an agent or have not selected an agent, one will be assigned to you for all your State Farm quotes, policies, and accounts.
When does my coverage start?
Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.
Brand Certified Facts from Matt Gardner - State Farm Insurance Agent
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Certified March 01, 2026Yext Knowledge Graph
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