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Owning a State Farm Insurance Agency in The Highlands was my dream for over a decade. Fast forward to November 2019 and I am living my dream! I am so excited to be your local insurance agent here in Louisville, committed to providing you with reasonable options to meet your needs. We are here to help you with auto insurance, home insurance, life insurance, health insurance, flood insurance and small business insurance needs! Our team wants to be here to celebrate your wins and get you back on track in your losses. Call us today to learn more about how we can help you! We are also proud to highlight one of our staff members who is able to provide services in Vietnamese if needed! License #: KY-DOI777260, IL-16575382, IN-3699780
The team is consistently praised for their exceptional customer service, with many customers highlighting their responsiveness, patience, and willingness to help.
Knowledgeable Staff
Customers frequently mention the staff's expertise and ability to explain insurance options clearly, making the process easier for clients.
Competitive Pricing
Many reviews note significant savings on insurance premiums compared to previous providers, indicating that the agency offers competitive rates.
Positive Experiences
Overall, customers express high satisfaction with their experiences, often recommending the agency to others and highlighting the friendly atmosphere.
Communication Issues
A few reviews mention concerns about disorganization and communication breakdowns, suggesting that there may be room for improvement in internal processes.
JK
John Klapheke
Dec 15, 2025
5.0
Phenomenal team to work with. I had the pleasure of speaking with Amanda, and she has helped me navigate coverage with tremendous patience, clarity, and speed. This team, especially Amanda, is to be highly complimented. Thank you!
AK
Arnela Kustric
Dec 12, 2025
5.0
Josh was so amazing, he took a time to help me get a new insurance for my parents, and made a process very easy, its so helpful having a state farm office in our neighborhood , i am looking forward to send him a more customers, its all about approach and amazing customer service, Thank you Josh H for your help today
AT
Angela Thompson
Nov 6, 2025
5.0
I highly recommend you need to check out this wonderful team. They are all so nice, genuine, courteous, and understanding . They will all help you to your highest standards. Absolutely love them all. Especially Megan, she is the nicest person you will ever meet❣️❣️❣️
SM
Shane melcher
Oct 15, 2025
5.0
Amazing service and wouldn’t want to go with anyone else. They are always going above and beyond to help you out with whatever you may need.
KP
Kevin P
Sep 22, 2025
5.0
I have dealt with many insurance companies but as far as customer service, the way they operate, answer all questions, professionalism, State Farm is #1, shout out to Ms. Jayde and Ms. Megan.
Frequently Asked Questions About Megan Imel - State Farm Insurance Agent
Is life insurance expensive?
It is a common misconception that life insurance is expensive. It certainly does not have to be and we offer lots of options for various budget ranges.
Do I have to do a health exam for life insurance?
Not for our Instant Answer Term or Guaranteed Issue Final Expense. There are also some factors such as age and health status that could allow us to bypass a medical exam. We can even request to use your recent physical with your primary care as an alternative if it meets our criteria.
Is applying for life insurance complicated?
We can get you signed up via e-signature! The life insurance application with us is very easy.
How much life insurance do I need?
A good rule of thumb is to have at least 5x your income, or enough to pay off all of your debts, but we can set up a call or appointment with a licensed life insurance agent to walk you through a specialized plan that is tailored to your specific needs.
Do I need life insurance outside of work?
YES! Your workplace plan generally is not enough to replace your income and it does not go with you if you leave your job or it leaves you. Having a private plan also offers you the option to determine how much life insurance you need and follows you wherever you go.
Is life insurance expensive at Megan Imel - State Farm Insurance Agent?
Life insurance does not have to be expensive; we offer options suitable for various budgets.
Do I need a health exam to apply for life insurance here?
Not for our Instant Answer Term or Guaranteed Issue Final Expense plans. Sometimes medical exams can be bypassed based on age and health, or existing physical exams can be used if they meet criteria.
How easy is it to apply for life insurance with this agency?
The application process is easy and can be completed via e-signature.
How much life insurance should I consider?
A good rule is to have at least five times your income or enough to pay off debts; a licensed agent can help tailor a plan to your needs.
Do I need life insurance outside of work?
Yes, because workplace plans usually aren't sufficient and don't follow you if you change or leave your job.
What types of insurance services does Megan Imel - State Farm Insurance Agent offer?
They provide auto, home, life, health, flood, and small business insurance.
What are the office hours for Megan Imel - State Farm Insurance Agent?
They are open Monday to Friday from 9:00 AM to 5:00 PM and closed on weekends.
Is the office accessible for wheelchair users?
Yes, there is a wheelchair-accessible entrance available.
What nearby places can I visit when I come to Megan Imel - State Farm Insurance Agent?
You can visit Bearno's Pizza for a meal, A Book By Its Cover Used and Rare Books for unique finds, or the Louisville Fire Quint 10 if interested in local fire and EMS services.
Are there nearby transportation options near the agency?
Yes, Bowman Field and Central American Airways airport are nearby, which can be convenient for travelers visiting the agency.