I love this insurance agency friendly very helpful and very knowledgeable and they help you find the right coverage that you need thank you for all of your help
Yes, it is possible to obtain insurance without a driver's license. Hartke Insurance collaborates with more than 25 insurance providers, many of which offer coverage for individuals who have never been licensed, have a suspended or expired license, or possess a foreign license. For more information about our home and auto insurance options in Evansville, IN, please contact us today.
Do I have to come to the office to purchase a policy?
No, visiting our office is not necessary to purchase a policy. We offer multiple convenient options, including email, phone, or mail transactions. This flexibility is one of the reasons why Hartke Insurance is a highly recommended independent insurance agency in Evansville, IN.
Do I need insurance to register a vehicle?
Yes, insurance is required to register a vehicle. When you purchase insurance through Hartke Insurance, we provide immediate proof of coverage. Contact us today to initiate the process for obtaining home and auto insurance that Evansville, IN residents rely on.
Can I get insurance on a vehicle I don't own?
Yes, it is possible to insure a vehicle you do not own. Hartke Insurance works with over 25 companies that offer this type of coverage. As a flexible independent insurance agency trusted in Evansville, IN, we can accommodate various situations.
If I purchase insurance, can I cancel at any time?
Yes, you can cancel your insurance at any time with a written request. Please note that cancellations are processed on a short-rate basis, and there may be an early termination fee. For more details about canceling your home and auto insurance in Evansville, IN, please contact our agents.
What's the difference between term life and whole life insurance?
Term life insurance provides coverage for a specific period, while whole life insurance lasts until age 100 or death, whichever occurs first. Additionally, whole life insurance includes a cash value component. As a leading independent insurance agency in Evansville, IN, we offer both types of life insurance plans to meet your needs.
What happens if I miss a premium payment?
The consequences of missing a premium payment depend on your specific insurance company and their policy guidelines. In most cases, your coverage may be canceled due to non-payment. If you have concerns about your home and auto insurance in Evansville, IN, please contact us promptly to discuss your situation.
What are common reasons an insurance company denies a claim?
As an experienced independent insurance agency in Evansville, IN, we've observed several common reasons for claim denials. These include: unpaid premiums, insurance fraud, failure to report the incident in a timely manner, excluded at-fault drivers, illegal activities, and insufficient or incorrect coverage (such as using a personal vehicle for business purposes without proper insurance).
How can I save money on my insurance?
We provide numerous discounts to help you save on insurance premiums. These include homeowners discounts, prior insurance discounts, automatic payment discounts, multi-vehicle discounts, multi-policy discounts, and good student discounts. According to Bankrate, the average Indiana driver pays $1,254 for car insurance. To explore potential savings on your home and auto insurance in Evansville, IN, please contact us today.
What is a deductible?
A deductible is the amount you agree to pay out of pocket when filing a claim for property repairs. This applies to both home and auto insurance policies in Evansville, IN.
Can I get insurance without having a driver's license?
Yes, Hartke Insurance works with over 25 providers that offer coverage even if you don't have a driver's license, have a suspended or expired license, or hold a foreign license.
Do I need to visit Hartke Insurance's office to buy an insurance policy?
No, you can purchase policies conveniently via email, phone, or mail without visiting the office.
Is insurance necessary to register a vehicle?
Yes, insurance is required to register a vehicle. Hartke Insurance provides immediate proof of coverage when you purchase a policy.
Can I insure a vehicle that I do not own through Hartke Insurance?
Yes, Hartke Insurance offers coverage for vehicles you do not own, working with multiple companies that provide this option.
What are the office hours for Hartke Insurance?
Hartke Insurance is open Monday through Friday from 9:00 AM to 4:30 PM, and Saturdays from 9:00 AM to 12:00 PM. The office is closed on Sundays and certain holidays.
What payment options does Hartke Insurance accept?
Payments can be made using cash, check, Discover, Mastercard, or Visa.
Does Hartke Insurance provide discounts to help save money on premiums?
Yes, they offer multiple discounts including for homeowners, prior insurance, automatic payments, multi-vehicle policies, multi-policy, and good student discounts.
What nearby businesses can I visit when coming to Hartke Insurance in Evansville?
Nearby you can find Nationwide Mutual Insurance Company for additional insurance options, Sherwin-Williams for hardware and paint supplies, and several restaurants like Yak & Yeti Himalayan Cuisine and Nachos Grill for dining before or after your visit.
Are there pet services near Hartke Insurance if I need to groom my pet during my visit?
Yes, Allix and Ayden’s Pet Spaw is a nearby pet groomer offering services close to Hartke Insurance.
What entertainment options are close to Hartke Insurance for after hours?
Nearby entertainment includes Club 825, a pub and dance club, where you can enjoy music and drinks after your insurance consultation.