Certified by Luke Harding - State Farm Insurance Agent • Apr 05, 2026
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed
SundayClosed
5/25/20269:00 AM - 5:00 PM
7/3/20269:00 AM - 5:00 PM
9/7/20269:00 AM - 5:00 PM
11/26/20269:00 AM - 5:00 PM
12/25/20269:00 AM - 5:00 PM
1/1/20279:00 AM - 5:00 PM
Reviews
4.8
181 reviews
5 stars
172
4 stars2
3 stars0
2 stars1
1 star
6
J0
Jimmy .02
6 days ago
5.0
Best insurance Thank you to Mercedes for helping me out quick and easy.5 stars
CD
Cam Douglas
Mar 25, 2026
5.0
Jessie was beyond helpful getting me insured, with a very tight turn around time!
LN
Louis Navas
Feb 26, 2026
5.0
Noe Rivas great customer service and gave me a tremendous value for car and homeowners insurance. Highly recommend.
CD
Carol Donohue
Feb 19, 2026
5.0
I've been with Luke's agency for years. He and his staff are top-notch. The coverage is always appropriate and fairly priced. I'm completely at ease with his professionalism and advise throughout the years. I highly recommend him!!! Thank you Luke and your great staff!
EL
Eric Lam
Jan 31, 2026
5.0
Luke's team is second to none when it comes to customer service and caring about their clients. Any time I've had questions, from car to homeowners and article insurance, they are always available to provide options and answer of my questions. Furthermore, whenever i have had to file a claim, their first priority has not been the claim itself, but have always reached out to first make sure I was safe. They have been an invaluable advocate in all my claims processes. Not only is Luke exceptional to work with, but his team is phenomenal, especially Mercedes, Maria, and Sarah. They provide me comfort knowing I am covered and have an advocate on my side, and that peace of mind is priceless.
Frequently Asked Questions About Luke Harding - State Farm Insurance Agent
Do I have to pay for a quote online?
No, you do not have to pay for a quote online. We offer free quotes!
Who do I contact if I have questions about billing or payments?
Please contact your agent if you have questions about your bills, payments or Renewal Coverage Offers. Your agent's phone number and email are available on the details page of your bill.
What can I do on the State Farm mobile app?
The mobile app helps you manage your insurance and banking accounts, get roadside assistance, file claims, and more!
What does Emergency Roadside Service cover?
Emergency Roadside Service will typically cover: Towing your covered vehicle to the nearest repair facility, delivery of gas, oil, a battery, or tires, One-hour of locksmith services, One-hour of mechanical labor for select services.
I can’t log in to my account, what can I do next?
If you have created an online account and can not log in for any reason, please call Customer Care at any time.
Can I go paperless?
Yes, setup is easy! You can set this up when you log in to your account and update your email preferences.
Can I purchase my policy online?
Typically you are able to purchase a policy online at the end of the quote process. If you are not given this option, please reach out to your selected agent or Customer Care.
Can I save a quote to finish at a later time?
Yes, you can save your quote to continue at a later time. When you save your quote you will receive an email that contains a link to the application process.
What if I have more than four vehicles or four drivers in my household?
If you have more than four vehicles or drivers in your household, you will need to reach out to your selected State Farm agent.
Is my account number the same as my policy number?
No, A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.
Can I change my coverages online?
Yes, you can request changes to your coverages online and they will then be forwarded to your agent for processing.
Can I complete the process without an agent?
No, you are not able to complete the process without an agent. If you do not have an agent or have not selected an agent, one will be assigned to you for all your State Farm quotes, policies, and accounts.
When does my coverage start?
Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.
What payment methods can I use?
We accept cash and most major credit cards, such as Visa, Mastercard, Discover, and American Express.
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