FL-P136978
We focus on Auto Insurance, Home Insurance and Life Insurance throughout the Tampa, FL area including Carrollwood, Lutz, Westchase, Brandon and South Tampa, FL. In a world that is ever-changing and busy, it is our aim to ease the stress that can come with insurance by putting a premium on personalized service. We believe people prefer to have someone they know to help them through both good and bad times. It is this belief that stands behind everything we do.
Agents are frequently praised for their professionalism, helpfulness, and attentiveness, with many customers expressing gratitude for the support they received.
Agent Performance
Specific agents like Nate, Kyle, and Laura received numerous commendations for their knowledge, patience, and ability to simplify the insurance process for clients.
Pricing and Savings
Many customers reported significant savings on their insurance premiums, often highlighting the competitive quotes provided by agents.
Communication Issues
Some customers experienced delays in communication and follow-through, indicating a need for improvement in responsiveness and consistency.
Overall Satisfaction
The majority of reviews reflect a high level of satisfaction with the service provided, with many customers expressing a willingness to recommend the agency to others.
JR
jason rinehart
3 days ago
5.0
easy and fast process. way friendlier than my previous insurance company.
NO
Nina Osbahr
Nov 11, 2025
5.0
Heidi is awesome to work with. So glad we found you!
GB
Gary Barker
Oct 27, 2025
5.0
Nate is an insurance rock star!
We spoke a while back, but the timing here in Florida just wasn’t right. Instead of giving up, Nate stayed connected and kept an eye on things. When the moment was right, he reached back out — and I’m so glad he did.
We recently reviewed my insurance needs, he provided an updated quote, and he absolutely earned my business. Nate is highly professional, persistent in the best way, and understands that sometimes “no” really just means “not right now.” That patience and follow-through turned into a big “YES!” from me.
If you’re in Tampa and want a hard-working agent who truly has your back, call Nate.
Nate — continued success to you, and thank you for staying the course. I’m excited to refer all my colleagues your way.
P.S. The process was simple, he saved me money, and the whole experience was a win from start to finish!
GB
Gary Barker
Oct 27, 2025
5.0
Nate is an insurance rock star! Some time ago, I spoke to Nate, but the timing here in Florida wasn't right, so we set some things on the back burner. Nate kept an eye on things, and when the timing was right, he reached back out. We recently spoke about my insurance needs, he provided an updated quote, and earned my business. He is professional (and I appreciate the tenacity as well), and he earned my business. I am glad he stayed connected and understands that "no" often means "no for now..." and that understanding and effort earned him a "YES!" If you are in Tampa and you want a hard-working agent on your side, call Nate.
Nate, continued success to you and thanks again for staying the course. I'm looking forward to referring all my colleagues to you.
PS - The process was simple, and he saved me money, too. This entire process had winning all over it!
MQ
Maureen Quinlan
Oct 20, 2025
1.0
Well, I must take my earlier review back.
My 600$ decrease from Progressive was not real. Jenna and I weren't comparing apples to apples. She called me from an online inquiry I had made via a website that then gives your info to providers that are interested in your business. These interested insurers then call you to discuss your coverage options.
Jenna and I both neglected to realize her quote of $600 lower than our current coverage with Progressive didn't include Uninsured Morertist, which costs a quite a bit, $283 a month for us.
When I realized this and called her about it she said, oh well, this wasn't included on your online info. She and I spoke at length via the telephone setting our policy up... I repeatedly was amazed she was saving us $600 a year. She had many opportunities to say, well, you dont have Uninsured Morertist coverage.
She was saving us this amount because we weren't any longer covered by Uninsured Morertist protection.
It was not until I was contacted by them to sign documents that I was acknowledging I declined such coverage that I realized we were no longer covered.
Jenna then quoted me a six months policy of $2,210 for six months compared to our old policy with Progressive for $1,586.
I immediately called Progressive and got restated with a new policy for $1,536 for six months.
What a trip this has been. Insurance agents need to make sure they are quoting apples to apples with clients.
Consumers also have to take ownership, and I do. I should have questioned the $600 in savings. Yet, i watch the tele a bit and the car insurance commercials have people saying they save hundreds moving to new car insurance companies.
So, I did save $100 with Progressive through the whole ordeal!
Frequently Asked Questions About Joseph Ledo - State Farm Insurance Agent
Do I have to pay for a quote online?
No, you do not have to pay for a quote online. We offer free quotes!
What payment methods can I use?
We accept cash and most major credit cards, such as Visa, Mastercard, Discover, and American Express.
Where do I access my online billing and payment information?
Use the Digital Pay Payment Center link to access your account. Enter your User ID and password to login. You will be directed to your billing and payment information.
Who do I contact if I have questions about billing or payments?
Please contact your agent if you have questions about your bills, payments or Renewal Coverage Offers. Your agent's phone number and email are available on the details page of your bill.
What can I do on the State Farm mobile app?
The mobile app helps you manage your insurance and banking accounts, get roadside assistance, file claims, and more!
What does Emergency Roadside Service cover?
Emergency Roadside Service will typically cover: Towing your covered vehicle to the nearest repair facility, delivery of gas, oil, a battery, or tires, One-hour of locksmith services, One-hour of mechanical labor for select services.
I can’t log in to my account, what can I do next?
If you have created an online account and can not log in for any reason, please call Customer Care at any time.
Can I go paperless?
Yes, setup is easy! You can set this up when you log in to your account and update your email preferences.
Can I purchase my policy online?
Typically you are able to purchase a policy online at the end of the quote process. If you are not given this option, please reach out to your selected agent or Customer Care.
Can I save a quote to finish at a later time?
Yes, you can save your quote to continue at a later time. When you save your quote you will receive an email that contains a link to the application process.
What if I have more than four vehicles or four drivers in my household?
If you have more than four vehicles or drivers in your household, you will need to reach out to your selected State Farm agent.
Is my account number the same as my policy number?
No, A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.
Can I change my coverages online?
Yes, you can request changes to your coverages online and they will then be forwarded to your agent for processing.
Can I complete the process without an agent?
No, you are not able to complete the process without an agent. If you do not have an agent or have not selected an agent, one will be assigned to you for all your State Farm quotes, policies, and accounts.
When does my coverage start?
Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.
Do I have to pay for a quote online at Joseph Ledo - State Farm Insurance Agent?
No, you can get a free quote online without any payment.
What payment methods are accepted at Joseph Ledo - State Farm Insurance Agent?
They accept cash and major credit cards including Visa, Mastercard, Discover, and American Express.
How can I access my billing and payment information online?
Use the Digital Pay Payment Center link on their website and log in with your User ID and password to view your billing and payment details.
What should I do if I have questions about billing or payments?
Contact your agent directly; their phone number and email are provided on your bill's details page.
What are the office hours for Joseph Ledo - State Farm Insurance Agent?
The office is open Monday to Friday from 9:00 AM to 5:00 PM and closed on weekends and certain holidays.
Can I manage my insurance policies and file claims through a mobile app?
Yes, the State Farm mobile app allows you to manage accounts, get roadside assistance, file claims, and more.
What types of insurance does Joseph Ledo - State Farm Insurance Agent offer?
They offer Auto, Life, Homeowners, Renters, Motorcycle, Property, Boat, Pet, and Business Insurance.
Is there an agent available to help me complete my insurance process?
Yes, an agent is assigned to assist with all quotes, policies, and accounts; the process cannot be completed without an agent.
Which nearby insurance agencies are close to Joseph Ledo - State Farm Insurance Agent?
David Meinke: Allstate Insurance and Allstate Insurance Agent: David Meinke are nearby insurance agencies.
What nearby dining options can I visit near Joseph Ledo - State Farm Insurance Agent?
You can find nearby dining options such as Taco Bell, Vizcaya Restaurant & Tapas Bar, and IHOP for a meal before or after your visit.
Are there any convenient places nearby for relaxation or personal care?
Yes, Massage Envy - Carrollwood and Platinum Nail Salon are nearby for massage and nail care services.