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Get cheap car insurance with the coverage options you need even if you have a less than perfect driving record through Direct Auto Insurance in Panama City, FL.
I worked with Steve Harmon at Direct Insurance, he was very helpful, and very easy to work with. He helped me find the perfect policy for me and my son. I was with Progressive, but after multiple rate increases for no other reason than increasing rates, I found Steve and he called me within a few minutes of me filling out a quote. He worked the policy to help me get the coverage necessary, and to get my monthly payment to where I wanted to be without compromising the coverages on my vehicle and my son's vehicle. The whole process took less than 45 minutes. I highly recommend Steve Harmon as your insurance agent, I will not go through anyone else now I found a professional, honest, and easy to work with agent who cares more about my needs than his own. Thank you Mr. Steve Harmon for your time, expertise, and for your support.
TP
Thomas Pocta
6 days ago
5.0
Mister Harmon was very patient and very helpful to me today to get a new insurance policy. He was very knowledgeable and he gave me several options on policies that fit me perfectly. He made sure to take time and walk me through all the steps I needed to know to be able to get my policy signed with esign and get everything started and ready to go right away. I really appreciate all his help today. I know that he is a great asset to your company. I don't have a problem sending any of my friends or family or acquaintances his way when they need insurance.
MD
Markeysha Dolce
Jan 2, 2026
5.0
Steve H was very helpful and patient. Would recommend
MR
Michael Repko
Dec 18, 2025
5.0
Clinton Spellman was the person that helped me through a maze of misunderstandings to get me to the right outcome. He was very nice and extremely knowledgeable. Very understanding and patient. Recommend him to anyone going to get insurance from this place!
SV
Steven Vitello
Dec 16, 2025
5.0
Stephen Harmon made the process so easy of switching my auto insurance. Very knowledgeable. Saved me hundreds of dollars a month. I would highly recommend Stephen Harmon and Direct Auto.
Frequently Asked Questions About Direct Auto Insurance
What types of insurance does Direct Auto Insurance in Panama City offer?
Direct Auto Insurance offers auto, life, motorcycle, and renter's insurance options.
Where is Direct Auto Insurance located?
It is located at 7902 Beach Road, Panama City, FL 32407, USA.
What are the business hours for Direct Auto Insurance?
The office is open Monday to Friday from 9:00 AM to 5:30 PM and on Saturdays from 9:00 AM to 2:00 PM. It is closed on Sundays.
Does Direct Auto Insurance provide services in any language other than English?
The business provides services in English.
Can I make an online appointment with Direct Auto Insurance?
Yes, Direct Auto Insurance offers online appointments.
How can I contact Direct Auto Insurance?
You can reach them by phone at +1 850-234-0563 or email at BU2453@directauto.com.
Is there a way to learn more about Direct Auto Insurance online?
Yes, you can visit their website at https://local.directauto.com/florida/panama-city/7902-beach-road or their Facebook page at https://www.facebook.com/directauto.
What beauty salons are near Direct Auto Insurance that I can visit before or after an appointment?
Nearby beauty salons include Hair By Sonja, J D Nails and Hair, and Hair by Carrie.
Are there any fitness or wellness centers near Direct Auto Insurance?
Yes, close by there are American Martial Arts, Fitness Junky gym, Functionetics fitness trainer, and PC Beach Massage spa.
Where can I find nearby dining options around Direct Auto Insurance?
Nearby dining options include J Shannelle Caribbean food cafe market, J's International Variety Store, Guthrie's Chicken, and The Palm smoothie and juice bar.