Customers consistently praised the staff for being friendly, responsive, and helpful, often going above and beyond to assist with their insurance needs.
Professionalism
Many reviews highlighted the professionalism and expertise of the agents, with specific mentions of their ability to explain policies clearly and provide tailored solutions.
Efficiency
Clients noted the quick and seamless process of switching policies and obtaining quotes, often describing their experiences as stress-free and straightforward.
Savings
Numerous customers reported significant savings on their insurance premiums after switching to this agency, often highlighting better coverage options.
Personal Touch
Several reviews emphasized the personal relationships built with agents, noting that they felt cared for and valued beyond just being clients.
AS
Amie Smith
3 days ago
5.0
I had an amazing experience with State Farm, and I have to give a huge shout-out to both Kelly at the front desk and Allison, my insurance agent. Kelly greeted me with such warmth and professionalism—she made the whole process easy and stress-free.
Allison is truly exceptional. She took the time to explain every detail of my policy, answered all of my questions with patience, and made sure I understood exactly what coverage I was getting. She genuinely cares about her clients, and it shows in everything she does.
If you’re looking for an insurance team that’s friendly, knowledgeable, and truly invested in helping you, this office is the one. I highly recommend them!
CR
Cindy Rea
5 days ago
5.0
I am new to the state of Florida. I need auto and rental coverage and decided to stay with State Farm Insurance as I have had them most of my life. I reached out to the office of Ryan Cabaniss and was put in touch with Tara Seburn, who has gre as t customer service skills. Everyone I have spoken with there has been so helpful and friendly. The rates are great, and everything was put into place with very little work on my behalf. I highly recommend them, and found them so pleasant to work with.
RB
Randall Bearden
Nov 17, 2025
5.0
The lady I talked to was Allison. She was very professional. When I told her I wasn't sure what questions to ask, she explained everything in detail. Ive never dealt with an insurance company before, that wanted to make sure I understood everything completely, like she did. There's no way I could have got a better price with the coverage she gave me on my home and vehicles. And everything was done on my phone. I highly recommend these people, if you're looking for insurance.
MP
Marta de la Paz
Nov 13, 2025
5.0
My experience with this State Farm office has been outstanding. Everyone I’ve dealt with has been professional, attentive, and very knowledgeable. I have my cars and boats insured with them, and I highly recommend their services!
BL
Beth Laenen
Nov 3, 2025
5.0
I have been with State Farm since 1977. I have moved around the country several times and have never had any issues transferring my insurance. The big difference now, with the Ryan Cabaniss agency, is how hard they have worked for me over the years. They always go above and beyond and get me the best possible outcome. Whether it’s a minor fender bender or insurance on my home, they don’t stop fighting until they get me the best result. You don’t find agents like that very often. I don’t think of them as just my agents I think of them as my friends. If you need an insurance agent, there is no one else I would recommend!
Frequently Asked Questions About Ryan Cabaniss - State Farm Insurance Agent
Do I have to pay for a quote online?
No, you do not have to pay for a quote online. We offer free quotes!
What payment methods can I use?
We accept cash and most major credit cards, such as Visa, Mastercard, Discover, and American Express.
Where do I access my online billing and payment information?
Use the Digital Pay Payment Center link to access your account. Enter your User ID and password to login. You will be directed to your billing and payment information.
Who do I contact if I have questions about billing or payments?
Please contact your agent if you have questions about your bills, payments or Renewal Coverage Offers. Your agent's phone number and email are available on the details page of your bill.
What can I do on the State Farm mobile app?
The mobile app helps you manage your insurance and banking accounts, get roadside assistance, file claims, and more!
What does Emergency Roadside Service cover?
Emergency Roadside Service will typically cover: Towing your covered vehicle to the nearest repair facility, delivery of gas, oil, a battery, or tires, One-hour of locksmith services, One-hour of mechanical labor for select services.
I can’t log in to my account, what can I do next?
If you have created an online account and can not log in for any reason, please call Customer Care at any time.
Can I go paperless?
Yes, setup is easy! You can set this up when you log in to your account and update your email preferences.
Can I purchase my policy online?
Typically you are able to purchase a policy online at the end of the quote process. If you are not given this option, please reach out to your selected agent or Customer Care.
Can I save a quote to finish at a later time?
Yes, you can save your quote to continue at a later time. When you save your quote you will receive an email that contains a link to the application process.
What if I have more than four vehicles or four drivers in my household?
If you have more than four vehicles or drivers in your household, you will need to reach out to your selected State Farm agent.
Is my account number the same as my policy number?
No, A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.
Can I change my coverages online?
Yes, you can request changes to your coverages online and they will then be forwarded to your agent for processing.
Can I complete the process without an agent?
No, you are not able to complete the process without an agent. If you do not have an agent or have not selected an agent, one will be assigned to you for all your State Farm quotes, policies, and accounts.
When does my coverage start?
Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.
Do I have to pay for a quote online at Ryan Cabaniss - State Farm Insurance Agent?
No, you do not have to pay for a quote online. The agency offers free quotes.
What payment methods are accepted by Ryan Cabaniss - State Farm Insurance Agent?
They accept cash and major credit cards including Visa, Mastercard, Discover, and American Express.
How can I access my online billing and payment information?
You can access your billing and payment information through the Digital Pay Payment Center by entering your User ID and password to log in.
What are the office hours for Ryan Cabaniss - State Farm Insurance Agent?
The office is open Monday through Friday from 9:00 AM to 12:00 PM and 1:00 PM to 5:00 PM, and closed on weekends and major holidays.
Can I manage my insurance account and file claims via a mobile app?
Yes, the State Farm mobile app allows you to manage your insurance and banking accounts, get roadside assistance, file claims, and more.
Does the agency offer Emergency Roadside Service and what does it cover?
Yes, Emergency Roadside Service covers towing to the nearest repair facility, delivery of gas, oil, battery, or tires, one hour of locksmith services, and mechanical labor for select services.
Where is Ryan Cabaniss - State Farm Insurance Agent located?
The agency is located at 296 Bayshore Drive, Niceville, FL 32578, USA.
Which nearby restaurants can I visit when coming to Ryan Cabaniss - State Farm Insurance Agent?
Nearby dining options include Burger King, Post 20 Sushi, front porch American restaurant, Ruby Tuesday 93783, MrBeast Burger, Dairy Queen, Cafe Bienville, and Blue Collar Cafe.
Are there automotive services near Ryan Cabaniss - State Farm Insurance Agent for vehicle needs?
Yes, nearby automotive services include AutoZone, Advance Auto Parts, Quik Lube Center, Exxon gas station, and BP gas station.
What banking and financial institutions are nearby to help with related services?
Nearby financial institutions include The First Bank, Beach Community Mortgage, and First Command.