Question 1

Do I really need life insurance?

Accepted Answer

If you have dependents or debts, life insurance ensures financial security for your loved ones if something happens to you.

Question 2

How much life insurance coverage do I need?

Accepted Answer

It depends on your income, debts, and future expenses. A good rule is 10-15 times your annual income.

Question 3

What’s the difference between term and whole life insurance?

Accepted Answer

Term covers a set period, while whole life lasts your lifetime and builds cash value over time.

Question 4

How much does life insurance cost?

Accepted Answer

Costs vary by age, health, and coverage. Term life is usually cheaper, while whole life costs more but offers lifelong benefits.

Question 5

Can I get life insurance if I have health issues?

Accepted Answer

Yes! Some policies require medical exams, but others offer coverage with higher premiums or limited benefits.

National Life Insurance com

Business Details