Chris Ferraro Jr. - State Farm Insurance Agent

4.9
190 reviews

About

Insurance AgencyAuto Insurance AgencyHome Insurance AgencyLife Insurance AgencyRenter's Insurance AgencyMotorcycle Insurance AgencyProperty Insurance AgencyBoat Insurance AgencyBusiness Insurance ServiceState Farm
CA-0M22104 Our mission is to serve our customers’ insurance needs by exceeding their expectations and crafting policies that are personal and specific to each customer, business and family. We strive to be the premier insurance agency for the cities of San Clemente, Mission Viejo, Ladera Ranch, Rancho Santa Margarita, Coto de Caza, and San Juan Capistrano for Auto Insurance, Homeowners Insurance, Business Insurance and Life Insurance.

Location

Chris Ferraro Jr. - State Farm Insurance Agent
940 Calle Negocio, San Clemente, CA
92673, United States

Hours

Reviews

4.9
190 reviews
5 stars
185
4 stars
0
3 stars
0
2 stars
0
1 star
5

What are people saying?

AI-generated from recent customer reviews

Customer Service

Many customers praised the team for their exceptional customer service, highlighting responsiveness, professionalism, and helpfulness.

Agent Performance

Specific agents, particularly Tracie and Natasha, received numerous commendations for their knowledge, efficiency, and personal touch in handling client needs.

Long-term Relationships

Several reviews noted long-standing relationships with the agency, indicating high customer loyalty and satisfaction over many years.

Claims Handling

Customers expressed appreciation for the smooth and supportive process during claims, with agents providing clear communication and assistance.

Transparency and Trust

Some reviews mentioned issues with transparency regarding policy details, leading to dissatisfaction, contrasting with the overall positive feedback.
  • TB
    Todd Brewer
    Dec 2, 2025
    1.0
    I want to make us abundantly clear, My policy got canceled and is not reinstated over $45.87. I had started a new job and I was waiting on my next paycheck. I could’ve borrowed that money from ANYBODY if these guys had just been honest & told me that there was a deadline from which there was no way back They withheld that info, which makes them pretty reprehensible as a business. I’ve heard some terrible stories about State Farm insurance in California but now I got to experience it firsthand thanks a lot guys. I trusted you and your agents.. People stay far away. I would’ve sung their praises have they not done this. I have documentation to prove all of this is accurate and real so if anybody wants to hit me up, please do I will be happy to share it with you I had recently changed jobs and there was a weeks delay in me getting paid Chris Ferraro and his team failed and failed in a major way because all they said my policy canceled to get it reinstated. They did not tell me that if I didn’t get it reinstated by a certain date you could never be reinstated again and when I brought this up to them, they said I’m sorry we’ll make sure we mention this and you know our future dealings with other customers, I think that is probably the lowest of the low they could’ve said this at any time and they didn’t. That is reprehensible business behavior. .
  • MT
    Michael Thompson
    Nov 14, 2025
    5.0
    I’ve had an excellent experience working with Carlie Brown. She is incredibly quick to respond, answered all of my questions thoroughly, and made the entire process smooth and stress-free. Carlie has been an absolute delight to work with, professional, knowledgeable, and genuinely helpful. I highly recommend her to anyone looking for outstanding service at State Farm!
  • WO
    Westin O
    Dec 29, 2023
    5.0
    Chris and his team are the absolute best! We recently purchased a new home and worked with him for our home and earthquake policies. Chris is extremely helpful and always available to answer questions. We trust his recommendations and will be a loyal customer for years to come.
  • JN
    J Nesthus
    Apr 27, 2023
    5.0
    Tracie Sinclair has been outstanding in every way in helping us switch to State Farm. She’s always available to answer any questions and make the process easier. In fact, everyone I’ve dealt with at Chris Ferrari’s office has been friendly, knowledgeable and professional. I’ll be happy to refer friends and relatives!
  • IG
    Isaiah Garrido
    Mar 3, 2023
    5.0
    Payton and the team at State Farm are great! Always so friendly and helpful! Best customer service and give me the support I need!

Frequently Asked Questions About Chris Ferraro Jr. - State Farm Insurance Agent

Do I have to pay for a quote online?

No, you do not have to pay for a quote online. We offer free quotes!

What payment methods can I use?

We accept cash and most major credit cards, such as Visa, Mastercard, Discover, and American Express.