Insurance AgencyTitle CompanyEscrow ServiceFirst American
Based in Oakville, Ontario, FCT has over 1,000 employees across the country. FCT provides industry-leading title insurance, default solutions and other real estate-related products and services to approximately 450 lenders, 43,000 legal professionals and 5,000 recovery professionals, as well as real estate agents, mortgage brokers and builders, nationwide.
The Great Place to Work® Institute has named FCT one of Canada’s Best Workplaces for nine consecutive years (2015-2023) and certified FCT as a Great Place to Work. In 2022, FCT’s parent company, First American Financial Corporation, was named one of the 100 Best Companies to Work For and one of the Best Workplaces for Women™ by Great Place to Work® and Fortune magazine, each for the seventh consecutive year respectively.
Absolutely HORRIBLE service.
We have been waiting three weeks just to book a signing appointment for our mortgage paperwork. The team has been dragging their heels for no apparent reason, not responding to requests and failing to provide the most basic service. We are now running up against the deadline for no reason apart from FCT’s complete lack of service.
No one knows what’s going on or can answer questions and they are quite literally jeopardizing our refinance.
This firm is the absolute worst entity I have dealt with in real estate transactions. Fully incompetent and unresponsive.
VV
Vince
Apr 15, 2026
1.0
I would leave 0 stars if possible. Had a simple mortgage switch and FCT didn't process the payout on time. 1 week later and the payout still is not processed. No Communication from FCT.
DB
Daniel Boilman
Mar 24, 2026
1.0
WARNING: STAY AWAY FROM FCT INSURANCE
I should be able to give FCT Insurance zero stars.
It has been 3 months and counting for what should have been a very clear and straightforward title insurance claim. The city and utility emails clearly show which charges belong to the previous owners. They practically lay it out like a chart. There is nothing complicated about it.
I sent FCT all the documents they asked for. Every time, they confirmed they received them and said everything was fine and the process was moving forward. Then, after weeks of silence, they came back asking for something else, including documents that do not even exist.
I personally followed up with the utility company and the city, and both confirmed that the documents already provided are the documents they issue for these situations, and that the insurance company is supposed to handle the rest. Instead of doing that, FCT kept dragging this out and pushing the burden back onto me.
This is not just bad service. It feels like a company that delays, avoids responsibility, and makes an already stressful situation even worse. Terrible communication, constant delays, shifting requirements, and zero sense of urgency.
If you are buying or selling a property, make sure your lawyer does not use this company. Seriously, stay away. A title insurance company is supposed to protect you and resolve problems, not waste months of your time while asking for nonsense and doing nothing meaningful.
Based on my experience, FCT Insurance has been completely unreliable, deeply frustrating, and absolutely not a company I would trust again.
HW
henry wilson
Feb 23, 2026
5.0
Great establishment! Spoke to Jessica at the front desk and she was very helpful and nice. I came in a bit frustrated but she handled it very well and connected me with the right people. 5 stars for sure.
FCT offers industry-leading title insurance, default solutions, and other real estate-related products and services.
Where is FCT located?
FCT is located at 2235 Sheridan Garden Drive, Oakville, Ontario, L6J 7Y5, Canada.
What are FCT's business hours?
FCT is open Monday to Friday from 8:00 AM to 8:00 PM and closed on weekends and holidays.
How can I contact FCT?
You can contact FCT via phone at +1 905-287-1000, toll-free at +1 800-307-0370, fax at +1 888-560-2844, or email at info@fct.ca.
Is FCT wheelchair accessible?
Yes, FCT has a wheelchair accessible entrance.
What recognition has FCT received as an employer?
FCT has been named one of Canada’s Best Workplaces for nine consecutive years (2015-2023) and certified as a Great Place to Work.
Are there educational institutions near FCT?
Yes, nearby schools include John Knox Christian School, Wildwood Academy, and Liaison College Oakville.
What recreational places can I visit near FCT?
You can visit Wynten Way Park, a nearby park and playground, for recreational activities before or after visiting FCT.
Are there any automotive service centers near FCT?
Yes, nearby automotive service centers include Southdown Auto Service Ltd, Royal Auto Service, and Performance Envy Automotive & Powersports.
What nearby amenities are available for shoppers around FCT?
Nearby shopping options include Malalai Boutique for women's clothing, Bella Fiore for flowers and gifts, and Pro Desk at RONA for building supplies.
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