The mission of the James Fread State Farm office is to provide Lakeside and surrounding San Diego County with reliable insurance coverage they can count on. Our office can help with auto insurance, homeowners insurance, renters insurance, life insurance, business insurance, financial services, and much more. Stop in and meet with our experienced insurance team to stay protected!
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Certified by James Fread - State Farm Insurance Agent • Mar 08, 2026
Certified by James Fread - State Farm Insurance Agent • Mar 08, 2026
Reviews
4.9
182 reviews
5 stars
175
4 stars
3
3 stars0
2 stars2
1 star2
SG
Savannah Ganter
1 day ago
5.0
I called curious about getting a quote and Maricela was incredibly helpful, making the entire process smooth and stress-free. She took the time to clearly explain my options, answered all of my questions, and made sure I understood everything before moving forward. Her professionalism, patience, and attention to detail really stood out. I truly appreciate her support and would highly recommend working with Maricela to anyone looking for a knowledgeable and reliable insurance agent.
JO
Jolene De Oliveira
Feb 26, 2026
5.0
Everyone hates to have to get insurance but it’s so needed especially for the unexpected that’s why I choose State Farm with James Fread! Maricela is the best she always makes sure that my policies are clear and created around my lifestyle and what is best. I feel secure and confident knowing that I don’t have to worry about the unexpected cause an accident is just that!! I know I will be taken care of with no worries or stress in those times that may be scary or overwhelming. I ca count on Maricela with State Farm! Thank you!
AA
Alyssa
Feb 25, 2026
5.0
I have nothing but appreciation for this office and especially for Maricela Núñez. I’m a new adult and have had so many questions about insurance and what’s best for me and she has helped me figure out everything. She helped solve every problem I had and was very nice and attentive through the process. I continue to choose State Farm because of agents and customer service like this.
RM
Rick Marquez
Feb 25, 2026
5.0
I’ve had such a great experience with my State Farm agent and their team. Everyone in the office is always friendly, welcoming, and quick to respond whenever I need anything. They truly take care of me and make everything simple and stress-free.
Maricela Nunez always helps me out and goes above and beyond to make sure all my questions are answered. She’s patient, professional, and you can tell she really cares about her clients.
I have my home, auto, and life insurance with them, and they always remind me about important dates and updates so nothing ever slips through the cracks. It honestly gives me peace of mind knowing I’m in good hands. Highly recommend!
MM
Manny
Feb 24, 2026
2.0
Dealing with Marisela has been a nightmare. Initially, she refused to apply my vehicle discount, causing me to overpay for my six-month premium. Despite promising to follow up, she never called, forcing me to reach out myself. Even after I thought the issue was resolved, she failed to submit the refund request. When I followed up three weeks later (2/5/2025 and today is 2/25/25), she actually called me a liar—claiming the conversation never happened—until she checked her notes / email and realized I was right. This is Wawanesa customer service with State Farm prices.
Frequently Asked Questions About James Fread - State Farm Insurance Agent
What types of insurance coverage does James Fread - State Farm Insurance Agent offer?
They provide auto, homeowners, renters, life, business insurance, and financial services.
What are the business hours of the James Fread - State Farm Insurance Agent office?
Open Monday to Thursday from 9 AM to 5 PM, and Friday from 8:30 AM to 5 PM. Closed on weekends.
Where is James Fread - State Farm Insurance Agent located?
The office is located at 9923 Channel Rd, Lakeside, CA, 92040, USA.
What payment methods are accepted at James Fread - State Farm Insurance Agent?
They accept American Express, Cash, Check, Discover, Mastercard, and Visa.
How can I contact James Fread - State Farm Insurance Agent?
You can call them at +1 619-938-1600 or visit their website at https://www.agentjames.biz/.
Is there a nearby place where I can grab a meal after visiting the insurance office?
Yes, you can visit Pizza Hut or Cali Stack Burgers & Grill, both nearby restaurants.
Are there any healthcare services near James Fread - State Farm Insurance Agent?
Arnold Cutler, a local dentist and medical service provider, is nearby if you need healthcare services.
Where can I find some local community or social services near the insurance office?
Lakeside Christian Helps Center and Lakeside Community Presbyterian Church are nearby community service locations.
Can I get my car serviced near James Fread - State Farm Insurance Agent?
Yes, A & M Mobile Mechanic and RJ Auto Tech Towing are nearby automotive repair and towing services.
Are there any places nearby where I can get a quick treat or dessert?
The Yogurt Barn nearby offers frozen yogurt, ice cream, and smoothie options.
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