Direct Auto Insurance

4.6
383 reviews
Direct Auto Insurance storefront located at  626 Olive Street SW, Cullman

About

Auto Insurance AgencyInsurance AgencyLife Insurance AgencyMotorcycle Insurance AgencyRenter's Insurance AgencyDirect Auto Insurance
Get cheap car insurance with the coverage options you need even if you have a less than perfect driving record through Direct Auto Insurance in Cullman, AL.

Details

  • Online appointmentsAvailable
  • Onsite servicesAvailable

Location

Direct Auto Insurance
626 Olive Street SW, Cullman, AL
35055, United States

Hours

Reviews

4.6
107 reviews
5 stars
86
4 stars
9
3 stars
6
2 stars
1
1 star
5
  • FR
    Fernandez Robinson
    Oct 23, 2025
    5.0
    I DID A QUOTE OVER THE PHONE AND MEGAN WAS EXCELLENT
  • JH
    Josh Hollon
    Aug 28, 2025
    5.0
    Dealt with Meighan. Made it simple and pain free. Got the coverage I wanted and didn't pay anywhere near what I was. Would recommend as quality person and sales agent.
  • KJ
    Kaitlyn Johnson
    Aug 21, 2025
    5.0
    Megan was amazing and helped me find a cheaper insurance than what I was paying she she was so nice
  • SB
    Samantha Buchannon
    Aug 20, 2025
    5.0
    There are always 2 sides to every story. Meighan has always taken care of me and my whole family. This company as well. They are incredible. Could someone have made a mistake? Sure! I will guarantee you that if it were their fault, they are working to make it right. I have never been mistreated. My claim was taken care of with no problem. You also have to read your paperwork and check for mistakes because noone is perfect. How long did it take you to realize the coverage wasn't on there? If you had read your documents, you might have caught the mistake and it could have been corrected before anything happened. When was the last time you messed up? Take it easy. These are human beings.
  • FD
    Faith Davis
    Aug 15, 2025
    1.0
    Financed a car at used car lot and called WHILE AT THE CAR LOT to have FULL COVERAGE insurance added to the NEW CAR as I also had a liability policy on a paid for car with Direct Auto and I spoke with Meagan over the phone to handle this simple transaction in May of 2025. I was told I was good to go and the conversation was on speaker phone. Two other people besides myself heard this conversation, one being the lady handling the sales contract of the financed car. I drove the car on home thinking everything was in order. Once home, I called and had my paid for car removed from the policy as it has transmission issues and can't be driven anymore. So, on July 28, 2025, my Mother had an accident in the financed car and that's when I found out that Meagan DID NOT PUT FULL COVERAGE INSURANCE ON MY FINANCED CAR like she was supposed to and now its been going on three weeks of me playing chase, trying to get this company to correct something that should have been done from day one and that is to back date my policy to show full coverage and fix this car. Moral of this story... People, check your policies with this company and make sure you have comp and collision on your policies BEFORE you actually need it. They have something on there called Total Protection Plan that is deceptively worded. THAT'S NOT the same as COMP AND COLLISION. I've since been told by the body shop and the car lot that Direct Auto Insurance is one of the worst insurance companies out there. Yeah, the rates are cheap, but if you have to file a claim, you are gonna wish you had paid a little more and you are going to get the run around like I'm getting right now. Nobody wants to help me in this company. I'm getting told that it's this departments job, or that departments job, or call this number, or speak that person. It's ridiculous and they keep doing it in hopes of frustrating you to the point that you give up and go away.

Frequently Asked Questions About Direct Auto Insurance

What types of insurance does Direct Auto Insurance offer in Cullman, AL?

Direct Auto Insurance offers auto, life, motorcycle, and renter's insurance options in Cullman, AL.

What are the operating hours for Direct Auto Insurance?

Direct Auto Insurance is open Monday through Friday from 9:00 AM to 6:00 PM and on Saturday from 10:00 AM to 4:00 PM. It is closed on Sundays.