Fast Food RestaurantTake Out RestaurantMexican RestaurantBreakfast RestaurantVegetarian RestaurantTaco Bell
Find your nearby Taco Bell at 7040 W Hwy 98 in Panama City Beach. We're serving all your favorite menu items, from classic tacos and burritos, to new favorites like the Crunchwrap Supreme and Cheesy Gordita Crunch. Order ahead online or on the mobile app for pick up at the restaurant or get it delivered.
So there’s cheesy, and then there’s cheesy. But how can you get to the good kind of cheesy? Like cheesy cheesy. Simple, take the Cheesy Bean and Rice Burrito for example. With a perfect combination of warm Nacho Cheese Sauce, refried beans and premium Latin rice all wrapped in a soft flour tortilla, it’s the kind of cheesy you definitely want.
If you’re one of those kids who has a thing for hot potatoes, why don’t you just try the Spicy Potato Soft Taco instead. It’s got warm and seasoned potato bites, melted real cheddar cheese, crisp lettuce, and chipotle sauce for a little extra kick.
Crispy chips, nacho cheese sauce, refried beans, and red sauce; you know that whomever you’re with is going to want “just one.” Before you know it, there’s one chip left: the chip at the bottom of the pile, with only a corner covered in cheese and a tiny pinto bean. So get a second Triple Layer Nachos for you and your friends.
We could all learn a little something from Spicy Tostada. Most meals try to keep everything hidden behind a thin layer of tortilla or corn shell. Spicy Tostada, on the other hand, has no insecurity about sharing its true inner self. It doesn’t care if you see its refried beans, real cheddar cheese, and lettuce. It doesn’t mind if you think its red sauce is maybe too red, or not red enough. Or if its chipotle sauce may be a little hard to pronounce.
If you’re living life the way you’re supposed to, morning is always going to be a struggle. This is why Mountain Dew® Kickstart™ exists, to give you the energy to fight through the fatigue.
Check this out: if you make good with the Brisk® guys who run the party, they might take you to this secret dance-club thing below the tree, and all the roots are actually straws filled with free Brisk® Mango Fiesta.
Instead of a crunchy corn shell, the Soft Taco Supreme® has a soft, flour tortilla. It’s so soft, it exclusively listens to Toronto hip-hop. Dreamy. Soft. Delicious.
A warm flour tortilla filled with tender shredded chicken, seasoned rice, avocado ranch sauce, and real cheddar cheese. In terms of wrapped meals, the Shredded Chicken Burrito is perfect.
Your choice of marinated and grilled chicken or steak served with guacamole, pico de gallo, black beans, crisp lettuce, seasoned rice and reduced-fat sour cream all packed into a seriously powerful bowl.
With its warm seasoned beef, nacho cheese sauce, crisp lettuce, diced tomatoes, and a crunchy tostada shell... one might say the Crunchwrap Supreme® set the rules for all Crunchwraps to follow.
A warm and melty quesadilla wrapped around seasoned beef, seasoned rice, cheese, nacho cheese sauce, reduced-fat sour cream and chipotle sauce grilled to perfection.
A warm soft flatbread layered with a three-cheese blend and warm nacho cheese sauce wrapped around a crunchy taco shell filled with seasoned beef, shredded cheese, shredded lettuce and spicy ranch sauce.
A soft flour tortilla filled with grilled, marinated all-white-meat chicken, a melty blend of three cheeses and creamy jalapeno sauce grilled to perfection.
Your choice of marinated and grilled chicken or steak served with guacamole, pico de gallo, black beans, crisp lettuce, seasoned rice and reduced-fat sour cream all packed into a seriously powerful bowl.
A soft flour tortilla filled with grilled, marinated all-white-meat chicken, a melty blend of three cheeses and creamy jalapeno sauce grilled to perfection.
Your choice of marinated and grilled chicken or steak served with guacamole, pico de gallo, black beans, crisp lettuce, seasoned rice and reduced-fat sour cream all packed into a seriously powerful bowl.
Reviews
3.8
1,597 reviews
5 stars
677
4 stars
364
3 stars
252
2 stars
93
1 star
211
JS
Jonathan Shuck
Jul 2, 2026
1.0
Better off cooking at home
JD
Jessica Duran
Jun 24, 2026
5.0
Went there tonight for a late night meal and it was the best taco bell i ever had everything was made right the people in there were so nice and the lady back made the food sooooo good 10/10
CW
cody Walding
Jun 22, 2026
5.0
Great Taco Bell, no stomach issues after!
MH
Michael Hayes
May 30, 2026
5.0
Although they seem to be set up to order without a cashier we were able to order with the mngr. and use coupons.
The only ding the cheese sauce was cold but the mngr. did not gaslight and apologized for it. I hopeful with that any future clientele will find this minor ding corrected, possibly a new lightbulb.
BA
Blake Austin
May 24, 2026
1.0
Waited in the drive through for 15 minutes just to receive cold food. My (2) cheesey bean and rice burritos were cold, had uncooked rice and barley any nacho cheese. I also got a double beef burrito and that was cold and soggy. I ended up throwing it away as I completely lost my appetite. What a shame, hopefully a different location will be better.
What are the operating hours for the drive-through at Taco Bell, 7040 W Hwy 98?
The drive-through is open daily from 7:00 AM to 2:00 AM.
Where is Taco Bell located in Panama City Beach?
Taco Bell is located at 7040 W Hwy 98, Panama City Beach, FL 32407.
What payment options does Taco Bell at 7040 W Hwy 98 accept?
They accept American Express, Cash, Discover, Mastercard, and Visa.
Can I order Taco Bell's menu online for pickup or delivery?
Yes, you can order ahead online or via the mobile app for pickup or delivery.
Does this Taco Bell location offer breakfast and late-night food?
Yes, it serves breakfast and is open late, providing food until 2:00 AM.
Is there a drive-through service available at Taco Bell on W Hwy 98?
Yes, this location has a drive-through service available.
What popular menu items can I find at this Taco Bell?
You can enjoy classic tacos and burritos, Crunchwrap Supreme, Cheesy Gordita Crunch, Dollar Cravings, combos, and breakfast items.
What nearby landmarks or attractions are close to Taco Bell on W Hwy 98?
Nearby attractions include Lower Grand Lagoon fountain and the Beachwalk Center shopping mall, which are great places to visit before or after dining.
Are there convenient nearby services such as pharmacies or mailing centers near Taco Bell?
Yes, CVS Pharmacy and UPS Access Point location are nearby for shopping and shipping needs.
What entertainment or recreational activities are available near this Taco Bell location?
Nearby you can find NexGen VR virtual reality center and the Kartona Electric Speedway go-kart track for fun activities.
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