Desert Rock Capital specializes in signature loans up to $3000 for individuals in Utah, no matter your credit history. If you’re facing bad credit, have no credit, or have dealt with past bankruptcy, we offer an easy and quick application process that doesn’t require credit checks or collateral. With us, getting the money you need is hassle-free and fast.
Amazing place great staff helped me out of a pinch!! Highly recommend if you need help come here!!
SS
Shauna
Apr 2, 2026
1.0
Not transparent at all! Jerald wouldn’t even give me a range of the interest rates they charge. Only the loan officers could do that but you can’t speak to the loan officer until you give them your information and set up an appointment to go to their office. I’m well aware the rates will be high but it seems really shady when you won’t even give the range or allow a conversation with the loan officer on the phone.
CC
Charlee Castagno
Apr 2, 2026
5.0
Despite my shallow credit they were able to get me approved on my first loan all by myself!!! The front desk lady was patient due to my phone taking forever to pull up my paystubs and submitting documents was so easy! It took about 30-45 mins from start to finish however the front desk lady made sure to check in consistently with not only me but everyone at the office! The lady that helped with my paperwork was amazing as well and super friendly! I will definitely be going to them for any future needs and will recommend them 100%!
DB
Debbie Buddle
Mar 26, 2026
4.0
They are nice employees good to work with the only thing I feel they can do differently is to send out statements periodically so I know how much more I owe them
CH
Chase Helsten
Mar 20, 2026
5.0
Been a several time repeat customer and they've always been able to help with a small loan when I needed it in a pinch. Application process is straightforward and usually doesn't take a whole lot of time if you're able to have all of your documents readily available.
Frequently Asked Questions About Desert Rock Capital
What types of loans does Desert Rock Capital specialize in?
Desert Rock Capital specializes in signature loans up to $3000, including unsecured and no-credit loans for individuals in Utah.
Do I need good credit to apply for a loan at Desert Rock Capital?
No, Desert Rock Capital offers loans regardless of your credit history, including bad credit, no credit, or past bankruptcy.
What is the loan application process at Desert Rock Capital like?
The application process is easy, quick, and does not require credit checks or collateral.
What are the business hours for Desert Rock Capital?
Desert Rock Capital is open Monday through Friday from 9:00 AM to 8:00 PM, and closed on Saturdays and Sundays.
Where is Desert Rock Capital located?
Desert Rock Capital is located at 981 East 3300 South, Salt Lake City, UT 84106, United States.
How can I contact Desert Rock Capital for loan inquiries?
You can contact Desert Rock Capital by phone at +1 801-377-3333 or via email at apply@desertrockcapital.com.
Does Desert Rock Capital have an online presence on social media?
Yes, Desert Rock Capital is on Instagram as @desertrockcapital, Twitter as @DesertC95966, and TikTok at https://www.tiktok.com/@desertrockcapital.
What nearby businesses can I visit before or after my loan appointment at Desert Rock Capital?
Nearby places include Mountain Loan Center for alternative loans, Luz's Beauty Salon for beauty services, and Savage Fish Poke for dining.
Are there nearby financial services close to Desert Rock Capital?
Yes, Rapido Express offers financial services including installment loans nearby, and LibertyX Bitcoin ATM is also available for ATM services.
What local amenities are available near Desert Rock Capital for wellness and relaxation?
Nearby wellness and relaxation options include Rainbow Community Studio for yoga and meditation, AestheticsbyCliff for skin care, and Fuzzy Nates Barber Shop & Shave Parlor.
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