Desert Rock Capital specializes in signature loans up to $3000 for individuals in Utah, no matter your credit history. If you’re facing bad credit, have no credit, or have dealt with past bankruptcy, we offer an easy and quick application process that doesn’t require credit checks or collateral. With us, getting the money you need is hassle-free and fast.
This was an absolute joke. Told you are pre approved and different amounts. You go into an office and there are so many people. There is no privacy, they pretty much have you telling all of your information in front of everybody. And then you get denied. I asked several times and was upfront about everything. I live2 hours away. This was a huge waste of time. Didn't even try to work with me or anything. You can tell the sales team is just trying to get people in there. There is a huge group waiting and they talk about it in front of everybody. Definitely would give zero stars if I could. Then they are very unhelpful and just say oops sorry pretty much. I saw more people denied than helped today.
TB
Tristian Burton
4 days ago
1.0
This company as a whole has poor ethics. They buy and sell data and market pre approved loans that were neither requested or wanted. Don't borrow money from companies that do not take the security of your personal information seriously. Disgusting & shameful business practices. I never applied for or even viewed their loan options and yet here they are texting and calling like we are friends. They should be shut down.
CS
Cameron Smith
Jul 1, 2026
5.0
Thank you guys so much you saved my day my life and let me tell how Larissa has been the most professional and well-mannered in patient pushed to make sure I got what I needed thank you thank you thank you
JG
Jerm G
Jun 19, 2026
1.0
Think real hard before you need quick money from this place. I had some tough times trying to take care of kids and life got behind end up getting a garnishment 300 $ a week . They turned 800 $ into 5000$ wouldn't try to help lower the balance wouldn't help lower the payment... JUST DONT GET INVOLVED WITH THIS GREEDY COMPANY THEY ARE VERY IGNORANT AND THE BIGGEST SCAM OUT THERE YOU'RE GOING TO PAY TRIPLE FOR A SMALL LOAN.... BE AWARE OF YOUR SITUATION AND LISTEN TO ME
KJ
Kasten Jessen
Jun 15, 2026
1.0
Pre-approved me over the phone. Went in with all the correct documents they approved then denied me a very small loan in the end. Went from the expected help I was told I would get, to wasting my last of my $ on rideshares making my bad situation even worse, and all that time could have gone elsewhere. Not mention the countless telemarketer type of phone calls after they got my phone number. Clearly they have helped people out but I will suggest getting a burner number if you want to call or do business with them as well as don't count your chickens before they hatch. Nice people but bad business practice.
Frequently Asked Questions About Desert Rock Capital
What types of loans does Desert Rock Capital specialize in?
Desert Rock Capital specializes in signature loans up to $3000, including unsecured and no-credit loans for individuals in Utah.
Do I need good credit to apply for a loan at Desert Rock Capital?
No, Desert Rock Capital offers loans regardless of your credit history, including bad credit, no credit, or past bankruptcy.
What is the loan application process at Desert Rock Capital like?
The application process is easy, quick, and does not require credit checks or collateral.
What are the business hours for Desert Rock Capital?
Desert Rock Capital is open Monday through Friday from 9:00 AM to 8:00 PM, and closed on Saturdays and Sundays.
Where is Desert Rock Capital located?
Desert Rock Capital is located at 981 East 3300 South, Salt Lake City, UT 84106, United States.
How can I contact Desert Rock Capital for loan inquiries?
You can contact Desert Rock Capital by phone at +1 801-377-3333 or via email at apply@desertrockcapital.com.
Does Desert Rock Capital have an online presence on social media?
Yes, Desert Rock Capital is on Instagram as @desertrockcapital, Twitter as @DesertC95966, and TikTok at https://www.tiktok.com/@desertrockcapital.
What nearby businesses can I visit before or after my loan appointment at Desert Rock Capital?
Nearby places include Mountain Loan Center for alternative loans, Luz's Beauty Salon for beauty services, and Savage Fish Poke for dining.
Are there nearby financial services close to Desert Rock Capital?
Yes, Rapido Express offers financial services including installment loans nearby, and LibertyX Bitcoin ATM is also available for ATM services.
What local amenities are available near Desert Rock Capital for wellness and relaxation?
Nearby wellness and relaxation options include Rainbow Community Studio for yoga and meditation, AestheticsbyCliff for skin care, and Fuzzy Nates Barber Shop & Shave Parlor.
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