Desert Rock Capital

Desert Rock Capital is a licensed Utah consumer lender offering personal, signature, and installment loans from $100 to $3,000 with no credit check and no collateral. Our Orem office at 1118 South State Street sits on the Provo to Orem corridor and serves Utah County: Provo, Lindon, Pleasant Grove, American Fork, Vineyard, Spanish Fork, and Mapleton. Every application is reviewed on income and ability to repay, never a credit score, so bad credit or no credit history is not a barrier. Expect a clear decision in about 30 minutes, fixed biweekly payments disclosed in writing before you sign, and no prepayment penalty. Open seven days a week, with a phone line answered 24/7. Walk in, call, or book an appointment online.