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Founded by Dallas teachers in 1931, CUTX is a top-rated credit union with 150K+ members. As a member-owned, not-for-profit institution, we prioritize your success. Enjoy competitive rates, expert guidance, & personalized financial services. Grow your wealth with the best CD rates, secure IRAs, & savings accounts. Achieve goals with flexible auto loans, personal loans, home equity lending, & mortgages. Drive your company with our business banking & lending solutions. Empower your community—we invest in & partner with local nonprofits benefiting Texans in need. Bank online or locally at branches spanning DFW & East Texas, plus use 80K+ surcharge-free ATMs nationwide through Allpoint & MoneyPass. Join us and experience banking with purpose.
I just want to take a moment to brag on this branch. Every time I walk in, I’m greeted with the kindest smiles and the friendliest attitudes. You can tell these employees truly enjoy helping people (Orlando, Jenni & Love) they ask how my day is going, they’re patient, and they make every visit feel easy.
I’ve worked with a lot of banks over the years, and it’s rare to find three people who are consistently this welcoming. It honestly brightens my day every time I stop by. They treat you like a person, not just an account, and that kind of service is something you don’t forget.
If you’re looking for a bank where the employees genuinely care, this is the place. They’re simply awesome.
JG
Jarnae Gregory
Jun 8, 2026
1.0
Horrible experience - opened a business account last month and it was never disclosed that you can't make transfers to an account outside of CUTX for 2 months which is absurd. Zelle transfers have an extremely low limit (also not disclosed at setup) and the Zelle transfers continue to be flagged as fraud. You're on hold FOREVER trying to reach an actual rep only to get no resolution
CH
Cody Hinson
May 31, 2026
5.0
Magdalena Marsh is the best around. I had a few hiccups to say the least when I wanted to refinance my truck, none of which were CUTX/Magdalena's fault. She was patient, kind, and went above and beyond to help me get this taken care of. If you need help, ask for Magdalena by name, you won't regret it. :)
RS
Russell S.
May 12, 2026
3.0
The branch itself is great especially better than when I first became a member almost a decade ago. The issue is with their affiliate leasing company Fairlease. I have tried twice now to get numbers on a lease whether it's via trade in or cash down and still don't have answers. Getting ahold of my contact was like a separate job on my part as they don't respond to emails or voicemails. To add to that, they also send out automated emails saying "your contact" has beening trying to get in touch with you please respond to this email or call back but no luck. I had to call the front desk at their Allen corporate office and have the front desk to track him down anytime I needed him to actually answer my calls. They just kept saying it's because they are so busy end of month but this continued to happen into the next week and a half into the next month. The first time I even inquired they told me someone would contact me and they never even called. Fool me once, fooled me twice.
JB
jennifer burkhardt
May 8, 2026
5.0
This has to be the best credit union anyone can be a member of. All employees are very friendly, kind, and helpful. The branch manager Monique Ramsey is the most wonderful human being I have ever met. I highly recommend going here for any financial needs, and definitely say hi to Monique. She will make your day!
Frequently Asked Questions About Credit Union of Texas
What are the Credit Union of Texas operating hours?
The Credit Union of Texas is open Monday through Friday from 9:00 AM to 6:00 PM, Saturday from 10:00 AM to 2:00 PM, and closed on Sundays and major holidays.
Where is Credit Union of Texas located?
It is located at 2580 W FM 544, Wylie, TX 75098, United States.
What types of financial services does Credit Union of Texas offer?
They offer savings and checking accounts, CDs, IRAs, auto loans, personal loans, home equity lending, mortgages, and business banking and lending solutions.
Does Credit Union of Texas have mobile applications?
Yes, they offer mobile apps available on both Android and iOS platforms to help members manage their accounts conveniently.
How can I contact Credit Union of Texas?
You can reach them at their main phone number +1 214-818-3231 or their toll-free number +1 800-627-0006.
What languages does Credit Union of Texas support?
They provide services in English and Spanish to accommodate a diverse membership.
Is there a convenient coffee spot near Credit Union of Texas for a quick break?
Yes, there are two Starbucks locations nearby where you can enjoy coffee or snacks before or after your visit.
Where can I find food options around Credit Union of Texas?
Nearby restaurants include Pei Wei Asian Kitchen, The Rock Wood Fired Kitchen, IHOP, Auntie Anne’s, Crumbl - Wylie, and Papa Johns Pizza for a variety of dining choices.
Are there veterinary services close to Credit Union of Texas?
Yes, Thrive Pet Healthcare and VIP Petcare are nearby for pet healthcare and supplies.
Does Credit Union of Texas engage with the community?
Yes, they invest in and partner with local nonprofits benefiting Texans in need, empowering the community.
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