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PNC Bank Logo. Brilliantly Boring Since 1865
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PNC Bank

3.1
(54 reviews)

About

BankATMPNC Bank
We’ll keep your money boring so your life doesn’t have to be. PNC Bank. Brilliantly Boring since 1865

Details

  • Requires appointmentNot available
  • Drive-throughNot available
  • Onsite servicesAvailable
  • Wheelchair accessible entranceAvailable

Location

PNC Bank
1227 N Valley Mills Dr, Waco, TX
76710, United States

Hours

Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
Saturday9:00 AM - 1:00 PM
SundayClosed
9/7/20269:00 AM - 5:00 PM
10/12/20269:00 AM - 5:00 PM
11/11/20269:00 AM - 5:00 PM
11/26/20269:00 AM - 5:00 PM
12/25/20269:00 AM - 5:00 PM
1/1/20279:00 AM - 5:00 PM
1/18/20279:00 AM - 5:00 PM
2/15/20279:00 AM - 5:00 PM
5/31/20279:00 AM - 5:00 PM

Products & Services

1 list · 21 items

Explore offerings from PNC Bank on 1227 N Valley Mills Dr in Waco, with popular branch services and banking products available at this location.

PNC Bank | Waco North Valley Mills Branch Services

21 items

Branch Services

Make an appointment with a PNC specialist at a time that works for you. Appointments are not required.

Business Banking Center
Cash Non-Customer Checks
Cashiers Checks
Change Orders

A request to change a purchase order or the distribution of funds.

Drive-Up Services

We offer competitive rates and no transaction fees. In most cases, your foreign currency order can be delivered to your branch within 24 to 48 hours.

Instant Debit Card Availability

Receive a replacement or new debit card immediately and start using it right away, rather than waiting for one to arrive by mail. Ideal if your debit card is lost, stolen or damaged.

Loans Specialist

A Medallion signature is used to guarantee signatures for the sale, transfer, assignment or redemption of a security.

Night Deposits

A Notary Public is an official who serves as an unbiased witness when important documents are signed.

Onsite ATM
Open On Saturdays
Safe Deposit Box
Wire Transfers

Banking Products

Explore borrowing options for new or used cars with competitive rates and flexible terms. Subject to credit approval.

PNC is your home lending headquarters. Explore a variety of mortgage options to find the right fit for your needs.

Explore PNC's range of credit cards designed to meet various financial needs and that offer rewards, cash back, and more.

Choose from a variety of PNC personal checking accounts, including Virtual Wallet®, that include innovative digital tools and fit your banking needs.

Discover savings solutions tailored to help you achieve your financial goals with competitive rates and flexible options.

Reviews

3.1
54 reviews
5 stars
26
4 stars
1
3 stars
2
2 stars
4
1 star
21
  • VB
    vik Berkeley
    1 day ago
    1.0
    Strange, but true and...gross: Bailey took me over to her little cubicle as it was my first time there and I had an inquiry about an LLC account. Shockingly right in front of me she took a can of spray deodorant lifted up her shirt and sprayed each armpit with deodorant. No, she didn't flash me; she just lifted out her shirt rather and put the can of deodorant up under each arm as if it was a common occurrence or maybe it was her body language showing her inaccurate impression of me. Now, let me rewind about 3 minutes before that: it was my first time into the PNC Bank in Waco more than 10 years. I never had thought twice about that bank. As I entered the bank, one of the tellers asked if they could help me and I said I'm interested in opening up the business account with my LLC. They said oh you need to talk to one of the account specialist and they're over there. So right around the corner from the tellers were three people and then a fourth person who happened to be Bailey. I stood there for several minutes without being acknowledged. I was probably 15 ft from them and they were all laughing and cackling and telling jokes and when they got done and started to part their ways, they looked around and asked if they could help me. Bailey was the one that came over to me however instead of acting like a normal person and standing in front of me she kept walking past me to the right making me turn. I don't know if I'm making that clear but you're having a conversation with somebody typically they would be right in front of you so you can talk to them but she went past me to the point I couldn't see her and I had to turn my head finally had to turn towards her and I mentioned I was getting a quick in my neck jokingly... Then the deodorant aerosol can under the shirt armpit thing happened. If the owner is hiring people like this who are actually being recorded and is okay with them behaving in this abhorrent gross manner with new potential customers of the bank, what other horrible disgusting behind the scenes things are going on at PNC?
  • CW
    Chris Wells
    Jul 6, 2026
    2.0
    Lady at the Valley Mills location that is supposed to answer the phone, terrible. When she does finally answer the phone it’s like talking to a wall with a couple barely useful signs on it mostly diverting you to a different information source. In this case you might as well just go full AI cause it would have been at least as helpful if not more and it wouldn’t cost you as much as the fast food employee that you’re trying to pass as a secretary or god forbid a bank teller, i hope not. You’re welcome for the new business model.
  • CM
    Christina McCutchen
    Jun 1, 2026
    5.0
    Everyone has nice and respectful
  • BS
    Blake Seidler
    Apr 24, 2026
    5.0
    I had the pleasure of meeting Mr. Lamar Lee for a wrong charge on my account and he made it so simple! I’m so happy banking with them! I’ve had an account with them for awhile, but the genuine caring will make me spread the word to only be with PNC, but it started with Mr. Lee. Thank you so much!!!
  • JW
    JR WaCo (R.J. WaCo)
    Mar 5, 2026
    3.0
    ​To enter the orbit of PNC Bank is to participate in a ritual of pure, mechanical efficiency and inexplicable human distance. It is a study in contrasts—a place where the physical infrastructure succeeds while the metaphysical exchange falters. ​There is a profound, almost mathematical beauty in the drive-thru lane. It is a portal of convenience that functions with the cold, reliable precision of a Swiss watch. If one seeks to move currency through a pneumatic tube without the burden of direct human friction, this is a triumph. It is the high-water mark of the experience: a seamless transition from the asphalt to the ledger. ​However, the architecture of the bank’s soul seems to have a structural deficit. Specifically, there is a recurring absence of the $2 bill. In a world of standard denominations, the $2 bill represents a certain level of preparedness and appreciation for the nuance of American currency. At this PNC location, that nuance is consistently missing. To ask for them is to look into a void; they are never on hand, as if the very concept of the "deuce" has been scrubbed from their reality. It is a small omission that creates a large, lingering sense of incompleteness. ​The human element here is... austere. One does not come here seeking the warmth of a neighborly greeting. The employees are not the friendliest people on this side of the earth; they exist in a state of professional stasis that borders on cosmic indifference. ​They are the guardians of the vaults, and they treat the customer with the same clinical detachment one might afford a passing cloud. There is no hostility, but there is no light—just the steady, gray pulse of a transaction being completed. ​PNC is a three-star experience because it fulfills its function while failing its spirit. I will return for the efficiency of the drive-thru and ATM deposits, but I will do so knowing that the $2 bills remain a myth and the smiles remain locked in a vault to which I do not have the key.

Frequently Asked Questions About PNC Bank

What are the regular business hours of PNC Bank at 1227 N Valley Mills Dr, Waco?

PNC Bank is open Monday through Friday from 9:00 AM to 5:00 PM, and on Saturdays from 9:00 AM to 1:00 PM. It is closed on Sundays.

Does PNC Bank offer drive-through banking services at this location?

No, the PNC Bank location at 1227 N Valley Mills Dr does not offer drive-through services.

Brand Certified Facts from PNC Bank

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