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Founded by Dallas teachers in 1931, CUTX is a top-rated credit union with 150K+ members. As a member-owned, not-for-profit institution, we prioritize your success. Enjoy competitive rates, expert guidance, & personalized financial services. Grow your wealth with the best CD rates, secure IRAs, & savings accounts. Achieve goals with flexible auto loans, personal loans, home equity lending, & mortgages. Drive your company with our business banking & lending solutions. Empower your community—we invest in & partner with local nonprofits benefiting Texans in need. Bank online or locally at branches spanning DFW & East Texas, plus use 80K+ surcharge-free ATMs nationwide through Allpoint & MoneyPass. Join us and experience banking with purpose.
Do not bank here. They are liars. If you have a simple claim they will deny it instead is just spending a very small amount of money to get something fixed they will deny even if you pay for the coverage. Worst bank I have ever dealt with pulling my account from them you should as well
CJ
Clinton Jones
Jun 13, 2026
5.0
Good stuff and helpful stuff
RH
robert hall
May 20, 2026
5.0
As easy as it gets
LS
Lucretia Sayers
May 2, 2026
5.0
So excited that they opened another Richardson location, since the other location was permanently closed.
But PLEASE add lighting at the drive-through ATM it’s way too dark at night.
HT
Howard Terry
Apr 29, 2026
3.0
I've always loved this bank, but the new branch has some clueless folks working there.
Frequently Asked Questions About Credit Union of Texas
What is Credit Union of Texas and when was it established?
Credit Union of Texas is a member-owned, not-for-profit credit union founded by Dallas teachers in 1931, offering personalized financial services to over 150,000 members.
Where is Credit Union of Texas located and what are its operating hours?
Credit Union of Texas is located at 281 West Campbell Road, Richardson, TX 75080. It is open Monday to Friday from 9:00 AM to 6:00 PM, Saturday from 10:00 AM to 2:00 PM, and closed on Sundays and certain holidays.
What types of financial products and services does Credit Union of Texas offer?
They offer competitive rates on CDs, IRAs, savings accounts, auto loans, personal loans, home equity lending, mortgages, business banking, and lending solutions.
How can I access Credit Union of Texas's services online or through mobile apps?
Credit Union of Texas provides online banking through their website and mobile apps available on iOS and Android platforms.
Does Credit Union of Texas provide support in languages other than English?
Yes, Credit Union of Texas offers services in English and Spanish to accommodate diverse members.
What is the best way to contact Credit Union of Texas for customer support?
You can call their main phone at +1 214-818-3231 or their toll-free number at +1 800-627-0006 for assistance.
Are there surcharge-free ATMs available for Credit Union of Texas members?
Yes, members can use over 80,000 surcharge-free ATMs nationwide via Allpoint and MoneyPass networks.
What dining options are near Credit Union of Texas if I want to grab a quick meal before or after my visit?
Nearby dining options include Chipotle Mexican Grill, Jimmy John's, CAVA, Zoës Kitchen, SaWaDiKa Thai Zone, and La La Land Kind Cafe, offering a variety of fast food, Mediterranean, Thai, and cafe-style meals.
If I need professional financial advice nearby, where can I go?
Edward Jones - Financial Advisor: Willie Smith Jr and another Edward Jones office are nearby for financial advising and investing services.
What other services are available near Credit Union of Texas that might be convenient to visit in the same area?
Near Credit Union of Texas, you can find services like Floyd's 99 Barbershop for grooming, Comet Cleaners for dry cleaning, East West Bank for additional banking, and Texas Cardiology for medical needs.
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