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Founded by Dallas teachers in 1931, CUTX is a top-rated credit union with 150K+ members. As a member-owned, not-for-profit institution, we prioritize your success. Enjoy competitive rates, expert guidance, & personalized financial services. Grow your wealth with the best CD rates, secure IRAs, & savings accounts. Achieve goals with flexible auto loans, personal loans, home equity lending, & mortgages. Drive your company with our business banking & lending solutions. Empower your community—we invest in & partner with local nonprofits benefiting Texans in need. Bank online or locally at branches spanning DFW & East Texas, plus use 80K+ surcharge-free ATMs nationwide through Allpoint & MoneyPass. Join us and experience banking with purpose.
It is completely impossible to get in touch with anyone from CUTX because the AI they've got answering phones can't actually direct you to a real person, only understands you 1 out of 10 times, and constantly tries to hand you over to 'member services' with ENDLESS hold times. I applied for a loan a full week ago, it took days for a loan agent to contact me, he promised to call me back an hour later, never did, then I got the privilege of wasting hours of my life going in circles with a USELESS AI directing me to an equally useless menu. CUTX is one in a long line of companies embracing AI as a way to replace actual humans and the result is making everyone else's experience WORSE, and WASTING THEIR TIME. JUST ANSWER THE PHONE! JUST. ANSWER. THE. PHONE.
DM
Diana Moreno
May 5, 2026
5.0
Jennifer was AMAZING! She helped me open my checking account and was very helpful in explaining every detail. Thank you!
SS
S5Quattro_Slim
May 2, 2026
1.0
this has got to be the worst credit union in texas. i’ve been with them for several months. only good thing about them is that i got my direct deposits a day early. my card is constantly being frauded just with buying everyday expenses. constantly having to call to unlock my card. my card is currently blocked again and i can’t even contact customer service until monday because the care center is closed on weekends. how are you going to have the fraud department closed on weekends when you can be frauded at all times of the day. now i’m forced to stay inside the house until monday because i can’t even buy gas to get around without being declined.
BG
B Guidry
Apr 11, 2026
5.0
Well it gets a 5 for appearance and amount of people working. Haven't had enough time to judge service.
TP
Tiani Pagan
Apr 3, 2026
5.0
UPDATE: After leaving my initial review, I was contacted by Magan, who went above and beyond to resolve the situation. She was extremely kind, patient, and professional throughout the entire process. She was genuine and willing to take accountability for how and why everything transpired, which I really appreciated.
Because of her efforts, consistent communication, and genuine care in making things right, I ultimately decided to move forward with financing my loan through CUTX. Magan’s level of customer service made a significant difference and completely shifted my perspective after what had been a very frustrating experience, so I’m updating my review to 5 stars. Thank you again for making things right!
Frequently Asked Questions About Credit Union of Texas
What are the operating hours for Credit Union of Texas in Mesquite?
Credit Union of Texas is open Monday to Friday from 9:00 AM to 6:00 PM, Saturdays from 10:00 AM to 2:00 PM, and closed on Sundays and certain holidays.
Where is Credit Union of Texas located?
The Credit Union of Texas branch in Mesquite is located at 1020 Gross Rd, Mesquite, TX 75149, USA.
How can I contact Credit Union of Texas?
You can reach Credit Union of Texas by phone at +1 214-818-3231 or toll-free at +1 800-627-0006.
What financial products and services does Credit Union of Texas offer?
Credit Union of Texas offers competitive rates on CDs, IRAs, savings accounts, auto loans, personal loans, home equity lending, mortgages, business banking, and lending solutions.
Which languages are supported by Credit Union of Texas?
Credit Union of Texas provides services in both English and Spanish.
Can I bank online or through a mobile app with Credit Union of Texas?
Yes, you can bank online and use their mobile apps available on Android and iOS platforms for convenient access to your accounts.
Does Credit Union of Texas have surcharge-free ATMs?
Yes, members can access over 80,000 surcharge-free ATMs nationwide through the Allpoint and MoneyPass networks.
What nearby dining options are available close to Credit Union of Texas in Mesquite?
Nearby dining options include Pizza Hut, Martinez Restaurant, Soulman's Bar-B-Que, Rosi's Pupuseria, and Dairy Queen, which are convenient places to eat before or after your visit.
Are there any nearby health and medical facilities near Credit Union of Texas?
Yes, nearby health facilities include Metro East Dialysis, Fresenius Kidney Care Metro East, Agape Day Center for Adults, and Edgewood Rehabilitation and Care Center.
What local attractions or community organizations are near Credit Union of Texas?
Nearby community organizations and attractions include Iglesia Pentecostal Nueva Vida, Mesquite Police Association, and Magnolia At Mesquite Creek, a historic landmark.
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