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Founded by Dallas teachers in 1931, CUTX is a top-rated credit union with 150K+ members. As a member-owned, not-for-profit institution, we prioritize your success. Enjoy competitive rates, expert guidance, & personalized financial services. Grow your wealth with the best CD rates, secure IRAs, & savings accounts. Achieve goals with flexible auto loans, personal loans, home equity lending, & mortgages. Drive your company with our business banking & lending solutions. Empower your community—we invest in & partner with local nonprofits benefiting Texans in need. Bank online or locally at branches spanning DFW & East Texas, plus use 80K+ surcharge-free ATMs nationwide through Allpoint & MoneyPass. Join us and experience banking with purpose.
Monica Gamboa was very nice and welcoming. Made everything smooth and easy !!!
DM
DuanKelli Marshall
Aug 17, 2026
5.0
Liz is very professional and friendly! She gave me 10 star service!!
CN
Cassie Neal
Aug 8, 2026
5.0
Lynda Martinez was very patient, friendly and had a listen ear. She also took her time and explained everything to me. Thank you so much Lynda Martinez. Keep the good vibes that you have.
UE
Ukay Ekong
Aug 4, 2026
5.0
Leslie is the reason this review is getting written. I came in to close a small account after discovering maintenance fees had quietly eaten into a low balance I'd kept open, and I walked in frustrated. Leslie handled it with genuine professionalism from the first moment.
She was sincerely apologetic about the situation, and even though she couldn't reverse the fees, she proactively walked me through lower-fee account options and mentioned a vehicle insurance benefit I had no idea the credit union offered. Nobody had shared that with me before, and she didn't wait for me to ask.
What impressed me most was her composure under pressure. It was a slower part of the day, she was training a colleague at the same time, and she still managed to multitask, narrate each step clearly, and make me feel like a priority throughout. When I stepped out and came back a few minutes later just to drop off a business card, she greeted me with the same warmth as the first interaction.
Even after closing my account, she thanked me sincerely and invited me to return anytime. That kind of consistency and genuine care is rare, and it reflects extremely well on her and on this branch. What makes this even more notable: I'm not even a current customer. If that's the level of service a non-customer receives, I can only imagine how well she treats the people she serves every day.
Leslie is a clear asset to this organization and deserves real recognition for it.
DG
Dani G.
Jul 31, 2026
1.0
CUTX ARE FRAUDS!!! Don't get a car loan through them and especially don't opt in for their scam CPI insurance. They make it seem oh so good but if you hit a deer they will say they are totalling out the car and the cpi will cover the car on their side but wont get you a new one, then sell it and then still try and stiff you with the entire loan amount. They are liars and frauds.
Frequently Asked Questions About Credit Union of Texas
What is Credit Union of Texas and when was it established?
Credit Union of Texas is a member-owned, not-for-profit credit union founded by Dallas teachers in 1931, offering a variety of financial services to over 150,000 members.
Where is the Credit Union of Texas branch located in Garland?
The Credit Union of Texas branch is located at 5021 North Garland Avenue, Garland, TX 75040, USA.
What are the operating hours of Credit Union of Texas?
Credit Union of Texas is open Monday through Friday from 9:00 AM to 6:00 PM, Saturday from 10:00 AM to 2:00 PM, and closed on Sundays and major holidays.
What financial products does Credit Union of Texas offer?
They offer competitive rates on CDs, IRAs, savings accounts, flexible auto loans, personal loans, home equity lending, mortgages, business banking, and lending solutions.
How can I access Credit Union of Texas banking services remotely?
You can bank online, and download their mobile apps available on Android and iOS through the Google Play Store and Apple App Store.
Which languages are supported by Credit Union of Texas?
Credit Union of Texas offers services in both English and Spanish to accommodate diverse members.
What social media platforms is Credit Union of Texas active on?
They are active on LinkedIn, Facebook, Instagram (@cutexas), Twitter (@CUTexas), and YouTube.
Are there convenient dining options near the Credit Union of Texas Garland branch?
Yes, nearby dining options include Sonic Drive-In, Red Robin Gourmet Burgers, Noodle Wave, Arby's, Which Wich? Superior Sandwiches, Smoothie King, and Burger King, perfect for a meal before or after your visit.
What banks or ATMs are located near the Credit Union of Texas branch in Garland?
Nearby financial institutions include Capital One Bank, Comerica Bank, Chase Bank, Frost Bank, and a North Garland Financial Center Motor Bank ATM, providing convenient banking alternatives or ATM access.
What other services and shops are close to Credit Union of Texas that might be useful?
Close to the branch are businesses like uBreakiFix for phone repairs, ATI Physical Therapy, Signature Nail Salon, Palm Beach Tan, Texas Jewelry Exchange, T-Mobile stores, and educational centers like Explore Horizons, offering a broad range of services to complement your visit.
Brand Certified Facts from Credit Union of Texas
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