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Founded by Dallas teachers in 1931, CUTX is a top-rated credit union with 150K+ members. As a member-owned, not-for-profit institution, we prioritize your success. Enjoy competitive rates, expert guidance, & personalized financial services. Grow your wealth with the best CD rates, secure IRAs, & savings accounts. Achieve goals with flexible auto loans, personal loans, home equity lending, & mortgages. Drive your company with our business banking & lending solutions. Empower your community—we invest in & partner with local nonprofits benefiting Texans in need. Bank online or locally at branches spanning DFW & East Texas, plus use 80K+ surcharge-free ATMs nationwide through Allpoint & MoneyPass. Join us and experience banking with purpose.
Emily is awesome!!!
I love going to the Ross location, all the employees are so pleasant!
EP
Emanuel Paulos
Aug 17, 2026
2.0
Member services never picks up the phone, app has issues frequently and the AI will waist more time not helping.
JD
J. D.
Aug 14, 2026
1.0
Once they get you in, they don't provide any service.
Horrible! Horrible! Horrible!
TM
Thomas Matter
Aug 12, 2026
1.0
CUTX used to have pretty good customer service albeit with some longer wait times. Apparently as of this week, they have gone to an all Artificial Intelligence AI customer service solution and only schedule phone appointments for SOME cases. For other cases you have to set an appointment at a physical branch.
So when CUTX double drafts your external account, you cannot get a human on the phone. You can however, schedule an in branch appointment. Not convenient but doable....if you live in DFW. If you don't, you apparently have no options per their fraud line which is the only way to get a human.
So, if you need to get a human at CUTX just tell AI it's fraud and you'll get a human.
tl;dr CUTX drafted an extra $4500 from an external account of mine and the ONLY way I can talk to a human about it is driving 5 hours to my nearest branch.
JJ
JAB
Jul 28, 2026
1.0
I am a 25 year member of this credit union and I can confirm that the services have declined so much that members are being forced to leave just for basic customer service. The Ross Ave location is the worst. It takes 2-3 trips to get anything done. I just made two trips in one day to get a document notarized, and still ended up going to the Prince George location. I went in my lunch break and they made me wait for 30 minutes before telling me that the manager was at lunch and she was the only Notary there!😡
Frequently Asked Questions About Credit Union of Texas
What are the regular operating hours of Credit Union of Texas?
Credit Union of Texas is open Monday through Friday from 9:00 AM to 6:00 PM, and on Saturdays from 10:00 AM to 2:00 PM. It is closed on Sundays.
Is Credit Union of Texas open on holidays?
Credit Union of Texas is closed on major holidays including November 11, November 27, December 25, and January 1.
Where is Credit Union of Texas located?
Credit Union of Texas is located at 3305 Ross Ave, Dallas, TX 75204, United States.
What types of financial services does Credit Union of Texas offer?
They offer competitive rates and personalized services including savings accounts, CDs, IRAs, auto loans, personal loans, home equity lending, mortgages, and business banking solutions.
How can I access Credit Union of Texas's mobile banking?
You can download their mobile app for Android from the Google Play Store and for iOS from the Apple App Store to bank conveniently on your mobile device.
What languages are supported by Credit Union of Texas?
Credit Union of Texas supports both English and Spanish for customer service and communications.
What is the main contact number for Credit Union of Texas?
You can reach Credit Union of Texas at their main phone number +1 214-818-3231 or toll-free at +1 800-627-0006.
Which nearby places might I visit around Credit Union of Texas?
Near Credit Union of Texas, you can visit popular spots like Burgundy's Local butcher shop, Dahlia restaurant and bar, and the Credit Union of Texas Dog Park for relaxation or dining before or after your visit.
Are there nearby transit or parking options for customers visiting Credit Union of Texas?
While specific transit stations are not listed, the location near Ross Ave offers access to various local amenities and public transit options. Nearby landmarks like Icon at Ross Apartments and various bars suggest a well-served urban area for parking and transit.
What nearby food and drink options are available around Credit Union of Texas?
You can explore diverse dining experiences including Mexican cuisine at Bocado, cocktails at Black Swan Saloon, and coffee at Fiction Coffee, all located near Credit Union of Texas.
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