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Founded by Dallas teachers in 1931, CUTX is a top-rated credit union with 150K+ members. As a member-owned, not-for-profit institution, we prioritize your success. Enjoy competitive rates, expert guidance, & personalized financial services. Grow your wealth with the best CD rates, secure IRAs, & savings accounts. Achieve goals with flexible auto loans, personal loans, home equity lending, & mortgages. Drive your company with our business banking & lending solutions. Empower your community—we invest in & partner with local nonprofits benefiting Texans in need. Bank online or locally at branches spanning DFW & East Texas, plus use 80K+ surcharge-free ATMs nationwide through Allpoint & MoneyPass. Join us and experience banking with purpose.
I have been calling on hold over an hour no one answer. New customer.
KJ
Kristen Jenner
Aug 28, 2026
5.0
Madison was so nice and kind great customer service!!!!!!!!
II
Iamart
Aug 6, 2026
1.0
If I could give this credit union one star repeatedly, I would without hesitation. In all my years of working within government facilities and federal departments, I have never encountered an experience with a financial institution quite like this. Throughout my years of banking with various credit unions and financial institutions, both in-state and out-of-state, I have never experienced this level of unnecessary difficulty, inconsistency, and frustration.
My experience with this bank is extremely disappointing. I live in another state and personally traveled to Texas, taking time away from work, to provide the documentation requested so I could properly assist my father with his affairs.
I completely understand the importance of protecting customers from fraud, especially elderly customers. However, almost every legitimate transaction my father makes seems to be questioned or flagged, while genuinely unusual behavior such as requesting or issuing multiple checks or paying the same bills more than once has gone unnoticed. There seems to be an inconsistency between what is considered suspicious and what actually warrants concern.
What makes this even more concerning is the inconsistency in what the credit union considers a potential risk. There have been instances where my father withdrew a significant amount of cash and misplaced it shortly after leaving the bank, requested multiple checks, or paid the same bills more than once, yet these patterns did not appear to raise the same level of concern. Meanwhile, legitimate transactions, legal documents, and efforts by family to properly assist him are repeatedly treated with suspicion.
I’ve called on multiple occasions before to speak with someone and no one contacted me or transferred me to someone who could at least assist with the matter. Instead I’ve gone through tons of verification process, being asked to come in person in which I did, and no one actually helped
Despite providing Power of Attorney documents prepared through his attorney that he then took to get notarized through this bank, my father was left questioning whether the documents were legitimate, whether something was “off,” and even whether his attorney was a real person. I have spent my hard-earned money ensuring his legal affairs are handled properly, so this has been incredibly frustrating.
Fraud prevention should protect customers, not create unnecessary fear surrounding legitimate transactions, legal documents, family assistance, or professional services from individuals who are licensed. Bankers should provide banking guidance and use the appropriate verification process when concerns arise rather than offering opinions on someone’s estate documents or personal affairs.
Helping an aging parent from another state is difficult enough without legitimate arrangements constantly being treated as suspicious while truly unusual account activity goes unquestioned.
JJ
jacqueline johnson
Jul 23, 2026
1.0
They are not knowledgeable about services , they are racially insensitive towards African Americans and All complaints regarding this behavior fall on deaf ears. The staff is busy breaking at the same time and leaving the floor with 1 person during crucial hours. If certain persons don’t come in they can’t offer assistance such notary services or debt services because the machine has been broken for 2 weeks. Customer service is nonexistent at this location.
SF
Sean Fleming
Jul 13, 2026
1.0
Extremely difficult to actually speak with a customer representative. I am so disappointed. I would not recommend.
Frequently Asked Questions About Credit Union of Texas
What are the regular business hours for Credit Union of Texas?
Credit Union of Texas is open Monday through Friday from 9:00 AM to 6:00 PM and closed on weekends and some major holidays.
Where is Credit Union of Texas located?
Credit Union of Texas is located at 4180 S. Hampton Rd, Dallas, TX 75224, USA.
What types of financial services does Credit Union of Texas offer?
Credit Union of Texas offers services including competitive rates, CD rates, IRAs, savings accounts, auto loans, personal loans, home equity lending, mortgages, and business banking solutions.
Can I access Credit Union of Texas services in Spanish?
Yes, Credit Union of Texas provides services in both English and Spanish.
How can I download the Credit Union of Texas mobile app?
You can download the CUTX mobile app for Android from the Google Play Store and for iOS from the Apple App Store.
What is the phone number to contact Credit Union of Texas?
You can reach Credit Union of Texas by calling their main phone at +1 214-818-3231 or toll-free at +1 800-627-0006.
Is Credit Union of Texas a member-owned institution?
Yes, Credit Union of Texas is a member-owned, not-for-profit credit union founded in 1931 by Dallas teachers.
Are there surcharge-free ATMs available for Credit Union of Texas members?
Yes, members can use over 80,000 surcharge-free ATMs nationwide through the Allpoint and MoneyPass networks.
What nearby grocery options are available when visiting Credit Union of Texas?
Fiesta Mart, a grocery store and supermarket, is conveniently located near Credit Union of Texas, ideal for picking up groceries before or after your visit.
Which nearby medical facilities can I access near Credit Union of Texas?
Nearby medical facilities include WellMed at Kiest Park public health clinic and Kiest Park Medical Clinic family practice for convenient healthcare services.
Are there any nearby financial or insurance services close to Credit Union of Texas?
Yes, Acceptance Insurance and Fred Loya Insurance agencies are near Credit Union of Texas for your insurance needs, along with Coinme ATMs for currency exchange services.
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