Brand Certified
Rutherford Credit
4.3(24 reviews)
Certified by Rutherford Credit • Aug 09, 2026
Business Details
1407 A NW Broad St., Murfreesboro, TN
37129, United States
Certified by Rutherford Credit • Aug 09, 2026
(615) 848-0203
Certified by Rutherford Credit • Aug 09, 2026
https://www.rutherfordcredit.com/
Certified by Rutherford Credit • Aug 09, 2026
About
Certified by Rutherford Credit • Aug 09, 2026
Loan Agency
Rutherford Credit provides loan consolidation, personal loans, vacation loans, home improvement loans, and credit rebuilding services to Rutherford County, TN and the surrounding areas.
Location
Certified by Rutherford Credit • Aug 09, 2026
Hours
Certified by Rutherford Credit • Aug 09, 2026
Monday8:00 AM - 5:00 PM
Tuesday8:00 AM - 5:00 PM
Wednesday8:00 AM - 5:00 PM
Thursday8:00 AM - 5:00 PM
Friday8:00 AM - 5:00 PM
SaturdayClosed
SundayClosed
Products & Services
1 list · 7 items
Explore offerings from Rutherford Credit on 1407 A NW Broad St. in Murfreesboro, with popular services available at this location.
Reviews
4.3
24 reviews
5 stars
20
4 stars0
3 stars0
2 stars0
1 star
4
- HHHeather HowardJul 14, 20265.0Everyone at Rutherford Credit truly tries to help everyone they can. If you are needing a loan I would recommend trying them first.
- KRKenneth RagsdaleJun 2, 20265.0They all are very polite. I would recommend them to anyone.
- RSRay SandersMar 26, 20265.0Great place to do business
- JHJeremy HowardMar 26, 20265.0The customer service is top notch. They are easy to work with no matter the situation. Locally owned with smiling faces everytime I visit!
- MGMarq GriffinMar 25, 20261.0Absolute horrible experience. I was told the process would take 45 minutes, I never heard back from them after applying and giving them all of my information. I also, nearly waited in the Murfreesboro area for 3 hours. I don’t recommend. coming here.
Frequently Asked Questions About Rutherford Credit
Do you offer any specials?
Yes, we have a referral program available. For each new loan that's approved and closed through your referral, you'll receive $125. Please contact us to learn more about the program details.
What areas do you service?
We proudly serve clients across Middle Tennessee and the surrounding regions.
What types of loans does Rutherford Credit offer, and how much can I borrow?
We offer personal secured installment loans ranging from $500 to $5,000, subject to our standard credit policies and underwriting guidelines.
Our loans include fixed monthly payments over an agreed repayment term, making it easier to plan your budget with no unexpected surprises.
How do you decide whether to approve a loan?
Every application is reviewed on an individual basis. We consider:
• Your credit history
• Employment and income stability
• How long you have lived at your current residence
• Your monthly budget and existing financial obligations
We believe every applicant deserves personal consideration rather than just a computer-generated decision.
Do you check my credit?
Yes. As part of our application review, we obtain a credit report through Equifax.
We do not obtain or use your credit score when making lending decisions. Instead, we carefully review your credit history, income, stability, and overall financial situation to evaluate your application.
Many customers value this approach because a credit score may not always show their complete financial picture.
Please note: Requesting your credit report through Equifax is considered a hard inquiry, similar to applying for a mortgage, auto loan, personal loan, student loan, or credit card.
What if I have had credit problems or filed bankruptcy?
Having credit issues does not automatically mean you will be denied.
We understand that unexpected life events can impact anyone’s financial situation, and we review each application on an individual basis.
If your bankruptcy has been discharged and you are not currently going through an active bankruptcy, we would be happy to review your application. We specialize in helping customers rebuild their credit and work toward a stronger financial future.
We also report payment history to Equifax, so making your payments on time may help you build or rebuild your credit history.
How long does the approval process take?
Many applications can be approved in as little as 45 minutes after all required information has been received and verified.
Because every application is unique, approval times may vary depending on the information provided.
If approved, what documents do I need to bring in at loan closing?
Generally, you will need:
• 2 forms of ID – A valid Tennessee-issued driver's license or Tennessee-issued photo ID, along with any other form of identification that shows your name (SS Card, Birth Cert., Handgun Permit, etc.)
• Proof of income
• Proof of residence
• 5 personal references
You can start your application online or by phone, but you will need to visit our office to complete your loan documents and finalize the process.
Additional documentation may be required based on your individual application.
Are there penalties for paying off my loan early?
No. Our loans do not have any prepayment penalties.
You only pay interest for the time your loan remains outstanding, so paying off your loan early could help reduce the total interest you pay.
How can I make my loan payment?
For your convenience, we provide several payment options.
You can make your payment:
• In person at our office with cash, check, or money order
• By mail with a check or money order
• By phone with a debit card (A convenience fee is charged by our payment processor for debit card payments made by phone.)
We are always looking for ways to better serve our customers and hope to provide additional payment options in the future.
How can I contact Rutherford Credit?
Our experienced team is ready to help!
Phone: (615) 848-0203
Email: rc@rutherfordcredit.com
Rutherford Credit, LLC
1407A Northwest Broad Street
Murfreesboro, TN 37129
Visit our office or give us a call—we look forward to serving you!
What services does Rutherford Credit offer?
Rutherford Credit offers various loan services including auto repair expenses, holiday loans, home improvement loans, loan consolidation, medical and dental loans, personal loans, vacation loans, and credit rebuilding after bankruptcy.
Where is Rutherford Credit located?
Rutherford Credit is located at 1407 Northwest Broad Street, Suite A, Murfreesboro, TN 37129, USA.
What are the business hours for Rutherford Credit?
Rutherford Credit is open Monday through Friday from 8:00 AM to 5:00 PM and closed on Saturdays and Sundays.
How can I contact Rutherford Credit?
You can contact Rutherford Credit by phone at +1 615-848-0203 or by email at rutherfordcredit@yahoo.com.
Does Rutherford Credit charge pre-payment penalties on loans?
No, Rutherford Credit does not charge any pre-payment penalties on their secured installment loans.
Is credit scoring required to apply for a loan at Rutherford Credit?
No, Rutherford Credit offers loans with no credit scoring required.
Which credit bureau does Rutherford Credit report to?
Rutherford Credit reports to Equifax credit bureau monthly.
How can nearby automotive service shops benefit me when visiting Rutherford Credit?
Nearby automotive shops like Meineke Car Care, O'Reilly Auto Parts, and Maaco Collision Repair offer services such as repairs and parts which complement Rutherford Credit's auto repair loans, helping you manage vehicle expenses efficiently.
Are there any nearby financial services that can assist me alongside Rutherford Credit?
Yes, Liberty Tax is nearby and provides financial services like tax preparation and accounting, complementing Rutherford Credit's loan services for your financial needs.
What nearby wellness or medical centers are close to Rutherford Credit?
Nearby wellness centers such as Spine, Joint & Nerve Pain Center, Acupuncture Murfreesboro, and Synergy Holistic Wellness Spa offer medical and holistic care options, useful for customers interested in health services before or after visiting Rutherford Credit.
Brand Certified Facts from Rutherford Credit
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