Certified by Carolina Trust Federal Credit Union • May 17, 2026
Credit UnionCar Finance and Loan CompanyEquity LoansCredit CardsATM
Carolina Trust Federal Credit Union began in 1958. Carolina Trust membership is open to individuals who live, work, worship, volunteer, or attend school in Horry, Georgetown, Marion, Williamsburg or southern Florence County (south of Lynches River), SC or Brunswick County, NC.
Details
Drive-throughNot available
Location
Certified by Carolina Trust Federal Credit Union • May 17, 2026
Certified by Carolina Trust Federal Credit Union • May 17, 2026
Monday8:30 AM - 5:00 PM
Tuesday8:30 AM - 5:00 PM
Wednesday8:30 AM - 5:00 PM
Thursday8:30 AM - 5:00 PM
Friday8:30 AM - 6:00 PM
SaturdayClosed
SundayClosed
5/25/20268:30 AM - 5:00 PM
6/19/20268:30 AM - 6:00 PM
9/7/20268:30 AM - 5:00 PM
10/12/20268:30 AM - 5:00 PM
11/11/20268:30 AM - 5:00 PM
11/26/20268:30 AM - 5:00 PM
12/25/20268:30 AM - 6:00 PM
Reviews
4.4
102 reviews
5 stars
83
4 stars
4
3 stars
2
2 stars
3
1 star
10
JB
James Betty
1 day ago
5.0
My name is James Berry not James Betty.
The Surfside branch for Carolina Federal Trust Credit Union IS my go to bank. I have been going to the Surfside branch since 2008. I have had many opportunities to work with the staff with my financial needs. The staff, has met all my financal needs with the highest rating that I give them . Beyond the finance they are cordial and thoughtful. I highly recommend this branch to anyone who needs a bank and that has a staff that put customers 1st. This branch has an ATM machine and I use it frequently . Customer service is #1, financial help is #1,.and a neighbor hood bank is #1..
BF
Betty Fry
1 day ago
5.0
Cindy
When ever we go to this branch Cindy and the rest of the staff go out of there way to help. I have been using this bank for 5 years as a share branch they are always very helpful. I have since started an account with them and they continue to always be helpful. What a great bank to do business with.
Thank you. B. Fry
O
MJ
Michael Jones
May 10, 2026
5.0
I would definitely recommend using this Surfside Branch while living in the area. Both Colleen, and Shannon, have been very professional and helpful with all my banking needs. I am looking forward to continue using this location. Thanks again.
CM
Clinton Marshall
May 6, 2026
5.0
I’ve been using this shared branch since I’ve moved down here and I’ve loved every experience at this branch in Surfside. Cindy is the best teller I’ve met, at this point I consider her a good friend, she talks to customers like a human being, she cares and she listens.. I’d give her 10 stars. Shoutout to Cindy!! I’d highly suggest using the Surfside branch.
GR
George Rollins
Apr 23, 2026
5.0
I’ve banked at Carolina Trust for decades. I started with the bank when I lived in Johnsonville, SC, one of its first banks. I’ve banked at the Lake City, SC branch. I moved to Surfside Beach and began using the branch here.
Surfside’s branch is my favorite because of their wonderful teller, Cindy. She is fast, efficient and just makes me feel like family. Carolina Trust has always put a premium on good tellers and Cindy is by far the best teller I’ve done business with. I hope she chooses to stay there.
Frequently Asked Questions About Carolina Trust Federal Credit Union
What are the regular business hours for Carolina Trust Federal Credit Union?
Carolina Trust Federal Credit Union is open Monday through Thursday from 8:30 AM to 5:00 PM and on Friday from 8:30 AM to 6:00 PM. It is closed on Saturdays and Sundays.
Does Carolina Trust Federal Credit Union have a drive-thru service?
No, Carolina Trust Federal Credit Union does not offer drive-thru service.
Who is eligible for membership at Carolina Trust Federal Credit Union?
Membership is open to individuals who live, work, worship, volunteer, or attend school in Horry, Georgetown, Marion, Williamsburg, southern Florence County in SC, or Brunswick County in NC.
What types of accounts and loans does Carolina Trust Federal Credit Union offer?
They offer personal and business checking & savings accounts, youth accounts, car loans, home loans, personal and secured loans, student loans, business loans, and credit cards among other financial products.
What services are available to members of Carolina Trust Federal Credit Union?
Services include online banking, mobile banking, telephone banking, ATM access, call center support, financial consulting, and credit counseling.
How can members access Carolina Trust Federal Credit Union’s mobile banking apps?
Members can download the Android app from the Google Play Store and the iOS app from the Apple App Store to use mobile banking services.
Is Carolina Trust Federal Credit Union accessible for individuals with disabilities?
Yes, the credit union provides wheelchair accessible entrances and parking lots to accommodate individuals with disabilities.
What are the call center hours for Carolina Trust Federal Credit Union?
The call center operates Monday through Friday from 8:00 AM to 5:00 PM.
What nearby stores can I visit when banking at Carolina Trust Federal Credit Union?
Nearby retail stores include BL, BI-LO, Food Lion, and Dollar General, providing convenient shopping options around your bank visit.
Are there dining options close to Carolina Trust Federal Credit Union?
Yes, close dining options include Firehouse Subs, Kobe Express (Japanese cuisine), Hungry Howie's Pizza, and Bad Ass Coffee of Hawaii for coffee and smoothies.
What nearby services can assist me with car rentals or fuel when visiting Carolina Trust Federal Credit Union?
Enterprise Rent-A-Car is nearby for vehicle rentals, and gas stations like Kangaroo Express and BP provide fueling services.
Brand Certified Facts from Carolina Trust Federal Credit Union
This information is certified by Carolina Trust Federal Credit Union and published from the brand's official system of record. Data is distributed through an enterprise-grade knowledge management platform. Learn more about our data sources
Certified May 17, 2026Yext Knowledge Graph
Address
Categories
Geo coordinates
Legal business name
Hours of operation
Phone number
Official website
Syndication Network
Approved business data is pushed to 100+ publishers, including: