Certified by Carolina Trust Federal Credit Union • Jul 05, 2026
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Carolina Trust Federal Credit Union began in 1958. Carolina Trust membership is open to individuals who live, work, worship, volunteer, or attend school in Horry, Georgetown, Marion, Williamsburg or southern Florence County (south of Lynches River), SC or Brunswick County, NC.
Details
Drive-throughAvailable
Wheelchair accessible entranceAvailable
Location
Certified by Carolina Trust Federal Credit Union • Jul 05, 2026
Certified by Carolina Trust Federal Credit Union • Jul 05, 2026
Monday8:30 AM - 5:00 PM
Tuesday8:30 AM - 5:00 PM
Wednesday8:30 AM - 5:00 PM
Thursday8:30 AM - 5:00 PM
Friday8:30 AM - 5:00 PM
SaturdayClosed
SundayClosed
9/7/20268:30 AM - 5:00 PM
10/12/20268:30 AM - 5:00 PM
11/11/20268:30 AM - 5:00 PM
11/26/20268:30 AM - 5:00 PM
12/25/20268:30 AM - 5:00 PM
Reviews
4.3
294 reviews
5 stars
234
4 stars
10
3 stars2
2 stars3
1 star
45
LH
Libby Hobbs
2 days ago
5.0
Awesome place to have all your accounts. They take very good care of members. Even though we have moved back to MI we keep our account so we when we visit we have a place to use. If I need help with my acct while in MI they a free only a phone call away and able to help. You won't be sorry to move your accts from your current bank to a great Credit Union.
KH
ken hoffmaster
2 days ago
5.0
I have had a great experience with Carolina trust. They were my banking go to when I was at Myrtle Beach, Now that I have moved to St Clairsville Ohio, I had to move on :-( But If i ever return I would go back to Carolina Trust. Thank you.
LJ
Louis Jorel
Jul 1, 2026
5.0
Upon entering the building I was greeted with great enthusiasm. The level of professionalism could not be any better.
Both tellers were eager to wait on me not only by my good looks . They treat all members with utmost respect. They even laughed at my jokes. Interaction was smooth.
My questions were answered immediately. The transaction was flawless
If you are not a member of Caroluna Trust Federal Credit union I highly recommend you join. I have been a member since 1988. The experience has always been exceptional.
AL
Alex Litvinov
Jun 30, 2026
1.0
I am extremely disappointed with the customer service I received from Carolina Trust Federal Credit Union. During my phone call on June 30, 2026, at approximately 11:10 AM, I spoke with an employee named Shilla. After the conversation, she apparently believed she had disconnected the call, but she had not. I clearly heard her making disrespectful and inappropriate comments about me while I was still connected.
This behavior is completely unacceptable and demonstrates a serious lack of professionalism and respect for customers. No customer should ever be spoken about in this manner, whether they can hear it or not.
I informed her that I had heard everything before ending the call. I expect management to review this incident, provide additional customer service training, and ensure that other customers are treated with the respect they deserve. This experience has seriously damaged my trust in this credit union.
TS
Tomas Santiago
Jun 29, 2026
5.0
CTFCU is the best! The people are genuinely interested in helping you... not once, no matter the request, the problem, or the question, have I ever felt disrespected or trivialized. CTFCU hires the friendliest staff and I'm not easy to impress. CTFCU impresses me Every Single Time we connect.
Thank you CTFCU.
Frequently Asked Questions About Carolina Trust Federal Credit Union
What are the regular business hours of Carolina Trust Federal Credit Union?
The credit union is open Monday through Friday from 8:30 AM to 5:00 PM and is closed on weekends.
Can I use the drive-thru service at Carolina Trust Federal Credit Union?
Yes, the drive-thru is available Monday to Thursday from 8:00 AM to 5:00 PM and on Friday until 6:00 PM.
Is Carolina Trust Federal Credit Union accessible for wheelchair users?
Yes, the facility has a wheelchair accessible entrance and parking lot.
Who is eligible for membership at Carolina Trust Federal Credit Union?
Membership is open to individuals who live, work, worship, volunteer, or attend school in certain counties in South Carolina and Brunswick County, North Carolina.
What types of financial products does Carolina Trust Federal Credit Union offer?
They offer personal and business checking and savings accounts, loans, credit cards, investments, insurance, and more.
Does Carolina Trust Federal Credit Union offer mobile banking apps?
Yes, they provide both Android and iOS mobile apps for convenient banking.
Where is Carolina Trust Federal Credit Union located?
It is located at 1010 21st Avenue North, Myrtle Beach, SC 29577.
What nearby childcare centers are close to Carolina Trust Federal Credit Union?
Nearby childcare options include Kiddie Junction, Imagination Station CDC, and Toys Academy, which can be convenient for parents visiting the credit union.
Are there wellness or spa services near Carolina Trust Federal Credit Union?
Yes, nearby wellness options include The Salt Escape, Soul and Body Massage, Siren Beauty Bar, and Myrtle Beach Massage and Wellness for relaxation after banking visits.
Where can customers handle vehicle-related government services near Carolina Trust Federal Credit Union?
The South Carolina Department of Motor Vehicles (DMV Office 1 and SCDMV) are nearby, helping customers conveniently manage vehicle registrations or licenses.
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