Certified by Carolina Trust Federal Credit Union • Oct 04, 2026
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Carolina Trust Federal Credit Union began in 1958. Carolina Trust membership is open to individuals who live, work, worship, volunteer, or attend school in Horry, Georgetown, Marion, Williamsburg or southern Florence County (south of Lynches River), SC or Brunswick County, NC.
Details
Drive-throughAvailable
Location
Certified by Carolina Trust Federal Credit Union • Oct 04, 2026
Certified by Carolina Trust Federal Credit Union • Oct 04, 2026
Monday8:30 AM - 5:00 PM
Tuesday8:30 AM - 5:00 PM
Wednesday8:30 AM - 5:00 PM
Thursday8:30 AM - 5:00 PM
Friday8:30 AM - 5:00 PM
SaturdayClosed
SundayClosed
10/12/20268:30 AM - 5:00 PM
11/11/20268:30 AM - 5:00 PM
11/26/20268:30 AM - 5:00 PM
12/25/20268:30 AM - 5:00 PM
Reviews
3.2
64 reviews
5 stars
32
4 stars
4
3 stars
1
2 stars
1
1 star
26
LM
leeann McDonald
Aug 5, 2026
5.0
Always taken care of when I do my banking in a friendly manner
BM
Bryan M
Jun 26, 2026
1.0
My first experience with Carolina Trust Federal Credit Union was extremely disappointing and frankly unacceptable.
I bank with another co-op credit union, which allows members to complete certain transactions at participating co-op credit unions while traveling. My home branch identified Carolina Trust FCU as a local co-op option, so I visited expecting basic professional service.
Instead, the experience was poor from the start. At this branch, customers apparently have to wait outside until staff unlock the door for each person entering. Once inside, the service only got worse. The tellers came across as irritated, dismissive, and clearly uninterested in helping. The attitude and customer interaction were disrespectful and unprofessional.
When I asked about completing a Visa debit withdrawal, the teller simply pointed me to a QR code and told me to scan it and figure it out. That is not customer service. That is not member service. It is especially unacceptable for a credit union participating in a co-op network, where visiting members may reasonably need guidance on available transactions and branch procedures.
Based on this experience, Carolina Trust FCU does not appear prepared or willing to serve co-op credit union members with basic professionalism. The staff interaction, attitude, and lack of assistance were unacceptable. I would not recommend this branch to anyone relying on co-op credit union services.
LC
LaTashia Clark
May 19, 2026
5.0
Been with this company for almost 20 years. Great service, great loan plans, and they understand life situation and are willing to help anyway they can. Love them.❤️💯🤑
BD
Bill Doyne
May 1, 2026
4.0
The employees are always friendly and helpful. I've finally learned to use the 🏧 to make deposits. But it's not the same as dealing with people. I'm old school.
PE
Paula Elliott
Jul 27, 2016
1.0
This bank is the worst bank I ever used, tellers give wrong info,bank manager is extremely rude. Please avoid this bank.
Frequently Asked Questions About Carolina Trust Federal Credit Union
What are the regular branch hours of Carolina Trust Federal Credit Union?
Carolina Trust Federal Credit Union is open Monday to Friday from 8:30 AM to 5:00 PM and closed on weekends.
Does Carolina Trust Federal Credit Union have drive-thru services and what are its hours?
Yes, there is a drive-thru available Monday to Thursday from 8:00 AM to 5:00 PM and on Friday until 6:00 PM.
Who is eligible for membership at Carolina Trust Federal Credit Union?
Membership is open to individuals who live, work, worship, volunteer, or attend school in Horry, Georgetown, Marion, Williamsburg, or southern Florence County in SC, or Brunswick County in NC.
What types of accounts and financial products does Carolina Trust Federal Credit Union offer?
They offer personal and business checking and savings accounts, youth accounts, safe deposit boxes, investments, car loans, credit cards, home loans, personal and secured loans, student loans, insurance, and business loans among other products.
What online and mobile banking services are available at Carolina Trust Federal Credit Union?
Services include online banking, mobile banking via their iOS and Android apps, ATM access, telephone banking, and a call center for assistance.
Is Carolina Trust Federal Credit Union accessible for customers with disabilities?
Yes, the credit union is wheelchair accessible with appropriate entrances and parking available.
What is the address and contact information for Carolina Trust Federal Credit Union?
The credit union is located at 1602 Highway 17, Little River, SC 29566. You can contact them at +1 843-448-2133.
Are there nearby restaurants where I can eat before or after visiting Carolina Trust Federal Credit Union?
Yes, nearby dining options include Eri Boo's Fresh Brunch, Pizza Hut, Burger King, and Matthew's Pancake House, offering a variety of meals for your convenience.
How can I utilize nearby transportation or service points when visiting Carolina Trust Federal Credit Union?
There are nearby UPS Access Point locations for shipping needs, and gas stations like BP, Kangaroo Express, and Circle K to fuel your vehicle during your visit.
What nearby recreational or wellness places can I visit around Carolina Trust Federal Credit Union?
You might enjoy visiting Harbour View golf course for recreation or Holistic Healing and Nutrition SC and Beyond Massage for wellness services near the credit union.
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