Valley Credit Union

Valley Credit Union has been serving people with their financial needs in the Salem area since 1930. Our members, employees and volunteer board live and work in our community. Our sole purpose is to help meet the needs of you, our owner-member. Valley is safe and sound and operates with a very strong capital ratio of 13.4% as of 12/31/2025. Our regulators require us to exceed 7.00% to be considered well capitalized. Since we are a not-for-profit financial cooperative, we answer to you, our owner-member and not shareholders on Wall Street. Valley is a secure place to keep your money on deposit. There is no better financial partner who will look out for your best interests than a local credit union.