Civista Bank has provided financial solutions to generations of businesses, families, and individuals since 1884. Civista is committed to developing life-long relationships built on trust, expertise, and exceptional service. As a full-service financial institution, Civista serves the needs of consumer, business, mortgage, and wealth management customers with 43 locations in Northern, Northwestern, Central and Southwestern Ohio and Southeastern Indiana.
Explore offerings from Civista Bank on 601 Scioto Street in Urbana, with popular banking services and business banking services available at this location.
Civista Bank offers a variety of checking accounts to fit your needs. From traditional free and student free checking to our value-added reward accounts, Civista Bank is sure to have the right account for you. Visit our website to compare accounts and find the best one for you.
Civista Bank has a business checking account to meet the needs of any organization, from small businesses to community organizations and everything in between. Visit our website to find a commercial checking account that fits your business needs.
Whether you're a first time homebuyer, moving up, downsizing, or refinancing your current home, your local Mortgage Lender at Civista Bank will guide you every step of the way. Civista Bank offers a variety of mortgage programs including convential, FHA, VA, and USDA loans, plus affordable housing and physician loan program. Contact a lender near you to see how Civista Bank can match the right mortgage option for your financing needs.
Whether you're new to investing or a seasoned veteran, Civista Bank's experienced financial advisors can provide a broad spectrum of planning and investment tools tailored to your financial goals. Connect with our investments team to start planning your future today.
Use the equity in your home for remodeling, debt consolidation, and more with a Home Equity Line of Credit (HELOC) from Civista Bank. Learn about the benefits of a home equity loan or line of credit by contacting a Civista Banker today.
Maximize your savings for qualified health expenses with a Civista Bank Health Savings Account (HSA). Contact us to learn more about a tax-advantaged HSA that will meet your needs of today and tomorrow.
Products and Services
11 items
Banking Services
Checking Accounts
Savings Accounts
Investments
Home Loans
Personal Loans
Credit Cards
Business Banking
Home Equity Line of Credit (HELOC)
Business Banking Services
Commercial Lending
Payment Processing
Commercial Banking
Reviews
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Gary B
Jul 14, 2026
5.0
Always nice when just about everyone knows you when you walk in! My family has dealt with this bank for over 70 years in a couple different iterations! Always very helpful…Andrew and Emily specifically are super nice and very helpful…
MF
Michael Forr
Feb 12, 2017
5.0
Beautiful bank. I needed a drive up ATM and thought I was driving up to the White House. Can't say anything about their rates or lending but I appreciated them being there when I needed an ATM.
What are the regular business hours of Civista Bank's Urbana Branch?
The Urbana Branch of Civista Bank is open Monday through Thursday from 8:30 am to 5:00 pm, Friday from 8:30 am to 5:30 pm, and Saturday from 8:30 am to 12:00 pm. The branch is closed on Sundays.
What are the drive-thru hours at Civista Bank's Urbana Branch?
The drive-thru at Civista Bank's Urbana Branch operates Monday through Thursday from 8:30 am to 5:00 pm, Friday from 8:30 am to 5:30 pm, and Saturday from 8:30 am to 12:00 pm.
Is Civista Bank's Urbana Branch open on holidays?
No, the Urbana Branch is closed on specified holidays including November 11, November 27, and December 25, 2025.
Where is Civista Bank's Urbana Branch located?
The Urbana Branch is located at 601 Scioto Street, Urbana, OH 43078, United States.
What types of banking products and services does Civista Bank offer at this branch?
Civista Bank offers a variety of products and services including checking and savings accounts, CDs, personal and business loans, mortgages, home equity loans and lines of credit, auto loans, student loans, direct deposit, online banking, and more.
Does Civista Bank's Urbana Branch have accessibility features?
Yes, the Urbana Branch has wheelchair accessible parking and offers a drive-thru service for customer convenience.
Can I find dining options near Civista Bank's Urbana Branch?
Yes, there are several dining options nearby including Sparky's Pizzeria, Arby's, Hot Head Burritos, Great Wall Chinese Restaurant, KFC, Cassano's Pizza King, Burger King, and Fresh Harvest Diner.
Are there any retail and convenience stores near the Urbana Branch?
Yes, nearby retail options include Dollar General for discounts and crafts, Lil's Drive Thru for convenience and liquor, Verizon and T-Mobile stores for mobile phone needs, and AutoZone for automotive parts and repair.
What community services are located near Civista Bank's Urbana Branch?
Nearby community services include Champaign County Senior Center for senior citizen services and retirement living, Brookdale Urbana assisted living facility, and Sterling House of Urbana retirement home.
How can I contact Civista Bank’s Urbana Branch for more information?
You can contact the Urbana Branch directly at +1 937-653-1100 or via email at info@civista.bank. Their main phone number is +1 937-653-1106 and toll-free at +1 800-604-9368.
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