Civista Bank has provided financial solutions to generations of businesses, families, and individuals since 1884. Civista is committed to developing life-long relationships built on trust, expertise, and exceptional service. As a full-service financial institution, Civista serves the needs of consumer, business, mortgage, and wealth management customers with 43 locations in Northern, Northwestern, Central and Southwestern Ohio and Southeastern Indiana.
Explore offerings from Civista Bank on 100 East Water Street in Sandusky, with popular banking services and business banking services available at this location.
Civista Bank offers a variety of checking accounts to fit your needs. From traditional free and student free checking to our value-added reward accounts, Civista Bank is sure to have the right account for you. Visit our website to compare accounts and find the best one for you.
Civista Bank has a business checking account to meet the needs of any organization, from small businesses to community organizations and everything in between. Visit our website to find a commercial checking account that fits your business needs.
Whether you're a first time homebuyer, moving up, downsizing, or refinancing your current home, your local Mortgage Lender at Civista Bank will guide you every step of the way. Civista Bank offers a variety of mortgage programs including convential, FHA, VA, and USDA loans, plus affordable housing and physician loan program. Contact a lender near you to see how Civista Bank can match the right mortgage option for your financing needs.
Whether you're new to investing or a seasoned veteran, Civista Bank's experienced financial advisors can provide a broad spectrum of planning and investment tools tailored to your financial goals. Connect with our investments team to start planning your future today.
Use the equity in your home for remodeling, debt consolidation, and more with a Home Equity Line of Credit (HELOC) from Civista Bank. Learn about the benefits of a home equity loan or line of credit by contacting a Civista Banker today.
Maximize your savings for qualified health expenses with a Civista Bank Health Savings Account (HSA). Contact us to learn more about a tax-advantaged HSA that will meet your needs of today and tomorrow.
Products and Services
11 items
Banking Services
Checking Accounts
Savings Accounts
Investments
Home Loans
Personal Loans
Credit Cards
Business Banking
Home Equity Line of Credit (HELOC)
Business Banking Services
Commercial Lending
Payment Processing
Commercial Banking
Reviews
2.5
27 reviews
5 stars
9
4 stars0
3 stars
2
2 stars0
1 star
16
KS
Krislyn Smietana
Jun 18, 2026
5.0
Friendly staffs, clean and tidy.
BS
Brandon Simpson
May 28, 2026
1.0
If you're selling a house and the buyers are using Civista. Avoid it. NO COMMINUCATION! Single handedly the worst real estate deal I've ever experienced. This is coming from an ex-realtor. They dont know the difference between pre qualified or pre approved.
Avoid them like the plague.
MM
Marty McFly
Apr 4, 2026
1.0
Rude people.
Liars, say the opposite, so you will bank with them.
Just can't believe how bad this bank is.
BR
Brenna Rounds
Jul 10, 2023
5.0
The staff is so kind and helpful and you don't have to wait long to be taken care of. THEY ARE AWESOME!!!!!
LL
Liah LaVassuer
Mar 13, 2023
1.0
YIKES. I called to see how well they treated existing customers. I don't even go to this bank and I found that I was waiting to talk to someone for 20 minutes, I ended up hanging up. You lost a potential customer because of your inadequate customer service and inability to tend to existing customers.
What are the regular operating hours for the Civista Bank Water Street Branch?
The Civista Bank Water Street Branch is open Monday to Friday from 9:00 AM to 5:00 PM and is closed on Saturdays and Sundays.
Does the Civista Bank Water Street Branch offer drive-through services?
Yes, the branch has drive-thru services available Monday through Friday from 8:30 AM to 5:00 PM, and Saturdays from 8:30 AM to 12:00 PM.
Is the Civista Bank Water Street Branch open on Sundays?
No, the branch is closed on Sundays.
What products and services does Civista Bank provide at this location?
Civista Bank offers a variety of financial products and services including checking and savings accounts, money market accounts, CDs, personal and business loans, home mortgages, auto loans, student loans, commercial loans, online banking, and safe deposit boxes.
How can I contact Civista Bank Water Street Branch?
You can contact the branch by phone at +1 419-625-4121, or via email at info@civista.bank.
Where is Civista Bank Water Street Branch located?
The branch is located at 100 East Water Street, Sandusky, OH 44870, United States.
Does the Civista Bank Water Street Branch have wheelchair accessible entrances and parking?
Yes, the branch has wheelchair-accessible entrances and parking available.
Are there any food options nearby Civista Bank Water Street Branch?
Yes, nearby dining options include Hot Nood's food truck, The Lot Food Truck Park, Amaron Italian Restaurant, Sandwich Shop Subway, Wake Up and Waffle diner, Zinc Brasserie French restaurant, Sweet Cheekz Cafe N Bistro, and Boom Town Coffee cafe.
What recreational or fitness facilities are near Civista Bank Water Street Branch?
Nearby recreational and fitness venues include CrossFit Sandusky, a gym and sports venue, and Pedego Electric Bikes Sandusky for bike rentals and sporting goods.
Are there other financial institutions near Civista Bank Water Street Branch?
Yes, Citizens Bank Co. is nearby, providing additional banking options for customers in the area.
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