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First National Bank (FNB) Oxford provides a full range of consumer banking, commercial banking and wealth management services, plus industry-leading online and mobile banking solutions. Apply for an account online or visit our Oxford location today.
Explore offerings from First National Bank on 108 College Street Oxford in Oxford, with popular personal banking, business banking, loans & mortgages, and investing & private banking available at this location.
Branch Services
1 item
Personal Banking
Checking Accounts
Visit our branch to open a new checking account with one of our helpful tellers today. No appointment required!
Our construction loan experience with First National Bank and loan officer has been extremely disappointing.
We started our loan process on January 1, 2026. We received a written approval letter dated March 10 and planned to begin construction on April 1. The bank later rescinded that approval, stating it had been issued by mistake, and required us to start the entire process over in May.
The bank has had everything they needed from us since February 26. We were then given documentation showing a July 30 closing date, yet here we are with no closing in sight. Now we’re being told we must close by August 3 or our interest rate will increase, even though these delays have not been caused by us.
After months of delays, poor communication, and inconsistent information, we’ve lost confidence in First National Bank. We have multiple six figures on deposit that will be moved to another financial institution, and we’ll be taking our construction loan elsewhere.
We do not recommend First National Bank. If you’re looking for a bank you can trust to handle your loan accurately, honestly, and within the timelines they provide, our experience suggests you should look elsewhere.
MG
Mark Gregory
Dec 2, 2021
5.0
I’ve had nothing but fantastic experiences dealing with Union Bank. Recently needed assistance in a complicated matter and was fortunate to have Maria’s help. She went above and beyond and I’m very grateful!
MB
michael brummitt
Sep 23, 2020
5.0
Have moved all my business accounts here. So great to have a local bank that cares about you & your business. Jason Finch has been by far the best I have ever worked with, very responsive & always willing to help!!
Thanks
Mike
MBHC Inc. dba Mike Brummitt Heating & Cooling
KJ
Katie Jones
Nov 23, 2019
5.0
Great bank! Amazing service
DC
Diane Cates
Jul 10, 2019
5.0
Great bank!Cynthia(the window lady) has such a pleasant and friendly manner! She is the best!
Frequently Asked Questions About First National Bank
What services does First National Bank offer?
First National Bank provides a full range of commercial banking, consumer banking, and wealth management services, along with industry-leading online and mobile banking solutions.
Where is the First National Bank location in Oxford, NC?
The First National Bank branch is located at 108 College Street, Oxford, NC 27565, USA.
What are the regular business hours for First National Bank in Oxford?
The bank is open Monday through Friday from 9:00 AM to 5:00 PM and is closed on weekends.
When is the drive-through service available at this First National Bank location?
The drive-through service operates Monday through Friday from 9:00 AM to 5:00 PM and is closed on weekends.
Is the First National Bank branch in Oxford closed on any holidays?
Yes, the branch is closed on several holidays including November 11, 2025; November 27, 2025; December 25, 2025; January 1, 2026; and January 19, 2026.
How can I contact First National Bank in Oxford, NC?
You can contact the bank by phone at +1 919-603-5030.
Does First National Bank in Oxford have an online presence?
Yes, you can visit their website at https://locations.fnb-online.com/nc/oxford/108-college-street-oxford and follow them on LinkedIn at https://www.linkedin.com/company/f-n-b--corporation/.
Are there other banks near First National Bank in Oxford?
Yes, Union Bank is nearby, offering ATM services and banking facilities, which you might consider for additional banking needs.
What dining options are available near First National Bank in Oxford?
Nearby dining includes Uptown Bar and Restaurant, Uptown 101, and Sassafras At Stovall Restaurant, perfect for grabbing a meal before or after your bank visit.
Can I visit any local attractions near First National Bank in Oxford?
Yes, you can visit Downtown Oxford, NC, a local landmark and museum, which is a great spot to explore near the bank.
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