Midland States Bank

You can take advantage of our high-yield savings accounts in St. Louis or at any of our Midland locations. We offer high-interest savings account options in the form of high-yield money markets, high rate CDs, or a traditional savings account, our FlexSaver Savings. The FlexSaver only requires a $0.01 minimum daily balance to earn interest. Our savings accounts are automatically FDIC insured up to $250,000 per depositor and for each account ownership category, so you can rest assured knowing your money is safe with Midland States Bank. If you aren’t sure what the best high yield savings account option is for you, we can help you determine the account that suits your needs. Simply call us at 1- 855-696-4352 to get started, or visit any Midland location.

Midland’s YouthSaver is a kids’ savings account that was made specifically for individuals under the age of 18, and it can be opened at any of our locations. The best savings account for kids is one that allows children to start building their funds from an early age, and our child savings account does just that! The YouthSaver must be co-owned, with a parent or guardian. This is a great bank account for teenagers ages 14-17. Then, once your child turns 18, the account will transfer to their name.

Yes, Midland States Bank offers joint accounts. You can open a joint checking account or a joint savings account in St. Louis. We make it easy for both owners to manage the account. If you need help choosing which account fits both owners’ needs, our Bankers can help you determine what the best joint bank account option is for you.

For our CDs with highest rates in St. Louis, check out our CD Specials on our website or by calling us at 1-855-696-4352.

The bank lobby is open Monday through Friday from 9:00 AM to 5:00 PM and on Saturday from 9:00 AM to 12:00 PM. It is closed on Sundays.

The drive-through is open Monday through Thursday from 8:30 AM to 5:00 PM, Friday from 8:30 AM to 5:30 PM, Saturday from 8:30 AM to 12:00 PM, and is closed on Sundays.

No, Midland States Bank is closed on major holidays including Veterans Day (Nov 11), Thanksgiving (Nov 27-28), Christmas (Dec 25), New Year's Day (Jan 1), Martin Luther King Jr. Day (Jan 19), Presidents Day (Feb 16), Memorial Day (May 25), Juneteenth (Jun 19), and Independence Day (Jul 3-4).

Yes, if you sign out during your application, an email will be sent to you with instructions to log back in and complete the application at a later time.

Yes, Midland offers YouthSaver accounts designed for individuals under 18, which must be co-owned with a parent or guardian to help children build savings early on.

They offer business checking and savings accounts, debit and credit cards, business lending, merchant services, cash management, and SBA loans among other financial solutions for businesses of all sizes.

You can visit several nearby postal facilities including the USPS, United States Postal Service, and the US Post Office—all conveniently located close to Midland States Bank for your mailing needs.

Yes, nearby you will find dining options such as Bella Sera Italian Grill and Trattoria Toscana, offering convenient places to eat before or after your banking visit.

Nearby banking options include US Bank, U.S. Bank, and multiple US Bank ATMs, giving you alternative financial services close to Midland States Bank.

Yes, Midland States Bank provides mobile banking apps available on both the Apple App Store and Google Play to help you manage your accounts conveniently on your smartphone.