Midland States Bank

You can take advantage of our high-yield savings accounts in St. Louis or at any of our Midland locations. We offer high-interest savings account options in the form of high-yield money markets, high rate CDs, or a traditional savings account, our FlexSaver Savings. The FlexSaver only requires a $0.01 minimum daily balance to earn interest. Our savings accounts are automatically FDIC insured up to $250,000 per depositor and for each account ownership category, so you can rest assured knowing your money is safe with Midland States Bank. If you aren’t sure what the best high yield savings account option is for you, we can help you determine the account that suits your needs. Simply call us at 1- 855-696-4352 to get started, or visit any Midland location.

Midland’s YouthSaver is a kids’ savings account that was made specifically for individuals under the age of 18, and it can be opened at any of our locations. The best savings account for kids is one that allows children to start building their funds from an early age, and our child savings account does just that! The YouthSaver must be co-owned, with a parent or guardian. This is a great bank account for teenagers ages 14-17. Then, once your child turns 18, the account will transfer to their name.

Yes, Midland States Bank offers joint accounts. You can open a joint checking account or a joint savings account in St. Louis. We make it easy for both owners to manage the account. If you need help choosing which account fits both owners’ needs, our Bankers can help you determine what the best joint bank account option is for you.

For our CDs with highest rates in St. Louis, check out our CD Specials on our website or by calling us at 1-855-696-4352.

Midland States Bank is open Monday through Friday from 9:00 AM to 5:00 PM, and on Saturdays from 9:00 AM to 12:00 PM. The bank is closed on Sundays.

No, the Midland States Bank branch is closed on several major holidays including Veterans Day (Nov 11), Thanksgiving (Nov 27-28), Christmas (Dec 25), New Year's Day (Jan 1), Martin Luther King Jr. Day (Jan 19), Presidents Day (Feb 16), Memorial Day (May 25), Juneteenth (June 19), and Independence Day (July 3-4).

Yes, you can stop in the middle of opening your account and come back later. An email will be sent to your account with instructions to log back in at your convenience.

All owners opening an account online must be at least 18 years old and possess a government-issued form of identification.

Yes, Midland States Bank offers high-yield savings accounts, including high-yield money markets, high rate CDs, and FlexSaver Savings accounts that require only a $0.01 minimum daily balance to earn interest.

Yes, Midland offers the YouthSaver account specifically designed for individuals under 18, which must be co-owned by a parent or guardian and helps children build savings from an early age.

Near Midland States Bank on Clayton Rd., you can visit dining options like Hungry Planet restaurant, Clementine's Naughty and Nice Creamery (ice cream and bakery), Cleaver & Cocktail (American restaurant and bar), Wild Crush wine bar, Starbucks coffee shop, and Subway sandwich shop for food and beverages.

Yes, nearby shopping centers like Mason Woods Vlg and gift shops such as Silver Linings and The Spotted Pig are close by. Additionally, you can find professional services like Noteworthy Resume & Career Services and insurance agencies including Farmers Insurance - Walter Lehmann and Flanigan Insurance Agency.

Nearby you can find wellness and fitness options like Pilates Of West County gym, The Exercise Coach fitness trainer, and the chiropractic services provided by Accent Chiropractic that includes acupuncture and massage.

Yes, Midland States Bank offers a full range of business banking services including business checking and savings accounts, loans, cash management, merchant services, and SBA loans tailored for small to large businesses.