Midland States Bank

You can take advantage of our high-yield savings accounts in St. Louis or at any of our Midland locations. We offer high-interest savings account options in the form of high-yield money markets, high rate CDs, or a traditional savings account, our FlexSaver Savings. The FlexSaver only requires a $0.01 minimum daily balance to earn interest. Our savings accounts are automatically FDIC insured up to $250,000 per depositor and for each account ownership category, so you can rest assured knowing your money is safe with Midland States Bank. If you aren’t sure what the best high yield savings account option is for you, we can help you determine the account that suits your needs. Simply call us at 1- 855-696-4352 to get started, or visit any Midland location.

Midland’s YouthSaver is a kids’ savings account that was made specifically for individuals under the age of 18, and it can be opened at any of our locations. The best savings account for kids is one that allows children to start building their funds from an early age, and our child savings account does just that! The YouthSaver must be co-owned, with a parent or guardian. This is a great bank account for teenagers ages 14-17. Then, once your child turns 18, the account will transfer to their name.

Yes, Midland States Bank offers joint accounts. You can open a joint checking account or a joint savings account in St. Louis. We make it easy for both owners to manage the account. If you need help choosing which account fits both owners’ needs, our Bankers can help you determine what the best joint bank account option is for you.

For our CDs with highest rates in St. Louis, check out our CD Specials on our website or by calling us at 1-855-696-4352.

Midland States Bank is open Monday, Tuesday, Thursday, and Friday from 9:00 AM to 5:00 PM, and Wednesday from 9:00 AM to 12:00 PM. The branch is closed on Saturdays and Sundays.

The bank is closed on certain holidays including November 11, November 27-28, December 25, January 1, January 19, February 16, May 25, June 19, July 3-4 of the respective years 2025 and 2026.

No, this Midland States Bank location does not offer drive-through services.

Yes, if you sign out during your application, an email will be sent to you with instructions to log back in and complete the process at your convenience.

They offer high-yield savings options including high-yield money markets, high-rate CDs, and the FlexSaver Savings, which requires only a $0.01 minimum daily balance to earn interest.

Yes, the YouthSaver account is designed for individuals under 18 and must be co-owned with a parent or guardian, helping young savers build their funds early.

Yes, Midland offers a variety of business bank accounts including checking, savings, money markets, and CDs, along with services such as business lending, merchant services, and cash management.

Nearby dining options include Good Company, Aperi, Five, Layla, Sameem Afghan Restaurant, and Dog On It Hot Dogs & Smash Burgers, offering a variety of cuisines from casual burgers to Afghan and Southern specialties.

Yes, the bank is located near landmarks such as The Grove STL and 4321 Grove, and accommodations like Manchester Mansion Bed and Breakfast.

Customers visiting Midland States Bank can connect with local businesses such as Byrne PR for advertising needs or enjoy events and concerts at The Dogwood, making it convenient to combine banking with community activities.