Midland States Bank

You can take advantage of our high-yield savings accounts in O'Fallon or at any of our Midland locations. We offer high-interest savings account options in the form of high-yield money markets, high rate CDs, or a traditional savings account, our FlexSaver Savings. The FlexSaver only requires a $0.01 minimum daily balance to earn interest. Our savings accounts are automatically FDIC insured up to $250,000 per depositor and for each account ownership category, so you can rest assured knowing your money is safe with Midland States Bank. If you aren’t sure what the best high yield savings account option is for you, we can help you determine the account that suits your needs. Simply call us at 1- 855-696-4352 to get started, or visit any Midland location.

Midland’s YouthSaver is a kids’ savings account that was made specifically for individuals under the age of 18, and it can be opened at any of our locations. The best savings account for kids is one that allows children to start building their funds from an early age, and our child savings account does just that! The YouthSaver must be co-owned, with a parent or guardian. This is a great bank account for teenagers ages 14-17. Then, once your child turns 18, the account will transfer to their name.

Yes, Midland States Bank offers joint accounts. You can open a joint checking account or a joint savings account in O'Fallon. We make it easy for both owners to manage the account. If you need help choosing which account fits both owners’ needs, our Bankers can help you determine what the best joint bank account option is for you.

For our CDs with highest rates in O'Fallon, check out our CD Specials on our website or by calling us at 1-855-696-4352.

The bank is open Monday through Friday from 9:00 AM to 5:00 PM, and on Saturday from 9:00 AM to 12:00 PM. It is closed on Sundays.

Yes, the drive-through is open Monday through Thursday from 8:30 AM to 5:00 PM, Fridays until 5:30 PM, and Saturdays from 8:30 AM to 12:00 PM. It is closed on Sundays.

The bank is closed on several holidays including Veterans Day, Thanksgiving Day, Christmas Day, New Year's Day, Martin Luther King Jr. Day, Presidents Day, Memorial Day, Juneteenth, and Independence Day.

They offer personal and business checking and savings accounts, personal debit and credit cards, online and mobile banking, home equity loans and lines of credit, mortgages, vehicle loans, personal investing, retirement planning, wealth management, commercial lending, merchant services, and more.

Yes, Midland States Bank offers joint checking and savings accounts making it easy for both owners to manage the account.

The bank is located at 2341 State Highway K, O'Fallon, MO 63368. You can call them at +1 636-379-6100.

Yes, there is a Starbucks nearby where you can enjoy coffee and refreshments before or after your visit to the bank.

Yes, there is a Midland States Bank Deposit ATM nearby for convenient deposit services.

Nearby you will find financial services like Dalton Law Firm, P.C., several chiropractors such as Spirit Chiropractic and Dr. Matt Cooper, as well as insurance agencies like Farmers Insurance - Dawn Johnson and AAA.

You can visit their website at https://locations.midlandsb.com/mo-ofallon-2341statehighwayk-5ce0cfa50452, check their Facebook page, LinkedIn profile, or YouTube channel, and download their Android or iOS app for mobile banking.