Flagstar Bank in Houghton, MI brings the strength of a diversified, regional bank to your community, grounded in building long term relationships with individuals, families, and businesses. We offer a full suite of consumer banking solutions, including everyday checking and high-yield savings accounts, CD’s, lending, and financial planning—all delivered with local expertise and a customer-first focus. Visit us to experience Flagstar’s commitment to excellence and personalized service.
First time having to visit a Flagstar bank. I only needed to provide a signature on a perfunctory card for some CD that my spouse opened. The card was locked in someone's desk that no one could access. No attempt to figure out an accommodation so that I don't have to drive to town another time and hope that the person is there to unlock their desk. I am looking forward to when we can cash it in and invest in somewhere else.
SS
Sean
Sep 8, 2026
2.0
Took three trips to open an account and the misinformation is high. Based on my early experiences, I can see why this branch/bank has the rating it does and I certainly don't recommend them. Was just looking for a local bank with a broader presence than the local credit union. Guess the search for a decent local bank continues.
MB
michael bohnsack
Jun 22, 2019
1.0
What a joke for a bank in Houghton. NOT EVEN OPEN ON SATURDAY
What are the regular business hours for Flagstar Bank in Houghton, MI?
Flagstar Bank in Houghton, MI is open Monday through Friday from 9:00 AM to 5:00 PM and closed on Saturdays and Sundays.
Does Flagstar Bank offer drive-through banking services?
Yes, Flagstar Bank offers drive-through banking services Monday through Friday from 9:00 AM to 5:00 PM.
Where is Flagstar Bank located in Houghton?
Flagstar Bank is located at 1303 College Avenue, Houghton, MI 49931, USA.
How can I contact Flagstar Bank by phone?
You can contact Flagstar Bank at their main phone number: +1 906-487-5850.
What types of banking solutions does Flagstar Bank provide?
Flagstar Bank offers everyday checking and high-yield savings accounts, CDs, lending, and financial planning with a customer-first focus.
Is Flagstar Bank open on public holidays?
Flagstar Bank is closed on major holidays including November 11, 2025 (Veterans Day), November 27, 2025 (Thanksgiving), and December 25, 2025 (Christmas).
Does Flagstar Bank have any mobile banking apps?
Yes, Flagstar Bank offers mobile banking apps available on both Android and iOS platforms.
Are there any other banks near Flagstar Bank in Houghton?
Yes, nearby banks include Wells Fargo and WELLS FARGO BANK, which could be alternative options for your banking needs.
What dining options are available near Flagstar Bank?
Nearby dining options include Subway for sandwiches, Domino's Pizza for pizza and chicken, Rodeo Mexican Kitchen for Mexican and Tex-Mex cuisine, and JJ's Wok N Grill for Asian dishes.
What local educational institutions or community organizations are close to Flagstar Bank?
Close to Flagstar Bank are several community and educational institutions such as Triangle Fraternity at Michigan Tech, Tau Kappa Epsilon, Phi Kappa Theta - Michigan Chi Rho, Harold Meese Center, and Michigan Tech Alumni House, which are integral parts of the local community.
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